Best savings rates in New York

Requirements

Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).

Requirements

Product: Designed to be held alongside a KeyBank personal checking account. Monthly maintenance fee of $4.00 is waived if the account holder owns a KeyBank consumer checking account (including KeyBank Hassle-Free Account). Variable rate applies to the entire balance.

Offer: Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account).

Requirements

Product: Account can be opened by individuals only.

Offer: Monthly maintenance charge is $7.50 for each monthly service charge cycle unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in your Relationship Savings account during the monthly service charge cycle. Minimum balance to obtain advertised APY is $1.00.

Requirements

Product: Available to natural persons for personal, household or family purposes. Monthly cycle service charge of $5.00 if average available balance falls below $500.

Offer: For balances below $100 the APY is 0.00%. Monthly cycle service charge of $5.00 if average balance falls below $500.

Requirements

Product: Required for membership, limit one per member, must maintain $1 minimum balance.

Requirements

Product: Opens membership with $5 deposit. Competitive quarterly dividends paid on average daily balance of $50 or more.

Offer: Minimum average daily balance of $50.00 to earn APY.

Requirements

Product: Regular Share Account is a passbook savings account with a minimum balance of $50.00. Membership is available to members of Holy Trinity Ukrainian Orthodox Church, Ukrainian Autocephalic Orthodox Cathedral of Saint Vladimir in NY, and members/employees of St. Andrew's Ukrainian Orthodox Church in South Bound Brook, NJ. Par value to open account is $5.00 share deposit.

Offer: Dividends accrued daily and credited quarterly based on daily balance method for balances of $50.00 or more.

Requirements

Product: Account can be opened by individuals only. Variable-rate account; rates may vary by region.

Offer: Monthly maintenance charge is $7.50 unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in the Relationship Savings account during the monthly service charge cycle. Minimum balance to earn advertised APY is $1.00.

Requirements

Product: Variable rate account; interest compounded and credited quarterly. Commercial accounts do not earn interest and do not have tiers. $2,500 minimum ledger balance required to obtain disclosed interest rate and/or APY.

Offer: Tier 1. Tier balance thresholds not specified. Variable rate. Minimum balance to open is $2,500.00, and minimum ledger balance of $2,500 to obtain disclosed interest rate/APY.

Requirements

Product: Must open a Premium Access Checking account ($100 minimum deposit, $30 monthly fee if combined average ledger balance < $50,000 in qualifying deposit accounts). New money only. Average daily balance of at least $50,000 as of last statement cycle required to obtain APY above 0.00%. If Premium Access Checking is closed/converted, bank reserves right to convert to Legacy II Money Market Account. Standard money market rules apply. eStatements required to avoid $5.00 paper statement fee.

Offer: New money only. Average daily balance of $.01 to $49,999.99 earns 0.00% APY. Must maintain Premium Access Checking account. eStatements avoid $5.00 paper statement fee.

Requirements

Product: Offered with Choice Rewards Checking or Premium Rewards Checking.

Requirements

Product: Share Account represents membership in the credit union. Monthly maintenance fee of $3.00 is waived if the minimum balance of $75.00 is maintained, or if the member is younger than 18 or older than 65.

Offer: Does not earn dividends. Account servicing fee of $5.00 is charged annually on July 31.

Requirements

Product: Primary share savings account serves as Membership with Gates Chili FCU. Minimum balance requirement of $25. Additional savings accounts may be opened with a $25 minimum balance requirement.