Compare Bank & Credit Union Rates
Best savings rates in New Jersey
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 286–300 results in New Jersey
- PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 174 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Product: No monthly fee for daily balances of $200 or above; $3 monthly fee for daily balances below $200. Interest rate and APY are variable and subject to change without notice.
Offer: Minimum balance required to earn APY is $200.00. Quarterly crediting; simple interest calculation (365/365). Monthly fee waived for daily balances of $200 or above.
0.07% interest rate · $3 monthly fee · Effective Oct 5, 2026
Rate checked
More details - First Harvest Credit UnionProgressive Money MarketProgressive Money Market · $1,500 min · 0.05%–0.15% by balance
Credit union · 6 branches
0.07%APY$7 a year on $10,000Requirements
Product: Requires a minimum opening deposit and daily balance of $1,500 to avoid a monthly service fee of $10. Fees may reduce earnings. Membership restrictions apply.
Offer: Requires a minimum opening deposit and daily balance of $1,500 to avoid a monthly service fee of $10.
0.05% interest rate · $10 monthly fee · Effective Mar 1, 2026
Rate by balance
Rate by balance for Progressive Money Market Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.07% $50,000 and up 0.15% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 174 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - 0.06%APY$6 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citi Priority relationship tier (requires $30,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citi Priority tier.
Qualified rate · 0.06% interest rate · $4.50 monthly fee
Rate checked
More details - Bogota Savings BankMoney Market CheckingMoney Market Checking · $100 min · 0.05%–0.35% by balance
Bank · 7 branches
0.05%APY$5 a year on $10,000Requirements
Product: $1,000 minimum balance requirement to avoid monthly service fee. Online accounts (e-Money Market) typically carry a higher interest rate.
Offer: Interest Compounded Daily | Posted Monthly
0.05% interest rate · Compounded daily
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $15,000Your amount 0.05% $15,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 and up 0.35% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires linked Parke Exclusive Checking or Parke Cashback Advantage account. New accounts must be funded with new money not on deposit with Parke Bank within the last 30 days. $100 minimum deposit to open. Limit 1 account per Social Security Number. Monthly qualification cycle requirements: at least 12 debit card transactions, at least 1 direct deposit, ACH payment, or ACH credit transaction, and enrollment in eStatements.
Offer: Base rate applied to entire daily balance when linked checking account qualifications are not met during Monthly Qualification Cycle.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Jun 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership eligibility applies. $5 minimum opening deposit. Balance minimum of $250 required to earn dividends. Fees may apply; refer to fee schedule.
Offer: $250 minimum balance required to earn dividends.
0.05% interest rate
Rate checked
More details - ValleyTiered Money MarketTiered Money Market · $2,000 min · 0.01%–0.10% by balance
Bank · 126 branches
0.05%APY$5 a year on $10,000Requirements
Product: Must be 18 years or older.
Offer: Tier 1: 0.05% APY for daily balances of $0.01 - $4,999.99. Maintain an average daily balance of at least $10,000 to avoid the $25 monthly maintenance charge.
$25 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Tiered Money Market Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 – $500,000 0.05% $500,000 – $1,500,000 0.10% $1,500,000 – $2,500,000 0.10% $2,500,000 – $5,000,000 0.10% $5,000,000 – $10,000,000 0.10% $10,000,000 and up 0.01% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 years or older with a U.S. residential address. Initial opening deposit cannot come from an existing Valley bank account.
Offer: Earn 0.05% APY on balances of $0.01 up to $10,000. Maintain an average daily balance of at least $10,000 to avoid the $25 monthly maintenance charge.
$25 monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest is paid from day of deposit to day of withdrawal. Interest is compounded daily and credited monthly. Variable rate account; rates subject to change at any time. Minimum to open is $5.00.
Offer: Interest rate is 0.05%.
0.05% interest rate · Compounded daily · Effective Oct 16, 2026
Rate by balance
Rate by balance for Tiered Statement Savings Balance APY Up to $1,000 0.05% $1,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Interest rate is 0.10%. 0.10% $100,000 – $150,000Interest rate is 0.10%. 0.10% $150,000 and upInterest rate is 0.15%. 0.15% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 174 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Can be used to save for any purpose. Deposited money is available at any time during the year. Must maintain a minimum daily balance of $5.00 each day to earn a dividend.
Offer: Must maintain a minimum daily balance of $5.00 in your account each day to earn a dividend. Dividends calculated on average daily balance method and posted quarterly. Shared club account rate schedule.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Automatically opened when becoming a member. Requires maintaining a $5.00 balance throughout membership. Must maintain a minimum daily balance of $5.00 each day to earn a dividend. ATM withdrawal access with a Visa Debit card.
Offer: Must maintain a minimum daily balance of $5.00 in your account each day to earn a dividend. Dividends calculated on average daily balance method and posted quarterly.
0.05% interest rate · Effective Sep 30, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New Jersey
414 accounts at 152 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 2.84%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.16%
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New Jersey
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altra Federal Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch
- Bridgeton Onized Federal Credit UnionCredit union · 2 branches