Bank · FDIC insured
Peapack Private Bank & Trust Savings Rates
Peapack Private Bank & Trust’s best savings rate is 0.00% APY, with its Premium Tiered Money Market, with extra requirements. Rates checked October 22, 2026.
How Peapack Private Bank & Trust’s savings rates compare
Compared with banks and credit unions in New Jersey, where Peapack Private Bank & Trust has the most branches. $10,000, best rate first.
This bank’s best
Peapack Private Bank & Trust
0.00%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $0
Premium Tiered Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Premium Tiered Money Market
0.00%APY
Must open a Premium Access Checking account ($100 minimum deposit, $30 monthly fee if combined average ledger balance < $50,000 in qualifying deposit accounts). New money only. Average daily balance of at least $50,000 as of last statement cycle required to obtain APY above 0.00%. If Premium Access Checking is closed/converted, bank reserves right to convert to Legacy II Money Market Account. Standard money market rules apply. eStatements required to avoid $5.00 paper statement fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000New money only. Average daily balance of $.01 to $49,999.99 earns 0.00% APY. Must maintain Premium Access Checking account. eStatements avoid $5.00 paper statement fee. | 0.00% | $0 | New money only. Average daily balance of $.01 to $49,999.99 earns 0.00% APY. Must maintain Premium Access Checking account. eStatements avoid $5.00 paper statement fee. |
| $50,000 – $250,000New money only. Average daily balance of $50,000.00 to $249,999.99 as of last statement cycle. Must maintain Premium Access Checking account. eStatements avoid $5.00 paper statement fee. | 0.40% | — | New money only. Average daily balance of $50,000.00 to $249,999.99 as of last statement cycle. Must maintain Premium Access Checking account. eStatements avoid $5.00 paper statement fee. |
| $250,000 – $500,000New money only. Average daily balance of $250,000.00 to $499,999.99 as of last statement cycle. Must maintain Premium Access Checking account. eStatements avoid $5.00 paper statement fee. | 0.90% | — | New money only. Average daily balance of $250,000.00 to $499,999.99 as of last statement cycle. Must maintain Premium Access Checking account. eStatements avoid $5.00 paper statement fee. |
| $500,000 and upNew money only. Average daily balance of $500,000.00 or more as of last statement cycle. Must maintain Premium Access Checking account. eStatements avoid $5.00 paper statement fee. | 1.40% | — | New money only. Average daily balance of $500,000.00 or more as of last statement cycle. Must maintain Premium Access Checking account. eStatements avoid $5.00 paper statement fee. |
Sources (1)
- peapackprivate.com/personal/ch…ns/money-market-accounts · captured Sep 26, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.