Compare Bank & Credit Union Rates
Best savings rates in State College, PA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Centre County, PA · Showing Centre County, PA: too few institutions in State College, PA
- Penn State Federal Credit UnionBasic Share Savings AccountSavings · $100 min
Credit union · 2 branches
0.35%APY$35 a year on $10,000Requirements
Product: Required for membership. $100 balance earns dividends.
Offer: $100 minimum balance to obtain APY and earn dividends.
Effective Jun 25, 2026
Rate checked
More details - Penn State Federal Credit UnionSpecial Share Savings AccountSavings · $100 min
Credit union · 2 branches
0.35%APY$35 a year on $10,000Requirements
Product: No minimum balance requirements. $100 balance earns dividends. No withdrawal fee.
Offer: $100 minimum balance to obtain APY and earn dividends.
Effective Jun 25, 2026
Rate checked
More details - Northwest BankAffinity Premier Money MarketAffinity Premier Money Market · $25 min · 0.25%–0.85% by balance
Bank · 4 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Must have Affinity Premier Checking account to qualify. Monthly service charge of $10 can be avoided with an Affinity Premier Checking or $2,500 average daily balance. Variable rate account; rates valid only for accounts opened online.
Offer: Must have Affinity Premier Checking account to qualify. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Premier Checking or $2,500 average daily balance.
Qualified rate · $10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Premier Money Market Balance APY Up to $5,000 0.25% $5,000 – $50,000Your amount 0.30% $50,000 – $100,000 0.35% $100,000 – $250,000 0.85% $250,000 – $5,000,000 0.85% $5,000,000 and up 0.85% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Separate savings account for goal-based savings.
Offer: Dividends compounded and credited quarterly; minimum balance to earn APY is $100.00.
0.20% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Must maintain the minimum required Par Value of One Share ($5.00) in the savings account as a condition of membership.
Offer: Dividends compounded and credited quarterly; minimum balance to earn APY is $100.00.
0.20% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - First Commonwealth BankRelationship Money MarketRelationship Money Market · $1,000 min · 0.20%–0.50% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: $3 monthly service charge waived by maintaining a minimum daily balance of $1,000. Account earns relationship interest rates when primary or joint owner also has a Hometown Checking Premium account. Check writing capabilities available.
Offer: Relationship Rates require primary or joint owner on Relationship Money Market to also be primary or joint owner on a Hometown Checking Premium account.
Qualified rate · 0.20% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Relationship Money Market Balance APY Up to $20,000Your amount 0.20% $20,000 – $50,000 0.30% $50,000 – $100,000 0.40% $100,000 – $250,000 0.50% $250,000 – $2,000,000 0.50% $2,000,000 and up 0.50% Rate checked
More details - Northwest BankAffinity Plus Money MarketAffinity Plus Money Market · $25 min · 0.10%–0.30% by balance
Bank · 4 branches
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Must have Affinity Plus Checking account to qualify. Monthly service charge of $10 can be avoided with an Affinity Plus Checking or $2,500 average daily balance. Variable rate account; rates valid only for accounts opened online.
Offer: Must have Affinity Plus Checking account to qualify. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Plus Checking or $2,500 average daily balance.
Qualified rate · $10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Plus Money Market Balance APY Up to $5,000 0.10% $5,000 – $50,000Your amount 0.20% $50,000 – $100,000 0.25% $100,000 – $250,000 0.30% $250,000 – $5,000,000 0.30% $5,000,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: No monthly maintenance fee if daily ledger balance is at least $200, or primary account owner is under age 19. Fees could reduce earnings. Rates may change after the account is opened.
Effective Sep 22, 2026
Rate by balance
Rate by balance for Savings Account Balance APY $100 – $10,000 0.10% $10,000 – $250,000Your amount 0.15% $250,000 and up 0.20% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: $5 monthly service fee waived with minimum daily balance of $100.
Offer: Rates are subject to change after the account is opened. $5 monthly service fee waived with minimum daily balance of $100.
0.05% interest rate · $5 monthly fee · Effective Jun 25, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY $100 – $2,500 0.05% $2,500 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Interest paid quarterly on all balances. 6 debit transactions per monthly statement cycle with an excess item fee of $3.00 per debit over 6. No minimum monthly balance required.
Offer: Tier 1: Less than $5,000.
0.15% interest rate · No monthly fee · Effective Aug 6, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Interest paid quarterly on all balances. 6 debit transactions per monthly statement cycle with an excess item fee of $3.00 per debit over 6.
Offer: Tier 1: Less than $5,000.
0.15% interest rate · No monthly fee · Effective Aug 6, 2026
Rate checked
More details - First Commonwealth BankRelationship Money MarketRelationship Money Market · $1,000 min · 0.10%–0.25% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: $3 monthly service charge waived by maintaining a minimum daily balance of $1,000. Account earns relationship interest rates when primary or joint owner also has a Hometown Checking Premium account. Check writing capabilities available.
Offer: Non-Relationship Rates apply on any day that account holder does not have a qualifying Hometown Checking Premium account.
Qualified rate · 0.10% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Relationship Money Market Balance APY Up to $20,000Your amount 0.10% $20,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 – $250,000 0.25% $250,000 – $2,000,000 0.25% $2,000,000 and up 0.25% Rate checked
More details - First Commonwealth BankHometown Money MarketHometown Money Market · $1,000 min · 0.10%–0.25% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: $3 monthly service charge waived by maintaining a minimum daily balance of $1,000. Earn higher interest for higher balances with easy access to your money including checks.
0.10% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Hometown Money Market Balance APY Up to $20,000Your amount 0.10% $20,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 – $250,000 0.25% $250,000 – $2,000,000 0.25% $2,000,000 and up 0.25% Rate checked
More details - AmeriServ BankMoney Market AccountMoney Market Account · $5,000 min · 0.10%–0.25% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Service charges may apply if account balance falls below $10,000 and the customer does not have an active AmeriServ checking account. Money Market checks are offered free. No ATM or Debit Card with Money Market account.
Offer: Less than $20,000 balance tier. Tiered interest compounded and paid monthly. Fees may apply if minimum balance requirements are not met; fees may reduce earnings.
Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $20,000Your amount 0.10% $20,000 – $100,000 0.15% $100,000 and up 0.25% Rate checked
More details - Northwest BankAffinity Money MarketAffinity Money Market · $25 min · 0.05%–0.20% by balance
Bank · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: Monthly service charge of $10 can be avoided with an Affinity Checking or $2,500 average daily balance. Designed to work alongside your checking account. Variable rate account; rates valid only for accounts opened online.
Offer: You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Checking or $2,500 average daily balance.
$10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Money Market Balance APY Up to $5,000 0.05% $5,000 – $50,000Your amount 0.10% $50,000 – $100,000 0.15% $100,000 – $250,000 0.20% $250,000 – $5,000,000 0.20% $5,000,000 and up 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Centre County, PA
58 accounts at 20 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 1.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch