Credit union · NCUA insured
Hudson Valley Credit Union
A $8.1B credit union, the 48th largest of 4,329, headquartered in Poughkeepsie, NY, with 393,661 members and 41 branches in New York. Best rates: CDs 3.88% and savings 0.15% APY.
Hudson Valley Credit Union Carrot Score
63
Carrot Score
Higher than 8% of U.S. banks and credit unions
#16 of 20 in Kiryas Joel, NY metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Hudson Valley Credit Union
- Headquarters
- 137 Boardman Rd, Poughkeepsie, NY 12603
- NCUA charter
- 24984
Branches
41 branches in New York
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New York
41 branches
Kiryas Joel area · 17
- Boardman RoadMain office137 Boardman Rd, Poughkeepsie, NY 12603Directions
- Beacon324 Main St, Beacon, NY 12508Directions
- Chester87 Brookside Ave, Chester, NY 10918Directions
- Fishkill6 Schuyler Blvd, Fishkill, NY 12524Directions
- Hopewell Junction415 Route 376 Ste 1, Hopewell Junction, NY 12533Directions
- Hyde Park4011 Albany Post Rd, Hyde Park, NY 12538Directions
- LaGrange155 Stringham Rd, Lagrangeville, NY 12540Directions
- Middletown40 Lloyds Ln, Middletown, NY 10940Directions
- Montgomery30 Hawkins Dr, Montgomery, NY 12549Directions
- New Windsor265 Windsor Hwy, New Windsor, NY 12553Directions
- Newburgh953 Route 300, Newburgh, NY 12550Directions
- Pleasant Valley12 North Ave, Pleasant Valley, NY 12569Directions
- Arlington4 Tucker Dr, Poughkeepsie, NY 12603Directions
- Marist Red Fox Financial3399 North Rd, Poughkeepsie, NY 12601Directions
- Poughkeepsie2373 South Rd, Poughkeepsie, NY 12601Directions
- Rhinebeck6740 Route 9, Rhinebeck, NY 12572Directions
- Wappingers Falls11 Marshall Rd, Wappingers Falls, NY 12590Directions
Albany area · 8
- Colonie98 Wolf Rd, Albany, NY 12205Directions
- Guilderland1704 Western Ave Ste 7, Albany, NY 12203Directions
- Green Island148 George St, Green Island, NY 12183Directions
- Halfmoon7 Halfmoon Crossing Blvd, Halfmoon, NY 12065Directions
- Latham851 New Loudon Rd, Latham, NY 12110Directions
- Malta2532 Route 9, Malta, NY 12020Directions
- Niskayuna120 Mansion Blvd, Niskayuna, NY 12304Directions
- Rotterdam1925 Curry Rd, Rotterdam, NY 12306Directions
Monticello area · 6
- Callicoon9 Lower Main St, Callicoon, NY 12723Directions
- Grahamsville279 Main St, Grahamsville, NY 12740Directions
- Liberty1987 State Route 52, Liberty, NY 12754Directions
- Monticello4445 State Route 42, Monticello, NY 12701Directions
- Narrowsburg122 Kirks Rd, Narrowsburg, NY 12764Directions
- Rock Hill244 Rock Hill Dr, Rock Hill, NY 12775Directions
New York area · 4
- BrewsterBrewster Towne Centre, 1620 Route 22, Brewster, NY 10509Directions
- Carmel2 Terrace Dr, Carmel, NY 10512Directions
- Mahopac152 Route 6, Mahopac, NY 10541Directions
- Cortlandt3160 E Main St, Mohegan Lake, NY 10547Directions
Kingston area · 4
- Ellenville103 Canal St, Ellenville, NY 12428Directions
- Highland101 Tillson Avenue Ext, Highland, NY 12528Directions
- Kingston1639 Route 9W, Lake Katrine, NY 12449Directions
- New Paltz29 Main St, New Paltz, NY 12561Directions
Hudson area · 2
- Chatham50 Main St # 52, Chatham, NY 12037Directions
- Hudson561 Warren St, Hudson, NY 12534Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.56% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.60% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | Not reported | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $70 | $88 | — |
- CapitalNet worth ratio10.56%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.60%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assetsNot reportedPeers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$70Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Hudson Valley Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.