Compare Bank & Credit Union Rates
Best savings rates in New Jersey
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in New Jersey
- 1.50%APY$150 a year on $10,000
Requirements
Product: Personal Accounts only. Fees assessed to accounts may reduce earnings. APY is subject to change at any time.
Offer: Personal Accounts only. Fees may reduce earnings. APY is subject to change at any time.
Effective Oct 3, 2026
Rate by balance
Rate by balance for Featured Savings Balance APY Up to $10,000 0.03% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 1.75% $50,000 – $100,000 2.00% $100,000 and up 3.00% Rate checked
More details - Haven Savings BankSafe Haven Relationship SavingsSavings · $1,000 min · 0.50%–3.00% by balance
Bank · 9 branches
1.50%APY$150 a year on $10,000with conditionsRequirements
Product: Available only to residents of the NY Metro area (New York, New Jersey, Connecticut, and Pennsylvania). Minimum opening deposit of $1,000 (new money only). Must maintain a Savings Relationship Account linked to a Beacon Checking or Lighthouse 360 Checking. Maintain a daily balance of $1,000 or higher in account or relationship account to avoid a $15 maintenance fee. Interest is compounded and credited monthly based on daily balance. Fees may reduce earnings.
Offer: Must be linked to Beacon Checking or Lighthouse 360 Checking. Maintain daily balance of $1,000 or higher across accounts to avoid $15 maintenance fee. New money only for opening deposit.
Qualified rate · $15 monthly fee · Effective Oct 1, 2025
Rate by balance
Rate by balance for Safe Haven Relationship Savings Balance APY Up to $9,999 0.50% $10,000 – $49,999Your amount 1.50% $50,000 and up 3.00% Rate checked
More details - Liberty Bank of New JerseyPersonal Money MarketPersonal Money Market · $500 min · 1.50%–2.75% by balance
Bank · 1 branch
1.50%APY$150 a year on $10,000with conditionsRequirements
Product: Tiered account with variable interest rate. $500.00 minimum deposit to open and earn. $1,000.00 average daily balance for the month to avoid a $10.00 monthly service charge. Fees may reduce earnings. Promotional rates require opening a Classic Checking account with new to Bank funds (transfers or withdrawals from existing accounts do not qualify). Classic Checking requires $50.00 minimum deposit to open and $250.00 average daily balance for the month to avoid $10.00 monthly service charge. Limited to one promotion per customer.
Offer: Promotional rate includes 0.50% Bonus APY with opening of Classic Checking for new to Bank funds only. $1,000.00 average daily balance for the month avoids $10.00 monthly service charge.
Qualified rate · $10 monthly fee · Effective Aug 19, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $25,000Your amount 1.50% $25,000 – $50,000 2.00% $50,000 – $150,000 2.50% $150,000 and up 2.75% Rate checked
More details - Garden Savings FCUPlatinum Money MarketPlatinum Money Market · $0 min · 0.00%–3.10% by balance
Credit union · 6 branches
1.35%APY$135 a year on $10,000Requirements
Product: $10 Monthly Fee applies for daily balances less than $10,000.
Offer: $10 Monthly Fee applies for daily balances less than $10,000.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Platinum Money Market Balance APY Up to $5,000 0.00% $5,000 – $10,000 0.50% $10,000 – $50,000Your amount 1.35% $50,000 – $100,000 1.60% $100,000 – $200,000 1.85% $200,000 – $250,000 2.10% $250,000 – $500,000 2.60% $500,000 – $1,000,000 2.85% $1,000,000 and up 3.10% Rate checked
More details - Self Reliance Financial Federal Credit UnionMoney MarketMoney Market · $1,000 min
Credit union · 1 branch
1.30%APY$130 a year on $10,000Requirements
Product: Membership required. Variable rate. Dividends compounded daily and credited monthly. If the account balance falls below the minimum balance requirement ($1,000), the advertised APY will not be earned. No monthly maintenance fee.
Offer: A minimum balance of $1,000 is required to open and earn the advertised APY. Dividends compounded daily and credited monthly. Rates variable.
1.30% interest rate · Compounded daily · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Self Reliance Financial Federal Credit UnionPremium Money MarketPremium Money Market · $5,000 min
Credit union · 1 branch
1.30%APY$130 a year on $10,000Requirements
Product: Membership required. Variable rate. Dividends compounded daily and credited monthly. A minimum balance of $5,000 is required to open a Premium Money Market Account and earn the applicable advertised APY; if balance falls below the requirement, advertised APY is not earned.
Offer: Table lists minimum balance of $1,000; disclosure specifies $5,000 minimum balance required to open and earn advertised APY. Dividends compounded daily, credited monthly. Rates variable.
1.30% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - Bay Atlantic Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.26%–1.76% by balance
Credit union · 2 branches
1.26%APY$126 a year on $10,000Requirements
Product: Must be a Bay Atlantic FCU member with a current share savings account. Can be opened in person. Minimum balance requirement is $2,500. Account withdrawals, transfers, and checks are limited to 3 per month and must be at least $250 each. Deposits can be made at any time but must be at least $250 each.
