Compare Bank & Credit Union Rates
Best savings rates in Pennsylvania
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in Pennsylvania
- 1.46%APY$146 a year on $10,000
Requirements
Product: $5.00 Minimum required in Share Account to maintain membership
Offer: $5.00 Minimum required in Share Account to maintain membership
1.45% interest rate
Rate checked
More details - Kish BankDigital Money Market AccountDigital Money Market Account · $1,000 min · 1.35%–3.50% by balance
Bank · 17 branches
1.35%APY$135 a year on $10,000Requirements
Product: No monthly maintenance fee if daily ledger balance is at least $3,000.
Offer: No monthly maintenance fee if daily ledger balance is at least $3,000.
Effective Sep 22, 2026
Rate by balance
Rate by balance for Digital Money Market Account Balance APY $1,000 – $20,000Your amount 1.35% $20,000 – $75,000 2.60% $75,000 and up 3.50% Rate checked
More details - Johnstown School Employees Federal Credit UnionSavings AccountSavings · $0 min · 1.35%–2.35% by balance
Credit union · 1 branch
1.35%APY$135 a year on $10,000Requirements
Product: Members are limited to deposits of $10,000.00 per calendar month. Each account can have up to three different savings accounts. To keep membership account open, members must maintain a minimum balance of $5.00. Two withdrawals per month are allowed, after which a fee will be imposed.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $60,000Your amount 1.35% Over $60,000 2.35% Rate checked
More details - Self Reliance Financial Federal Credit UnionMoney MarketMoney Market · $1,000 min
Credit union · 4 branches
1.30%APY$130 a year on $10,000Requirements
Product: Membership required. Variable rate. Dividends compounded daily and credited monthly. If the account balance falls below the minimum balance requirement ($1,000), the advertised APY will not be earned. No monthly maintenance fee.
Offer: A minimum balance of $1,000 is required to open and earn the advertised APY. Dividends compounded daily and credited monthly. Rates variable.
1.30% interest rate · Compounded daily · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Self Reliance Financial Federal Credit UnionPremium Money MarketPremium Money Market · $5,000 min
Credit union · 4 branches
1.30%APY$130 a year on $10,000Requirements
Product: Membership required. Variable rate. Dividends compounded daily and credited monthly. A minimum balance of $5,000 is required to open a Premium Money Market Account and earn the applicable advertised APY; if balance falls below the requirement, advertised APY is not earned.
Offer: Table lists minimum balance of $1,000; disclosure specifies $5,000 minimum balance required to open and earn advertised APY. Dividends compounded daily, credited monthly. Rates variable.
1.30% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - Penn East Federal Credit UnionMoney MarketMoney Market · 1.26%–2.02% by balance
Credit union · 4 branches
1.26%APY$126 a year on $10,000Requirements
Product: Open to individuals who live or work in Lackawanna, Luzerne, Wayne, or Wyoming County.
Offer: All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period.
1.25% interest rate · Effective Apr 12, 2024
Rate by balance
Rate by balance for Money Market Balance APY Up to $50,000Your amount 1.26% $50,000 – $100,000 1.51% $100,000 – $350,000 1.76% Over $350,000 2.02% Rate checked
More details - Lehigh County Employees Federal Credit UnionSharesSavings · $25 min · 1.25%–2.00% by balance
Credit union · 2 branches
1.25%APY$125 a year on $10,000Requirements
Product: Regular Share Accounts can be opened with a minimum of $5.00. A minimum of $25.00 is required to earn a dividend. Dividends are earned from day of deposit to day of withdrawal and posted quarterly. Monies can be withdrawn at any time with no penalty.
Offer: Dividends earned from day of deposit to day of withdrawal and posted quarterly.
Effective Jun 30, 2024
Rate by balance
Rate by balance for Shares Balance APY Up to $10,000Your amount 1.25% $10,000 – $25,000 1.50% $25,000 – $75,000 1.75% $75,000 and up 2.00% Rate checked
More details - 1.25%APY$125 a year on $10,000with conditions
Requirements
Product: Must be opened with new money not currently on deposit at Propell. Individual Retirement Accounts are not eligible. Limit of one iSAVE Money Market account per member.
