Credit union · NCUA insured
Oregonians Credit Union Savings Rates
Oregonians Credit Union’s best savings rate is 0.87% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Oregonians Credit Union’s savings rates compare
Compared with banks and credit unions near Portland, OR-WA, where Oregonians Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Oregonians Credit Union
3.75%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $375
High-Yield Savings
Top rate
Peak Credit Union
5.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
Oregonians Credit Union savings score
86
Savings score
Higher than 72% of U.S. banks and credit unions
- $1,000 balance$1,0000.02%
- $10,000 balance$10,0000.87%
- $100,000 balance$100,0001.12%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Oregonians Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.87%APY
$5 monthly service charge if balance falls below $2,500 during statement period. Membership requires $5 held in Regular Shares savings to maintain active membership (refundable upon membership closure).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500$5/month fee if balance falls below $2,500 during statement period. | 0.71% | — | $5/month fee if balance falls below $2,500 during statement period. |
| $2,501 – $10,000 | 0.87% | $87 | |
| $10,001 – $25,000 | 0.95% | — | |
| Over $25,000 | 1.12% | — |
Sources (3)
- oregonianscu.com/hubfs/assets/…/member-fee-schedule.pdf
- oregonianscu.com/rates
- oregonianscu.com/save-spend/saving-accounts
All captured Oct 22, 2026
High-Yield Savings
0.00%APY on $10,000
Must pair with Cash Back Spend or High-Yield Checking under same membership; limit 1 account per member (unique SSN) and per membership number; not available on business memberships; no monthly maintenance fees.
| Part of the balance | Rate on that part |
|---|---|
| $100,000 and up | 0.50% |
On $10,000 the tiers blend to about 0.00% APY, earning $0 a year.
Sources (2)
All captured Oct 3, 2026
Who can join Oregonians Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or attend school in eligible Oregon counties are eligible to join.
Family and household
- Immediate family members of an Oregonians member in good standing are eligible to join.
Cost to join
- A $10 opening deposit is required to establish membership.
Membership information collected October 4, 2026.