Bank · FDIC insured
The Citizens Bank of Clovis
A $493.1M bank headquartered in Clovis, NM, with 5 branches in New Mexico. Best rates: CDs 2.90% and savings 1.77% APY.
The Citizens Bank of Clovis Carrot Score
74
Carrot Score
Higher than 36% of U.S. banks and credit unions
#6 of 8 in Clovis, NM metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The Citizens Bank of Clovis
- Headquarters
- 421 Pile St, Clovis, NM 88101
- FDIC certificate
- 11491 ↗
Branches
5 branches in New Mexico
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New Mexico
5 branches
Clovis area · 4
- The Citizens Bank of ClovisMain office421 Pile St, Clovis, NM 88101Directions
- Clovis Branch1501 N Main St, Clovis, NM 88101Directions
- East 21st Street Branch800 E 21st St, Clovis, NM 88101Directions
- Texico Branch420 Wheeler St, Texico, NM 88135Directions
Fort Sumner area · 1
- Fort Sumner Branch105 E. Sumner Avenue, Fort Sumner, NM 88119Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.16% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.04% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.38% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $69 | $81 | — |
- CapitalLeverage ratio12.16%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.04%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.38%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$69Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The Citizens Bank of Clovis are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.