Offer: To obtain the stated dividend and APY, member must have an active iSAVE checking. An active iSAVE checking requires at least one qualifying transaction in the month: ACH into iSAVE checking, bill pay from iSAVE checking, or a debit card purchase from iSAVE checking. Variable-rate account; rate may change after opening. Fees may reduce earnings.
Qualified rate · 1.24% interest rate · Effective Sep 1, 2026
Rate checked
More details - 1.25%APY$125 a year on $10,000
Requirements
Product: Three transfers/withdrawals per month; $10 fee after three withdrawals. Dividends paid quarterly and calculated on average daily balance. Minimum $2,000 average day-to-day balance required to receive dividends; $10 monthly fee if balance drops below $2,000.
1.25% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $50,000Your amount 1.25% $50,001 – $100,000 1.75% $100,001 – $250,000 2.50% $250,001 and up 3.00% Rate checked
More details - OceanFirst BankFirstWave Money MarketFirstWave Money Market · $0 min · 0.05%–2.50% by balance
Bank · 1 branch
1.25%APY$125 a year on $10,000intro rateRequirements
Product: New money only. $10,000 minimum to receive promotional rates. Available for consumer and business.
Promotional rate · 0.05% interest rate · Effective Dec 15, 2025
Rate by balance
Rate by balance for FirstWave Money Market Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amountNew money only; 1.25% $100,000 – $250,000New money only; 2.00% $250,000 – $500,000New money only; 2.25% $500,000 and upNew money only; 2.50% Rate checked
More details - Philadelphia Federal Credit UnionMoney Market SavingsMoney Market Savings · $50 min · 0.35%–1.50% by balance
Credit union · 14 branches
1.25%APY$125 a year on $10,000Requirements
Product: Earn dividends on balances of $50 or more. $5 monthly fee waived if minimum daily balance is $2,500 or greater each day of the month.
Offer: Minimum daily balance required to earn stated dividend rate and APY. $5 monthly fee waived if the minimum daily balance is $2,500 or greater for each day of the month.
0.35% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY $50 and up 0.35% $2,500 and up 1.00% $10,000 and upYour amount 1.25% $25,000 and up 1.50% Rate checked
More details - Bethlehem 1st Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–2.00% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Rates are tiered based on balances and can change monthly based on market conditions. This is not a share draft or checking account and should not be used in place of one. Reg D limits apply.
0.00% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,500 0.00% $1,500 – $10,000 1.00% $10,000 – $25,000Your amount 1.25% $25,000 – $50,000 1.50% $50,000 and up 2.00% Rate checked
More details - SSB BankMoney Market (MM REG)Money Market (MM REG) · $0 min · 0.00%–2.02% by balance
Bank · 3 branches
1.21%APY$121 a year on $10,0000.00% interest rate · Effective Sep 14, 2026
Rate by balance
Rate by balance for Money Market (MM REG) Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 1.21% $25,000 – $100,000 1.46% $100,000 and up 2.02% Rate checked
More details - Riverfront Federal Credit UnionTraditional Money MarketTraditional Money Market · $500 min · 0.70%–1.20% by balance
Credit union · 2 branches
1.20%APY$120 a year on $10,000Requirements
Product: Start earning dividends with as low as $500 in account.
No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Traditional Money Market Balance APY $500 – $5,000 0.70% $5,000 – $10,000 1.20% $10,000 and upYour amount 1.20% Rate checked
More details - Patriot Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.10%–2.00% by balance
Credit union · 8 branches
1.20%APY$120 a year on $10,000Requirements
Product: Earn a higher dividend rate than in a standard savings account if you have a balance of at least $2,500. Tiered rate structure offers members with higher balances an increased dividend rate on deposits. Unlimited deposits and withdrawals, check writing capabilities.
Offer: Rates are variable and are subject to change at any time.
No monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and up 1.10% $10,000 and upYour amount 1.20% $25,000 and up 1.40% $100,000 and up 1.70% $250,000 and up 2.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Pennsylvania
771 accounts at 315 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.02%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch