Compare Bank & Credit Union Rates
Best savings rates in Mechanicsburg, PA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Cumberland County, PA · Showing Cumberland County, PA: too few institutions in Mechanicsburg, PA
- 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Open up to five accounts, each with a customizable goal. No maturity date.
0.25% interest rate · Effective Oct 16, 2026
Rate checked
More details - Orrstown BankPreferred Money Market AccountPreferred Money Market Account · $0 min · 0.01%–1.66% by balance
Bank · 5 branches
0.25%APY$25 a year on $10,000Requirements
Product: Interest rate and APY are variable and subject to change without notice after account opening. Fees may apply and could reduce earnings. See fee schedule for details. Minimum balance based on average daily balance. Certain features require enrollment and your account in good standing; fees may apply. Please see your account terms and conditions. Monthly maintenance fee may be avoided by maintaining the minimum balance requirement.
Effective Sep 21, 2026
Rate by balance
Rate by balance for Preferred Money Market Account Balance APY Up to $2,500 0.01% $2,500 – $15,000Your amount 0.25% $15,000 – $35,000 0.30% $35,000 – $100,000 0.45% $100,000 – $300,000 1.21% $300,000 – $1,000,000 1.51% $1,000,000 and up 1.66% Rate checked
More details - Orrstown BankPersonal Money Market AccountPersonal Money Market Account · $50 min · 0.01%–1.66% by balance
Bank · 5 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum account balance to earn APY is $50. Accounts below $2,500 earn 0.01% APY.
Offer: Minimum account balance to earn APY is $50. Accounts below $2,500 earn 0.01% APY.
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $2,500 0.01% $2,500 – $15,000Your amount 0.25% $15,000 – $35,000 0.30% $35,000 – $100,000 0.45% $100,000 – $300,000 1.21% $300,000 – $1,000,000 1.51% $1,000,000 and up 1.66% Rate checked
More details - Pennian BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.00%–3.50% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Minimum to Earn Interest $100.00. Minimum to Open Account $1,000.00.
0.00% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY Up to $100 0.00% $100 – $25,000Your amount 0.25% $25,000 – $50,000 0.50% $50,000 – $100,000 1.00% $100,000 – $250,000 2.00% $250,000 – $500,000 3.00% $500,000 and up 3.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Requires a $5 minimum balance to establish and maintain membership.
Offer: Regular shares require a minimum balance of $5 to open the account. Disclosed dividend rates are variable.
0.25% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Open up to five additional savings shares to manage savings goals. Additional savings shares have no minimum balance.
Offer: Additional savings shares have no minimum balance. Disclosed dividend rates are variable.
0.25% interest rate · Effective Oct 6, 2026
Rate checked
More details - Susquehanna Valley Federal Credit UnionMoney MarketsMoney Markets · $2,500 min · 0.25%–0.65% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Dividends are credited monthly and paid on the last day of each month. Minimum balance required to earn dividends. $10 Monthly Fee if balance falls below minimum balance required. Open to anyone who lives, works, worships or attends school in Cumberland, Dauphin or Perry County, PA, and their family members.
Offer: $10 Monthly Fee if balance falls below minimum balance required ($2,500).
0.25% interest rate · $10 monthly fee · Effective Jan 1, 2026
Rate by balance
Rate by balance for Money Markets Balance APY $2,500 – $24,999Your amount 0.25% $25,000 – $49,999 0.35% $50,000 – $99,999 0.50% $100,000 and up 0.65% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Straightforward interest-bearing savings account for everyday needs, future goals, and unexpected expenses.
Offer: Variable interest rate. Maintain a $250 average statement balance to avoid the $5 monthly maintenance fee. Enrollment in e-Statements required to avoid a $2 monthly paper statement fee. No minimum balance requirement or statement fee when primary account owner is under age 18.
$5 monthly fee · Effective Sep 21, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: Designed to build savings alongside Momentum Checking. Must maintain a Momentum Checking Account unless primary account owner is under age 18.
Offer: Variable interest rate. No monthly service fee for the first year; maintain a $100 average statement balance after the first year to avoid a monthly service fee. Enrollment in e-Statements is required to avoid a $2 monthly paper statement fee. Must maintain a Momentum Checking account unless primary owner is under 18.
Qualified rate · No monthly fee · Effective Sep 21, 2026
Rate checked
More details - First Commonwealth BankRelationship Money MarketRelationship Money Market · $1,000 min · 0.20%–0.50% by balance
Bank · 2 branches
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: $3 monthly service charge waived by maintaining a minimum daily balance of $1,000. Account earns relationship interest rates when primary or joint owner also has a Hometown Checking Premium account. Check writing capabilities available.
Offer: Relationship Rates require primary or joint owner on Relationship Money Market to also be primary or joint owner on a Hometown Checking Premium account.
Qualified rate · 0.20% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Relationship Money Market Balance APY Up to $20,000Your amount 0.20% $20,000 – $50,000 0.30% $50,000 – $100,000 0.40% $100,000 – $250,000 0.50% $250,000 – $2,000,000 0.50% $2,000,000 and up 0.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Cumberland County, PA
66 accounts at 24 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 0.85%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Harrisburg, PA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- AmeriChoice Federal Credit UnionCredit union · 4 branches
- Navy Federal Credit UnionCredit union · 1 branch
- PSECUCredit union · 2 branches