Compare Bank & Credit Union Rates
Best savings rates in Portland, OR
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Portland, OR
- WaFd BankHigh Yield Money MarketHigh Yield Money Market · $25 min · 1.25%–2.00% by balance
Bank · 2 branches
1.25%APY$125 a year on $10,000Requirements
Product: Promotion may be discontinued at any time. Not available for IRAs or business clients.
Offer: $1,000 minimum balance to avoid $10 monthly service charge.
1.24% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $89,999Your amount 1.25% $90,000 – $249,999 1.50% $250,000 – $499,999 1.60% $500,000 and up 2.00% Rate checked
More details - SELCO Community Credit UnionInvestor PlusSavings · $10,000 min · 0.00%–2.20% by balance
Credit union · 1 branch
1.20%APY$120 a year on $10,000Requirements
Product: Maintenance and activity fees may apply and could reduce earnings. Requires a $10,000 minimum opening and required balance.
0.00% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Investor Plus Balance APY Up to $10,000 0.00% $10,000 – $50,000Your amount 1.20% $50,000 – $249,999 1.95% $250,000 and up 2.20% Rate checked
More details - SELCO Community Credit UnionInvestor PlusInvestor Plus · $10,000 min · 0.00%–2.20% by balance
Credit union · 1 branch
1.20%APY$120 a year on $10,000Requirements
Product: Make up to three penalty-free withdrawals per month.
0.00% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Investor Plus Balance APY Up to $10,000 0.00% $10,000 – $50,000Your amount 1.20% $50,000 – $249,999 1.95% $250,000 and up 2.20% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Requires $10 minimum balance. Rate is determined by the number of qualifying loans held in good standing with balances over $10,000 (and up to 1 mortgage loan per tax reporting owner) at the end of the last day of the prior month; up to 5 qualifying loans. During the month of opening, earns the No qualifying loans rate.
Offer: Requires 1 qualifying loan.
Qualified rate · Effective Oct 1, 2026
Rate checked
More details - Consolidated Community Credit UnionPremium Money Market AccountPremium Money Market Account · $2,500 min · 1.00%–2.50% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Membership eligibility required to open account. APY may change after account opening. Fee-free if minimum balance is met.
Offer: Min balance to receive dividends is $2,500.00.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premium Money Market Account Balance APY $2,500 – $25,000Your amount 1.00% $25,000 – $50,000 1.25% $50,000 – $100,000 1.50% $100,000 – $250,000 2.00% $250,000 – $500,000 2.25% $500,000 and up 2.50% Rate checked
More details - Consolidated Community Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.80%–2.00% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Membership eligibility required to open account. APY may change after account opening. Fee-free if minimum balance is met.
Offer: Min balance to receive dividends is $1,000.00.
0.80% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 0.80% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.25% $50,000 – $100,000 1.50% $100,000 and up 2.00% Rate checked
More details - Oregonians Credit UnionMoney Market AccountMoney Market Account · 0.71%–1.12% by balance
Credit union · 2 branches
0.87%APY$87 a year on $10,000Requirements
Product: $5 monthly service charge if balance falls below $2,500 during statement period. Membership requires $5 held in Regular Shares savings to maintain active membership (refundable upon membership closure).
Offer: $5/month fee if balance falls below $2,500 during statement period.
0.71% interest rate · $5 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.71% $2,501 – $10,000Your amount 0.87% $10,001 – $25,000 0.95% Over $25,000 1.12% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 5 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - 1st Security BankHigh Yield Money MarketHigh Yield Money Market · $1,500 min · 0.50%–2.00% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Monthly maintenance service charge of $15 is waived if maintaining a minimum daily balance of $1,500 and maintaining an active 1st Security Bank business or consumer checking account.
Offer: Maintain a minimum daily balance of $1,500 and an active 1st Security Bank business or consumer checking account to avoid $15 monthly maintenance service charge.
