Compare Bank & Credit Union Rates
Best savings rates in Wilkes-Barre, PA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Wilkes-Barre, PA
- 3.00%APY$300 a year on $10,000intro rate
Requirements
Product: Online-exclusive high-yield savings. $25 minimum to open. $5 monthly minimum-balance fee if average daily balance falls below $100, refunded with recurring direct deposit. Product spec states $0.01 minimum to earn interest; the rate table says no minimum. Interest compounded and credited quarterly. In-branch withdrawals are assessed a $15 fee.
Offer: Rate after the 6-month Online Savings New Customer Special introductory period; variable and may change at any time. No minimum balance to earn interest.
Promotional rate · 2.97% interest rate · $5 monthly fee · Effective Aug 12, 2026
Rate checked
More details - Peoples Security Bank & TrustOnline SavingsSavings · $25 min · 3.00%–3.21% by balance
Bank · 1 branch
3.00%APY$300 a year on $10,000intro rateRequirements
Product: Online-exclusive high-yield savings. $25 minimum to open. $5 monthly minimum-balance fee if average daily balance falls below $100, refunded with recurring direct deposit. Product spec states $0.01 minimum to earn interest; the rate table says no minimum. Interest compounded and credited quarterly. In-branch withdrawals are assessed a $15 fee.
Offer: New Customer Special: 3.35% promotional interest rate for the first 6 months. 3.21% is a blended APY over the first 12 months, not a standalone post-promo APY. New customers only; anyone who currently has or had an open PSBT account in the past six months is ineligible. After 6 months the account converts to the standard Online Savings rate. No minimum balance to earn interest. Promo as-of dates conflict: 2026-08-12 on the deposit-rate page vs 2026-07-21 on the product page.
Promotional rate · 3.35% interest rate · $5 monthly fee · Effective Aug 12, 2026
Rate by balance
Rate by balance for Online Savings Balance APY Any balance 3.21% Over $0Your amountStandard variable Online Savings rate. Rate table states no minimum balance to obtain APY; product spec states $0.01 minimum to earn. $5 monthly fee if average daily balance is below $100; refunded with recurring direct deposit. 3.00% Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Enhanced rates require being the primary owner of a qualifying MaxEarnings Checking account. Variable rates; no minimum balance required to earn interest. Product page: $5 monthly fee if average daily balance falls below $25, refunded with recurring direct deposit. Comparison table instead uses a $100 average-daily-balance threshold and $0/$5 fee. Interest compounding is stated as monthly on the product page and quarterly in one feature blurb.
Offer: Qualifying tier 1: primary owner on a qualifying MaxEarnings Checking account. Rate paid on the entire balance when daily balance is at least $0.01 and less than $25,000. Variable; no minimum balance to earn interest. $5 monthly fee if average daily balance is below the stated threshold; waived/refunded with recurring direct deposit.
Qualified rate · 2.96% interest rate · $5 monthly fee · Effective Oct 6, 2026
Rate checked
More details - 2.52%APY$252 a year on $10,000with conditions
Requirements
Product: Available to Premier Checking account holders that remain in good standing. $100 minimum to open. $2 monthly service charge waived with enrollment in eStatements. Must maintain a $2,500 minimum account balance to obtain the interest rate or the interest drops to 0.00% APY. Accrued interest to date is not paid on accounts closed prior to quarter end.
Offer: Available to Premier Checking account holders in good standing. $2,500 minimum account balance to earn stated interest rate/APY (drops to 0.00% APY if below $2,500). $2 monthly fee waived with eStatements.
