Compare Bank & Credit Union Rates
Best savings rates in New Mexico
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in New Mexico
- 1.77%APY$177 a year on $10,000
Requirements
Offer: Daily Compounded Effective Rate
1.75% interest rate · Effective Sep 8, 2026
Rate by balance
Rate by balance for MMDA Balance APY $2,500 – $9,999 1.77% $10,000 – $24,999Your amount 1.77% $25,000 – $49,999 1.77% $50,000 – $74,999 1.77% $75,000 – $99,999 2.02% $100,000 – $250,000 2.02% $250,000 and up 2.28% Rate checked
More details - 1.77%APY$177 a year on $10,000
Requirements
Product: Fees apply to balances below $500: $4.00 service fee per quarter for balances $250–$500; $9.00 fee per quarter for balances below $250.
Offer: Quarterly service fees apply to balances below $500 ($4.00/quarter for $250–$500; $9.00/quarter for below $250).
1.75% interest rate
Rate checked
More details - First Financial Credit UnionMoney Market AccountMoney Market Account · $500 min · 0.30%–2.27% by balance
Credit union · 19 branches
1.76%APY$176 a year on $10,000Requirements
Product: Tiered rates where higher balances earn higher rates. Minimum deposit of $500 to open. No monthly service fee and no minimum balance requirement to maintain the account. Enhanced access includes direct check writing (up to 6 transactions per month by check, pre-authorized automatic, or telephone drafts) and unlimited in-person or mail withdrawals.
0.30% interest rate · No monthly fee · Effective Jun 8, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25 0.30% Up to $2,500 1.51% $2,500 – $10,000 1.76% $10,000 – $25,000Your amount 1.76% $25,000 – $50,000 1.76% $50,000 – $100,000 2.02% $100,000 – $250,000 2.02% $250,000 and up 2.27% Rate checked
More details - First American CUMoney Market AccountMoney Market Account · $1,500 min · 0.77%–1.76% by balance
Credit union · 1 branch
1.76%APY$176 a year on $10,000Requirements
Product: Dividends compounded and paid monthly, calculated on average daily balance. Earn dividends on all balances over $1,500. No monthly service fee.
Offer: Minimum $1,500 to open, $1,500 to earn dividends.
0.77% interest rate · No monthly fee · Effective Apr 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,500 – $9,999 0.77% $10,000 – $99,999Your amount 1.76% $100,000 and up 1.20% Rate checked
More details - State Employees Credit UnionMoney MarketMoney Market · $0 min · 0.15%–2.25% by balance
Credit union · 8 branches
1.75%APY$175 a year on $10,0000.15% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $9,999 0.15% $10,000 – $49,999Your amount 1.75% $50,000 – $249,999 2.00% $250,000 and up 2.25% Rate checked
More details - 1.61%APY$161 a year on $10,000
Requirements
Offer: Minimum daily balance of $100.00 must be maintained to obtain the disclosed APY. $10.00 fee per statement if below minimum balance. Variable-rate account; rates and APYs may change at any time.
1.60% interest rate · $10 monthly fee
Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Interest is tiered, compounded, and paid monthly. Monthly maintenance fee of $15 is waived with a daily balance of $2,500 or more. Minimum daily balance of $2,500 required to obtain APY and earn interest.
Offer: Minimum daily balance required to obtain APY is $2,500.00. Monthly maintenance fee of $15 is waived with a daily balance of $2,500 or more.
1.49% interest rate · $15 monthly fee · Effective Aug 5, 2025
Rate checked
More details - WaFd BankHigh Yield Money MarketHigh Yield Money Market · $25 min · 1.25%–2.00% by balance
Bank · 18 branches
1.25%APY$125 a year on $10,000Requirements
Product: Promotion may be discontinued at any time. Not available for IRAs or business clients.
Offer: $1,000 minimum balance to avoid $10 monthly service charge.
1.24% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $89,999Your amount 1.25% $90,000 – $249,999 1.50% $250,000 – $499,999 1.60% $500,000 and up 2.00% Rate checked
More details - America First Credit UnionMoney MarketMoney Market · $0 min · 1.00%–3.90% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Tiered dividends; dividends credited monthly. Dividend rate and APY may change monthly.
Offer: Minimum earning balance $0.00.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 1.00% $5,000 – $10,000 1.10% $10,000 – $25,000Your amount 1.25% $25,000 – $50,000 1.80% $50,000 – $100,000 2.05% $100,000 – $250,000 2.70% $250,000 – $1,000,000 3.45% $1,000,000 and up 3.90% Rate checked
More details - Nusenda Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.25%–3.10% by balance
Credit union · 26 branches
1.10%APY$110 a year on $10,000Requirements
Product: Must maintain an average monthly balance of $2,500 to avoid a $7.50 monthly maintenance fee. Variable-rate account; rates are subject to change after opening. Must maintain minimum daily balance each day to obtain disclosed APY.
Offer: Avoid the $7.50 monthly maintenance fee by maintaining an average monthly balance of $2,500. Must maintain minimum daily balance each day to obtain APY.
0.25% interest rate · $7.50 monthly fee · Effective Apr 30, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.25% $2,500 – $99,999Your amount 1.10% $100,000 – $249,999 1.35% $250,000 – $499,999 1.75% $500,000 – $999,999 2.60% $1,000,000 – $4,999,999 2.85% $5,000,000 and up 3.10% Rate checked
More details - 1.01%APY$101 a year on $10,000
Requirements
Product: Must maintain a minimum balance of $150.00 each day to obtain the disclosed APY. Limited to 6 covered transfers per calendar month.
Offer: Must maintain a minimum daily balance of $150.00 to obtain APY.
1.00% interest rate · Effective Sep 8, 2026
Rate checked
More details - One Source Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 0.80%–1.31% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: No account service fee. Maintaining at least $2,000 account balance pays higher dividend rates. Interest is paid monthly.
Offer: Terms are 30 - 31 Days. Interest is paid monthly.
0.80% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $4,999 0.80% $5,000 – $9,999 0.90% $10,000 – $24,999Your amount 1.00% $25,000 – $49,999 1.11% $50,000 – $99,999 1.21% $100,000 and up 1.31% Rate checked
More details - Otero Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.00%–1.75% by balance
Credit union · 6 branches
1.00%APY$100 a year on $10,000Requirements
Product: Minimum balance to open is $2,500. Minimum balance to earn dividends is $2,500. Monthly fee if balance falls below minimum is $5. Limited transfers and withdrawals per month ($250 minimum per transaction). Membership eligibility requirements apply.
Offer: Monthly fee of $5 if balance falls below $2,500. Minimum balance to earn dividends is $2,500.
0.00% interest rate · $5 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 1.00% $25,000 – $50,000 1.45% $50,000 – $100,000 1.70% $100,000 – $250,000 1.70% $250,000 and up 1.75% Rate checked
More details - 1.00%APY$100 a year on $10,000
0.00% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $999 0.00% $1,000 – $9,999Dividend compounded monthly and credited monthly 0.55% $10,000 – $24,999Your amountDividend compounded monthly and credited monthly 1.00% $25,000 – $49,999Dividend compounded monthly and credited monthly 1.76% $50,000 and upDividend compounded monthly and credited monthly 2.01% Rate checked
More details - The Florist Federal Credit UnionMoney Market Plus CheckingMoney Market Plus Checking · $2,500 min
Credit union · 1 branch
1.00%APY$100 a year on $10,0001.00% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New Mexico
150 accounts at 62 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 1.79%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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New Mexico
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Sandia Area Federal Credit UnionCredit union · 7 branches
- State Employees Credit UnionCredit union · 8 branches