$15 monthly fee · Effective Jul 31, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $5,000 0.50% $5,000 – $100,000Your amount 0.75% $100,000 – $250,000 1.00% $250,000 – $1,000,000 1.50% $1,000,000 and up 2.00% Rate checked
More details - Columbia Credit UnionMoney Market Account w/Bonus Dividend PlanMoney Market Account w/Bonus Dividend Plan · $0 min · 0.33%–1.10% by balance
Credit union · 2 branches
0.60%APY$60 a year on $10,000with conditionsRequirements
Product: Earn a bonus dividend on your money market balance when enrolled in the Bonus Dividend Plan and meeting Plan requirements: Columbia Credit Union personal checking account with minimum balance of $2,500 and either direct deposit into checking (in current or previous statement period) or payment of CCU loan in current statement period by automatic transfer from checking under same tax ID number. $1,500 minimum balance to avoid $8 monthly fee. Must meet membership eligibility (live or work in WA State or Clackamas, Marion, Multnomah, and Washington counties in OR, and pay $10 lifetime membership fee).
Offer: Bonus Dividend Plan enrollment and qualifying checking requirements.
Qualified rate · 0.33% interest rate · $8 monthly fee
Rate by balance
Rate by balance for Money Market Account w/Bonus Dividend Plan Balance APY Up to $5,000 0.33% $5,000 – $10,000 0.55% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.75% $50,000 – $100,000 0.95% $100,000 and up 1.10% Rate checked
More details - 1st Security BankTiered Rate Money MarketTiered Rate Money Market · $100 min · 0.35%–1.00% by balance
Bank · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: Interest is compounded and credited at the end of each month using the daily balance method. Monthly maintenance service charge of $15 is waived by maintaining a minimum daily balance of $1,500.
Offer: Maintain a minimum daily balance of $1,500 to avoid $15 monthly maintenance fee.
$15 monthly fee · Effective Jul 31, 2026
Rate by balance
Rate by balance for Tiered Rate Money Market Balance APY Up to $5,000 0.35% $5,000 – $50,000Your amount 0.55% $50,000 – $100,000 0.75% $100,000 and up 1.00% Rate checked
More details - Unitus Community Credit UnionMoney Market Account (Personal)Money Market Account (Personal) · $100 min · 0.25%–3.50% by balance
Credit union · 4 branches
0.50%APY$50 a year on $10,000Requirements
Product: $100 minimum opening balance. $2,500 average balance required to avoid a service fee. Tiered rate account where the highest interest rate and APY for that tier applies to the entire balance once met. Dividends compounded and credited monthly.
0.25% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account (Personal) Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.75% $50,000 – $100,000 1.00% $100,000 – $250,000 1.50% $250,000 – $500,000 2.00% $500,000 – $1,000,000 2.50% $1,000,000 – $2,500,000 3.00% $2,500,000 and up 3.50% Rate checked
More details - SELCO Community Credit UnionMembership Savings / Simple SavingsSavings · $5 min · 0.10%–0.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Membership Savings requires a $5 minimum balance (refunded if account is closed). No minimum balance required if you have another SELCO account. No account maintenance fees on Simple Savings.
0.10% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Membership Savings / Simple Savings Balance APY Up to $500 0.10% $500 – $2,500 0.20% $2,500 – $10,000 0.30% $10,000 and upYour amount 0.50% Rate checked
More details - Trailhead Credit UnionMoney MarketMoney Market · $2,500 min · 0.25%–1.40% by balance
Credit union · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Dividends are compounded and credited monthly using the daily balance method. Minimum daily balance of $2,500 is required to earn dividends. Tier rate applies to the entire balance once a balance range is met.
Offer: Minimum daily balance of $2,500 required to earn dividends; rate applies to entire balance.
0.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 0.25% $10,000 – $50,000Your amount 0.50% $50,000 – $100,000 1.00% $100,000 – $250,000 1.15% $250,000 and up 1.40% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.00% $5,000 – $100,000Your amountEnhanced/Relationship tier for Premier/Premier Elite clients. 0.50% $100,000 – $250,000Enhanced/Relationship tier for Premier/Premier Elite clients. 0.85% $250,000 – $500,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.16% $500,000 – $1,000,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.41% $1,000,000 and upEnhanced/Relationship tier for Premier/Premier Elite clients. 1.51% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Portland, OR
110 accounts at 31 banks and credit unions · checked Oct 7–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Portland, OR-WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ironworkers USA Credit UnionCredit union · 1 branch
- Rivermark Community Credit UnionCredit union · 18 branches
- Ukrainian Federal Credit UnionCredit union · 2 branches