Qualified rate · 2.50% interest rate · $2 monthly fee
Rate checked
More details - Cross Valley Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 2.00%–3.00% by balance
Credit union · 1 branch
2.10%APY$210 a year on $10,0001.98% interest rate
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,500 and up 2.00% $5,000 and up 2.05% $10,000 and upYour amount 2.10% $15,000 and up 2.15% $20,000 and up 2.20% $50,000 and up 2.25% $75,000 and up 2.50% $100,000 and up 3.00% $250,000 and up 3.00% Rate checked
More details - 2.01%APY$201 a year on $10,000with conditions
Requirements
Product: Available to Select Checking account holders that remain in good standing. $100 minimum to open. $2 monthly service charge waived with enrollment in eStatements. Must maintain a $2,500 minimum account balance to obtain the interest rate or the interest drops to 0.00% APY. Accrued interest to date is not paid on accounts closed prior to quarter end.
Offer: Available to Select Checking account holders in good standing. $2,500 minimum account balance to earn stated interest rate/APY (drops to 0.00% APY if below $2,500). $2 monthly fee waived with eStatements.
Qualified rate · 2.00% interest rate · $2 monthly fee
Rate checked
More details - Choice One Community Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 1.75%–2.25% by balance
Credit union · 1 branch
1.75%APY$175 a year on $10,000Requirements
Product: Must maintain a $100 balance in primary Choice One Share Savings at all times. Minimum deposit of $2,000 required to open.
Offer: Each withdrawal must be at least $500.00; withdrawals by check only; maximum of 6 withdrawals per month; $100.00 required in primary savings account.
1.74% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $50,000Your amount 1.75% $50,000 – $100,000 2.00% $100,000 and up 2.25% Rate checked
More details - 1.25%APY$125 a year on $10,000
Requirements
Product: Three transfers/withdrawals per month; $10 fee after three withdrawals. Dividends paid quarterly and calculated on average daily balance. Minimum $2,000 average day-to-day balance required to receive dividends; $10 monthly fee if balance drops below $2,000.
1.25% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $50,000Your amount 1.25% $50,001 – $100,000 1.75% $100,001 – $250,000 2.50% $250,001 and up 3.00% Rate checked
More details - Fidelity BankPersonal Money MarketPersonal Money Market · $2,500 min · 0.00%–2.01% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Published rates apply for clients with Relationship Checking, Performance Checking, or Fidelity Choice Banking (Fidelity, Classic, or Green Choice Checking); non-package rates are not published and require calling 1-800-388-4380 or visiting a branch. Minimum opening deposit $2,500. Minimum daily balance $2,500 to obtain the stated APY. Monthly service charge $15 when balance is $0.00–$2,499.99 and $0 at $2,500 and over. APY is variable and may change at any time, including after the account is opened; fees may reduce earnings. Interest paid monthly. Rates based on account type (Reliance, Relationship, Performance).
Offer: Reliance rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking.
Qualified rate · 0.00% interest rate · $15 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $2,499 0.00% $2,500 – $25,000Your amountPerformance rate. 0.75% $25,000 – $100,000Performance rate. 1.05% $100,000 – $250,000Performance rate. 1.55% $250,000 – $500,000Performance rate. 1.55% $500,000 and upPerformance rate. 2.01% Rate checked
More details - Fidelity BankPlatinum Money MarketPlatinum Money Market · $0 min · 0.00%–2.01% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Available to Wealth Management clients. APY is variable and may change at any time, including after the account is opened; fees may reduce earnings. Opening minimum and monthly fee are not restated on the Platinum schedule.
Offer: Platinum rate for Wealth Management clients. APY variable; fees may reduce earnings.
