Bank · FDIC insured
The Citizens Bank of Clovis Savings Rates
The Citizens Bank of Clovis’s best savings rate is 1.77% APY on $10,000, with its MMDA. Rates checked October 22, 2026.
How The Citizens Bank of Clovis’s savings rates compare
Compared with banks and credit unions near Clovis, NM, where The Citizens Bank of Clovis has the most branches. $10,000, best rate first.
This bank’s best
The Citizens Bank of Clovis
1.77%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $177
MMDA
Top rate
WaFd Bank
3.82%APY
- Minimum
- $0
- Earns on $10,000 a year
- $382
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
The Citizens Bank of Clovis savings score
89
Savings score
Higher than 87% of U.S. banks and credit unions
- $1,000 balance$1,0001.01%
- $10,000 balance$10,0001.77%
- $100,000 balance$100,0002.02%
- QualifiedQualified1.77%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Citizens Bank of Clovis ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
MMDA
1.77%APY
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| $2,500 – $9,999Daily Compounded Effective Rate · $2,500 to open | 1.77% | $2,500 | — | Daily Compounded Effective Rate |
| $10,000 – $24,999Daily Compounded Effective Rate · $10,000 to open | 1.77% | $10,000 | $177 | Daily Compounded Effective Rate |
| $25,000 – $49,999Daily Compounded Effective Rate · $25,000 to open | 1.77% | $25,000 | — | Daily Compounded Effective Rate |
| $50,000 – $74,999Daily Compounded Effective Rate · $50,000 to open | 1.77% | $50,000 | — | Daily Compounded Effective Rate |
| $75,000 – $99,999Daily Compounded Effective Rate · $75,000 to open | 2.02% | $75,000 | — | Daily Compounded Effective Rate |
| $100,000 – $250,000Daily Compounded Effective Rate · $100,000 to open | 2.02% | $100,000 | — | Daily Compounded Effective Rate |
| $250,000 and upDaily Compounded Effective Rate · $100,000 to open | 2.28% | $100,000 | — | Daily Compounded Effective Rate |
Sources (1)
- cbcnm.bank/Deposits/Rates · captured Oct 22, 2026
CBC Standard Savings Account
1.01%APY
Must maintain a minimum balance of $150.00 each day to obtain the disclosed APY. Limited to 6 covered transfers per calendar month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $150 and upMust maintain a minimum daily balance of $150.00 to obtain APY.$150 and up | 1.01% | $101 | Must maintain a minimum daily balance of $150.00 to obtain APY. |
Special-purpose accounts
IRA Account (Compounded Daily)
2.53%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum deposit to open and minimum balance to obtain APY is $50.00. Compounded daily.$50 and up | 2.53% | $253 | Minimum deposit to open and minimum balance to obtain APY is $50.00. Compounded daily. |
Sources (1)
- cbcnm.bank/Deposits/Rates · captured Sep 16, 2026
IRA MMDA
1.77%APY
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| $2,500 – $9,999Daily Compounded Effective Rate · $2,500 to open | 1.77% | $2,500 | — | Daily Compounded Effective Rate |
| $10,000 – $24,999Daily Compounded Effective Rate · $10,000 to open | 1.77% | $10,000 | $177 | Daily Compounded Effective Rate |
| $25,000 – $49,999Daily Compounded Effective Rate · $25,000 to open | 1.77% | $25,000 | — | Daily Compounded Effective Rate |
| $50,000 – $74,999Daily Compounded Effective Rate · $50,000 to open | 1.77% | $50,000 | — | Daily Compounded Effective Rate |
| $75,000 – $99,999Daily Compounded Effective Rate · $75,000 to open | 2.02% | $75,000 | — | Daily Compounded Effective Rate |
| $100,000 – $250,000Daily Compounded Effective Rate · $100,000 to open | 2.02% | $100,000 | — | Daily Compounded Effective Rate |
| $250,000 and upDaily Compounded Effective Rate · $100,000 to open | 2.28% | $100,000 | — | Daily Compounded Effective Rate |
Sources (1)
- cbcnm.bank/Deposits/Rates · captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.