Offer: Minimum balance requirement is $2,500. Compounded monthly. Fees could reduce account earnings.
1.25% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and upYour amount 1.26% $25,000 and up 1.76% Rate checked
More details - Princeton Federal Credit UnionMoney Market PlusMoney Market Plus · $7,500 min · 0.03%–1.25% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Membership in good standing required. Tiered dividend rates compounded and posted monthly. No monthly service fees. Unlimited monthly transactions.
0.03% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Plus Balance APY Up to $7,500 0.03% $7,500 and upYour amount 1.25% Rate checked
More details - Princeton Federal Credit UnionMoney Market PlusMoney Market Plus · $7,500 min
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Membership in good standing required. Tiered dividend rates compounded and posted monthly. No monthly service fees. Unlimited monthly transactions.
Offer: Minimum daily balance required to earn the annual percentage yield disclosed for the dividend period. Dividends compounded monthly, credited monthly.
1.25% interest rate · Compounded monthly · No monthly fee · Effective Aug 31, 2026
Rate checked
More details - Manasquan BankSignature Money Market SavingsSignature Money Market Savings · $500 min · 1.25%–2.25% by balance
Bank · 15 branches
1.25%APY$125 a year on $10,000Requirements
Product: Interest compounded monthly, credited monthly. A monthly maintenance fee of $5 will be imposed if the average daily balance is less than $500.
Offer: Interest compounded monthly, credited monthly. $5 monthly fee if average daily balance is less than $500.
Compounded monthly · $5 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Signature Money Market Savings Balance APY Up to $99,999Your amount 1.25% $100,000 – $499,999 1.75% $500,000 – $999,999 2.00% $1,000,000 – $5,000,000 2.25% $5,000,000 and upGreater than $5,000,000. 2.25% Rate checked
More details - Popular BankPopular Saver Money Market AccountPopular Saver Money Market Account · $100 min · 0.05%–3.25% by balance
Bank · 4 branches
1.25%APY$125 a year on $10,000Requirements
Product: Minimum opening deposit is $100. Monthly service fee of $15 is assessed if the minimum daily balance falls below $10,000. Up to 6 transfers/withdrawals per statement cycle without a fee. Variable rates subject to change.
Offer: Initial deposit / balance of $0.01 - $9,999.99. Variable rate. Monthly fee of $15 applies if minimum daily balance is below $10,000.
0.05% interest rate · $15 monthly fee · Effective Dec 15, 2025
Rate by balance
Rate by balance for Popular Saver Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 1.25% $25,000 – $50,000Monthly fee of $15 waived if minimum daily balance is at or above $10,000. 3.10% $50,000 – $250,000Monthly fee of $15 waived if minimum daily balance is at or above $10,000. 3.10% $250,000 and upMonthly fee of $15 waived if minimum daily balance is at or above $10,000. 3.25% Rate checked
More details - Haddon Savings BankMoney Market Deposit AccountMoney Market Deposit Account · $1,000 min · 0.85%–1.25% by balance
Bank · 2 branches
1.25%APY$125 a year on $10,0000.85% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Deposit Account Balance APY Up to $1,000 0.85% $1,000 – $5,000 0.85% $5,000 – $10,000 1.00% $10,000 and upYour amount 1.25% Rate checked
More details - First Commerce BankPremier Money MarketPremier Money Market · $10,000 min · 1.25%–1.50% by balance
Bank · 11 branches
1.25%APY$125 a year on $10,000Requirements
Product: Tiered rate account with no monthly fees.
Offer: No monthly fees.
1.24% interest rate · No monthly fee · Effective Sep 18, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $50,000Your amount 1.25% $50,000 and up 1.50% Rate checked
More details - OceanFirst BankFirstWave Money MarketFirstWave Money Market · $0 min · 0.05%–2.50% by balance
Bank · 35 branches
1.25%APY$125 a year on $10,000intro rateRequirements
Product: New money only. $10,000 minimum to receive promotional rates. Available for consumer and business.
Promotional rate · 0.05% interest rate · Effective Dec 15, 2025
Rate by balance
Rate by balance for FirstWave Money Market Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amountNew money only; 1.25% $100,000 – $250,000New money only; 2.00% $250,000 – $500,000New money only; 2.25% $500,000 and upNew money only; 2.50% Rate checked
More details - Motion Federal Credit UnionMoney Market AccountMoney Market Account · $2,501 min · 1.21%–1.46% by balance
Credit union · 5 branches
1.21%APY$121 a year on $10,000Requirements
Product: The minimum balance to earn dividends is $2,500.
Offer: Tier II ($2,501 – $50,000)
1.20% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $2,501 – $50,000Your amount 1.21% $50,000 and up 1.46% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New Jersey
414 accounts at 152 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.84%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.16%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
New Jersey
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altra Federal Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch
- Bridgeton Onized Federal Credit UnionCredit union · 2 branches