Credit union · NCUA insured
Armstrong Associates Federal Credit Union
A $80.8M credit union headquartered in Ford City, PA, with 8,062 members and 3 branches in Pennsylvania. Best rates: CDs 3.05% and savings 1.46% APY.
Armstrong Associates Federal Credit Union Carrot Score
86
Carrot Score
Higher than 72% of U.S. banks and credit unions
#14 of 100 in Pittsburgh, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Armstrong Associates Federal Credit Union
Originally chartered in 1958 as Ford City PPG Federal Credit Union to serve PPG Plant No. 5 employees, the institution was renamed Armstrong Associates FCU in 1995.
Based in Ford City, Pennsylvania, the credit union operates three branch locations.
In 2003, it was granted a Low-Income Community Charter to serve individuals and entities throughout Armstrong County.
- Headquarters
- 414 Ford St, Ford City, PA 16226
- NCUA charter
- 12438
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- All persons who live, work, worship, attend school, volunteer, and businesses and other legal entities in Armstrong County are eligible for membership.
Branches
3 branches in Pennsylvania
Loading map…
Pennsylvania
3 branches
- Ford City OfficeMain office414 Ford St, Ford City, PA 16226Directions
- Pleasantview Branch503 Main St, Ford City, PA 16226Directions
- West Hills Branch92 Glade Dr, Kittanning, PA 16201Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.32% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.57% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.54% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $53 | $59 | — |
- CapitalNet worth ratio12.32%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.57%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.54%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$53Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Armstrong Associates Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.