Compare Bank & Credit Union Rates
Best savings rates in Lincoln, NE
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Lincoln, NE
- 0.15%APY$15 a year on $10,000
Requirements
Product: A service charge of $4 will be charged if average daily balance falls below $100 per statement cycle (waived for youth under 19).
Offer: Monthly service charge of $4 waived if average daily balance is $100 or more, or for youth under 19.
0.15% interest rate · $4 monthly fee · Effective May 13, 2025
Rate by balance
Rate by balance for Savings Balance APY Up to $75,000Your amount 0.15% $75,000 and up 0.20% Rate checked
More details - Cobalt Credit UnionPersonal Prime Money Market AccountPersonal Prime Money Market Account · 0.10%–3.25% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: Variable rate based on Wall Street Journal (WSJ) Prime Rate minus 3.75% with a 0.30% floor rate; adjusts the following business day if WSJ Prime Rate changes. No monthly service fees.
Offer: Rate applied if eligibility requirements (average daily balance of at least $20,000 and monthly direct deposit of at least $500) are not met.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Personal Prime Money Market Account Balance APY Any balanceYour amount 0.10% $20,000 and up 3.25% Rate checked
More details - City Bank & Trust Co.Money Market AccountMoney Market Account · $25 min · 0.10%–0.20% by balance
Bank · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: $1,000 minimum balance to avoid maintenance fee. Below $1,000 balance incurs a $10 per month maintenance fee. Six free debits per cycle, debits over six are $3 each. Variable rate account where rates may change after the account is opened.
0.10% interest rate · $10 monthly fee · Effective Sep 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $100,000 0.10% $100,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: You must maintain a minimum daily balance of $100 to earn interest on the account. Interest is paid on tiered balances. Interest will be compounded and credited quarterly. Free Online Banking, Free Mobile Banking & Mobile Deposit, Free eStatements & Alerts. Paper statement mailing fee $3 per month.
Offer: Interest compounded and credited quarterly.
0.00% interest rate · Effective Sep 28, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Over $0 0.00% $100 and up 0.05% $1,000 and up 0.10% $5,000 and upYour amount 0.10% Rate checked
More details - First Lincoln FCUMoney Market AccountMoney Market Account · $1,000 min · 0.05%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Multi-Tiered Dividends Paid Monthly. $10.00 service fee on accounts below $1,000.00. Up to 5 free withdrawals per month; additional withdrawals incur a $5.00 fee per withdrawal (withdrawals include electronic debits and cash or check withdrawals).
Offer: $10.00 service fee applies on balances below $1,000.00.
0.05% interest rate · $10 monthly fee · Effective Aug 13, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $100,000 0.15% $100,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5 monthly service charge waived if a $200 minimum daily balance is maintained in the month, or for clients under 24 years of age. $10 fee for excess withdrawals over 6 per month.
0.05% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.10% $50,000 and up 0.25% Rate checked
More details - First Lincoln FCUShare Savings AccountSavings · $0 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Required for All FLFCU Members Must Maintain $5.00 Minimum Balance For Membership Purposes Multi-Tiered Dividends Paid Monthly This account has up to 5 free withdrawals per month, additional withdrawals during the month will incur $1.00 fee per withdrawal. (Withdrawals include electronic debits, overdraft protection transfers, and cash or check withdrawals.)
0.05% interest rate · Effective Aug 13, 2025
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $1,000 0.05% $1,000 – $5,000 0.05% $5,000 – $10,000 0.10% $10,000 and upYour amount 0.10% Rate checked
More details - First State Bank NebraskaMoney Market Savings AccountMoney Market Savings Account · $2,500 min · 0.10%–1.50% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,0000.10% interest rate
Rate by balance
Rate by balance for Money Market Savings Account Balance APY Up to $50,000Your amount 0.10% $50,000 – $100,000 0.25% $100,000 – $250,000 1.00% $250,000 and up 1.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $100 minimum balance; $5 quarterly service charge if balance falls below minimum. 9 free withdrawals per quarter, $1 per withdrawal thereafter.
Offer: $5 quarterly service charge if balance falls below $100. 9 free withdrawals per quarter, $1 per withdrawal after 9.
0.10% interest rate · Effective May 2, 2025
Rate checked
More details - 0.08%APY$8 a year on $10,000with conditions
Requirements
Product: Requires a Premier Checking relationship. $1,000 minimum deposit to open account. No minimum daily balance or monthly fee. Transfer funds, withdraw money or write checks up to 6 times per monthly cycle for free. Rates determined by primary account holder's county of residence in Deposit Footprint (applied to Douglas County, NE 68102).
Qualified rate · 0.08% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.08% $5,000 – $25,000Your amount 0.08% $25,000 – $100,000 0.10% $100,000 – $500,000 0.10% $500,000 – $1,000,000 0.12% $1,000,000 – $2,500,000 0.12% $2,500,000 and up 0.12% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires $5 opening deposit to establish membership and ownership in the credit union. $5 minimum balance required to retain membership benefits. Dividends calculated on daily balance and paid monthly.
0.05% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Savings Balance APY Up to $24,999Your amount 0.05% $25,000 – $49,999 0.05% $50,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest credited quarterly. Requires maintaining an average daily balance of $100 each quarterly cycle to avoid a $6 service charge. Includes 9 free debits per quarterly cycle ($0.30 per debit thereafter).
Offer: Maintain an average daily balance of $100 each quarterly cycle to avoid a $6 service charge. Nine free debits per quarterly statement cycle ($0.30 each additional debit).
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lincoln, NE
76 accounts at 28 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.13%
- Credit unions, typical
- 0.28%
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Lincoln, NE metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Cornhusker BankBank · 8 branches
- Cobalt Credit UnionCredit union · 1 branch
- Union Bank & TrustBank · 20 branches