Credit union · NCUA insured
Trailhead Credit Union Savings Rates
Trailhead Credit Union’s best savings rate is 0.50% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Trailhead Credit Union’s savings rates compare
Compared with banks and credit unions near Portland, OR-WA, where Trailhead Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Trailhead Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $5
- Earns on $10,000 a year
- $300
Kasasa Saver
Top rate
Peak Credit Union
5.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
Trailhead Credit Union savings score
82
Savings score
Higher than 60% of U.S. banks and credit unions
- $1,000 balance$1,0000.01%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.15%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Trailhead Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.50%APY
Dividends are compounded and credited monthly using the daily balance method. Minimum daily balance of $2,500 is required to earn dividends. Tier rate applies to the entire balance once a balance range is met.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Minimum daily balance of $2,500 required to earn dividends; rate applies to entire balance. | 0.25% | — | Minimum daily balance of $2,500 required to earn dividends; rate applies to entire balance. |
| $10,000 – $50,000Minimum daily balance of $2,500 required to earn dividends; rate applies to entire balance. | 0.50% | $50 | Minimum daily balance of $2,500 required to earn dividends; rate applies to entire balance. |
| $50,000 – $100,000Minimum daily balance of $2,500 required to earn dividends; rate applies to entire balance. | 1.00% | — | Minimum daily balance of $2,500 required to earn dividends; rate applies to entire balance. |
| $100,000 – $250,000Minimum daily balance of $2,500 required to earn dividends; rate applies to entire balance. | 1.15% | — | Minimum daily balance of $2,500 required to earn dividends; rate applies to entire balance. |
| $250,000 and upMinimum daily balance of $2,500 required to earn dividends; rate applies to entire balance. | 1.40% | — | Minimum daily balance of $2,500 required to earn dividends; rate applies to entire balance. |
Sources (2)
- trailheadcu.org/truth-in-savings · captured Sep 15, 2026
- trailheadcu.org/rates · captured Oct 8, 2026
Primary Share Savings
0.01%APY
Required for Credit Union membership. Dividends compounded and credited monthly. A Single Service Fee of $10 per month applies to accounts that only have a Share Savings account with a balance below $100.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum daily balance of $25 required to earn dividends. A $10 monthly single service fee applies if this is the only account and balance falls below $100.$25 and up | 0.01% | $1 | Minimum daily balance of $25 required to earn dividends. A $10 monthly single service fee applies if this is the only account and balance falls below $100. |
Sources (3)
All captured Oct 22, 2026
Secondary Savings
0.01%APY
Dividends compounded and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.01% | $1 |
Kasasa Saver
0.00%APY on $10,000
Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Limit one account per Social Security Number. No recurring monthly maintenance fees. To qualify for preferred rates each Monthly Qualification Cycle, the linked checking account must have at least 10 debit card purchases post and clear, at least one direct deposit or ACH transaction post and clear, and receive monthly eStatements.
| Part of the balance | Rate on that part |
|---|---|
| Over $30,000 | 0.25% |
On $10,000 the tiers blend to about 0.00% APY, earning $0 a year.
Special-purpose accounts
Savings IRA/ESA
0.05%APY
Available as Individual Retirement Account (Traditional/Roth IRA) Share Savings or Coverdell Education Savings Account (ESA). Minimum balance of $100 required to earn dividends. Dividends compounded and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum daily balance of $100 is required to earn dividends.$100 and up | 0.05% | $5 | Minimum daily balance of $100 is required to earn dividends. |
Sources (3)
- trailheadcu.org/truth-in-savings
- trailheadcu.org/rates
- trailheadcu.org/personal-banking/retirement-accounts
All captured Oct 22, 2026
Who can join Trailhead Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- People who live, work, worship, or attend school in Multnomah County, Oregon are eligible for membership.
Family and household
- Immediate family members of current members (including spouses/domestic partners, parents/step-parents, children/step-children, siblings/step-siblings, grandparents/step-grandparents, and grandchildren/step-grandchildren) are eligible for membership.
Cost to join
- A $5 deposit in a savings account is required to become a member.
Membership information collected October 4, 2026.