Qualified rate · 0.00% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY Up to $2,499 0.00% $2,500 – $25,000Your amount 0.75% $25,000 – $100,000 1.15% $100,000 – $250,000 1.75% $250,000 – $500,000 1.75% $500,000 and up 2.01% Rate checked
More details - The Honesdale National BankInvestors Advantage Money Market DepositInvestors Advantage Money Market Deposit · $2,500 min · 0.65%–1.51% by balance
Bank · 1 branch
0.65%APY$65 a year on $10,000Requirements
Offer: Daily Balances $2,500 - $9,999.99
0.65% interest rate
Rate by balance
Rate by balance for Investors Advantage Money Market Deposit Balance APY $2,500 – $10,000 0.65% $10,000 – $25,000Your amount 0.65% $25,000 – $50,000 0.85% $50,000 – $100,000 0.85% $100,000 – $250,000 1.16% $250,000 – $500,000 1.16% $500,000 – $1,000,000 1.31% $1,000,000 and up 1.51% Rate checked
More details - The Honesdale National BankMoney Market Deposit Account (MMDA)Money Market Deposit Account (MMDA) · 0.15%–0.65% by balance
Bank · 1 branch
0.65%APY$65 a year on $10,000Requirements
Offer: Daily Balances Less Than $2,500
0.15% interest rate
Rate by balance
Rate by balance for Money Market Deposit Account (MMDA) Balance APY Up to $2,500 0.15% $2,500 and upYour amount 0.65% Rate checked
More details - Fidelity BankPersonal Money MarketPersonal Money Market · $2,500 min · 0.60%–1.70% by balance
Bank · 1 branch
0.60%APY$60 a year on $10,000with conditionsRequirements
Product: Published rates apply for clients with Relationship Checking, Performance Checking, or Fidelity Choice Banking (Fidelity, Classic, or Green Choice Checking); non-package rates are not published and require calling 1-800-388-4380 or visiting a branch. Minimum opening deposit $2,500. Minimum daily balance $2,500 to obtain the stated APY. Monthly service charge $15 when balance is $0.00–$2,499.99 and $0 at $2,500 and over. APY is variable and may change at any time, including after the account is opened; fees may reduce earnings. Interest paid monthly. Rates based on account type (Reliance, Relationship, Performance).
Offer: Relationship rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking.
Qualified rate · 0.60% interest rate · $15 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $2,500 – $25,000Your amount 0.60% $25,000 – $100,000 0.80% $100,000 – $250,000 1.00% $250,000 – $500,000 1.25% $500,000 and up 1.70% Rate checked
More details - Peoples Security Bank & TrustRelationship Money MarketRelationship Money Market · $2,500 min · 0.50%–2.13% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Enhanced consumer money market when linked to an active PSBT personal checking account with one recurring qualifying direct deposit, an active debit card, and online banking enrollment. Interest rates are tiered based on aggregated relationship balance. Interest is variable, compounded and credited monthly using the daily balance method. A $2,500.00 minimum balance is required to earn interest. $8.00 monthly service charge if average daily balance falls below $2,500.00; marketing also states no monthly fee with a linked account. Offered in PA, NY, and NJ.
Offer: Requires active PSBT personal checking with qualifying direct deposit, debit card, and online banking. APY based on aggregated relationship balance. Variable rates. Minimum $2,500.00 to earn interest. $8.00 monthly fee if average daily balance is below $2,500.00.
Qualified rate · 0.50% interest rate · $8 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Relationship Money Market Balance APY $2,500 – $100,000Your amount 0.50% $100,000 – $250,000 0.65% $250,000 – $1,000,000 1.08% $1,000,000 – $5,000,000 1.30% $5,000,000 and up 2.13% Rate checked
More details - 0.35%APY$35 a year on $10,000with conditions
Requirements
Product: Rates apply for clients with Relationship Checking, Performance Checking, or Fidelity Choice Banking account. Monthly service charge is $2 for balances $0 to $99.99, $0 for $100 and over. Minimum daily balance of $100 to obtain APY. Interest paid quarterly.
Offer: For balances $0-$99.99; monthly service charge is $2.
Qualified rate · 0.00% interest rate · $2 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Optimum Choice Savings Balance APY Up to $100 0.00% $100 – $24,999Your amountmonthly service charge is $0. 0.35% $25,000 and upmonthly service charge is $0. 0.35% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Wilkes-Barre, PA
38 accounts at 11 banks and credit unions · checked Oct 6–16
- Typical
- 0.13%
- Top 10% from
- 2.23%
- Banks, typical
- 0.13%
- Credit unions, typical
- 0.16%
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Scranton, PA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
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