Compare Bank & Credit Union Rates
Best savings rates in Providence, RI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Providence, RI
- 0.10%APY$10 a year on $10,000
Requirements
Product: Required minimum deposit balance of $10.00 is required to earn APY. Interest paid and compounded monthly. Rate and APY may change after account is opened at any time without notice.
Offer: Required minimum deposit balance of $10.00 is required to earn APY.
0.09% interest rate · Compounded monthly
Rate checked
More details - BayCoast BankConsumer Money MarketConsumer Money Market · $1,000 min · 0.10%–0.20% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Rate may change after the account is opened. Interest is compounded and credited monthly. Maintenance or activity fees may reduce earnings. Monthly maintenance service charge of $5 waived if an average daily balance of $1,000 is maintained.
Offer: Tier 1. Monthly maintenance service charge of $5 waived if maintain average daily balance of $1,000.
0.10% interest rate · $5 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Consumer Money Market Balance APY $1,000 and up 0.10% $10,000 and upYour amountTier 2. 0.10% $50,000 and upTier 3. 0.15% $100,000 and upTier 4. 0.20% $250,000 and upTier 5. 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No monthly maintenance service charge if average daily balance of $10.00 is maintained. Free 24 hour banking with Telephone Banking and Online Banking.
Offer: Interest compounded and credited monthly on balances of $10.00 or more.
0.10% interest rate · No monthly fee · Effective Sep 29, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Accessible via ATM; interest credited monthly.
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest compounded and paid quarterly.
Offer: Minimum deposit of $5.00 to earn APY. Interest paid quarterly.
0.10% interest rate · Effective Jan 1, 2026
Rate checked
More details - Bristol County Savings BankMoney Market Passbook or StatementMoney Market Passbook or Statement · $10 min · 0.06%–0.46% by balance
Bank · 1 branch
0.06%APY$6 a year on $10,000Requirements
Product: Minimum opening deposit is $10.00. Rate may change after account is opened. Tiered interest based on account balance and no monthly maintenance fee.
Offer: Minimum opening deposit is $10.00. Rate may change after the account is opened. Minimum daily balance required to earn advertised APY is <$1,000.
0.06% interest rate · No monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Passbook or Statement Balance APY Up to $1,000 0.06% $1,000 – $2,500 0.06% $2,500 – $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.11% $50,000 – $100,000 0.46% $100,000 – $250,000 0.46% $250,000 – $500,000 0.46% $500,000 – $1,000,000 0.46% $1,000,000 – $1,500,000 0.46% $1,500,000 – $2,000,000 0.46% Over $2,000,000 0.46% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - BankNewportMoney Market SavingsMoney Market Savings · $2,500 min · 0.02%–0.20% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Monthly maintenance service charge of $10.00 if daily balance falls below $2,500.00 any day of the month in a statement cycle.
Offer: Tier 1 daily balance $2,500.00 - $9,999.99. Monthly maintenance service charge of $10.00 if minimum balance falls below $2,500.00 any day of the month in a statement cycle.
$10 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $10,000 0.02% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $75,000 0.15% $75,000 and up 0.20% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: If the daily balance falls below $100.00 a monthly maintenance service charge of $3.00 will be charged. Customers under age 18 or age 62 and over may have one Statement Savings account with no maintenance service charge.
Offer: Tier 1 rate. Monthly maintenance fee of $3.00 charged if daily balance falls below $100.00; fee waived for customers under age 18 or age 62 and over (limit one account).
$3 monthly fee · Effective Oct 21, 2026
Rate checked
More details - Washington TrustFreedom Statement SavingsSavings · $25 min · 0.00%–0.05% by balance
Bank · 3 branches
0.05%APY$5 a year on $10,000Requirements
Product: Minimum balance of $300.00 average collected daily balance required to avoid monthly service charge of $3.00. No fee assessed if Tax Reported Owner is under age 21 or age 62 and older.
Offer: Monthly fee of $3.00 waived with $300 average collected daily balance or if owner is under 21 or 62+.
0.00% interest rate · $3 monthly fee · Effective Jul 13, 2026
Rate by balance
Rate by balance for Freedom Statement Savings Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $250,000 0.05% $250,000 – $1,000,000 0.05% $1,000,000 and up 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum opening deposit is $10.00. Rate may change after account is opened. Fees could reduce earnings.
0.05% interest rate · Effective Oct 9, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5.00 monthly maintenance fee waived if daily balance of $100.00 or more is maintained, or if tax reporting owner is age 18 and under or 65 and over.
Offer: Must maintain minimum daily balance of $100.00 to earn APY. Monthly maintenance fee of $5.00 waived if minimum daily balance of $100.00 is maintained or if tax reporting owner is age 18 and under or 65 and over.
$5 monthly fee
Rate checked
More details - Centreville BankPersonal Plus Savings AccountSavings · $2,500 min · 0.05%–0.10% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: A monthly maintenance fee of $5.00 is imposed if the balance falls below $1,000 any day of the statement cycle.
Offer: Must maintain a minimum daily balance of $2,500 to earn interest. $5.00 monthly maintenance fee if daily balance falls below $1,000 on any day of the statement cycle.
$5 monthly fee
Rate by balance
Rate by balance for Personal Plus Savings Account Balance APY $2,500 – $50,000Your amount 0.05% $50,000 – $100,000 0.05% $100,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes membership. Minimum balance is $5.00. Dividends compounded and paid quarterly.
Offer: Minimum average daily balance of $100.00 to earn stated APY.
0.05% interest rate
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Providence, RI
41 accounts at 16 banks and credit unions · checked Oct 5–22
- Typical
- 0.06%
- Top 10% from
- 2.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.15%
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Providence, RI-MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Shoreham BankBank · 3 branches
- Coastal1 Credit UnionCredit union · 19 branches
- Ocean State Credit UnionCredit union · 6 branches