Compare Bank & Credit Union Rates
Best savings rates in Kearney, NE
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Kearney, NE
- 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - Town & Country BankMoney Market SavingsMoney Market Savings · $25 min · 0.50%–1.25% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Minimum balance required to obtain the stated Annual Percentage Yield. A $25 minimum deposit is required to open this account. Fees may reduce earnings. The interest rate and Annual Percentage Yield may change after account is opened.
Offer: Applies to balances under $10,000. Minimum balance required to obtain the stated Annual Percentage Yield.
0.50% interest rate · Effective Oct 8, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $10,000 0.50% $10,000 – $50,000Your amount 0.75% $50,000 – $100,000 1.00% $100,000 and up 1.25% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: $3.00 monthly service charge waived by maintaining a $200 minimum daily balance. Up to 6 withdrawals per calendar month at no charge; each additional withdrawal incurs a $1.00 service charge.
Offer: Variable interest rate. $3 monthly maintenance fee waived with a minimum daily balance of $200. Up to 6 withdrawals per calendar month included at no charge ($1.00 fee per additional withdrawal).
$3 monthly fee
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Rates apply to accounts opened online only; branch rates may vary. Rates are effective as of today's date. Fees may reduce earnings. $1,500 minimum balance required to avoid fee. $15.00 monthly service charge if balance falls below $1,500. Free electronic statements; $5 paper statement fee. Maximum 6 withdrawals per calendar month; $3.00 service charge per withdrawal over 6.
Offer: Online account opening rate. Monthly fee waived with minimum balance of $1,500 and no more than 6 withdrawals per calendar month.
0.45% interest rate · $15 monthly fee
Rate by balance
Rate by balance for PinnCheck Market Balance APY Up to $10,000 0.45% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.55% $50,000 – $100,000 0.61% $100,000 – $250,000 1.07% $250,000 and up 1.47% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Maintain minimum balance of $1,500 and no more than 6 withdrawals each calendar month to avoid fee. Paper statements $5 fee. Rates may vary.
Offer: Balance tier $0-$9,999.99
0.45% interest rate · $15 monthly fee
Rate by balance
Rate by balance for PinnCheck Market Account Balance APY Up to $10,000 0.45% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.55% $50,000 – $100,000 0.61% $100,000 – $250,000 1.07% $250,000 and up 1.47% Rate checked
More details - Custer Federal State BankStatement Savings AccountSavings · $50 min · 0.20%–1.00% by balance
Bank · 1 branch
0.45%APY$45 a year on $10,000Requirements
Product: Age requirement: 23 to 61. $2.00 minimum balance fee if average daily balance is $250.00 or less.
Offer: $2.00 fee applies if average daily balance is $250.00 or less.
0.20% interest rate · $2 monthly fee · Effective Jul 13, 2023
Rate by balance
Rate by balance for Statement Savings Account Balance APY $1 and up 0.20% $500 and up 0.30% $1,000 and up 0.45% $5,000 and upYour amount 0.45% $25,000 and up 0.75% $75,000 and up 1.00% Rate checked
More details - Bruning BankMoney Market SavingsMoney Market Savings · $1,000 min · 0.25%–0.80% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Deposit to open is $1,000.00. No monthly maintenance fees if daily minimum balance is above $1,000.00; $6.00 monthly maintenance fee if daily minimum balance falls below $1,000.00. Interest rates may change and fees may reduce earnings.
Offer: No monthly maintenance fee if daily minimum balance is above $1,000.00; $6.00 monthly maintenance fee if daily minimum balance falls below $1,000.00.
0.25% interest rate · $6 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.25% $2,500 – $50,000Your amount 0.35% $50,000 – $100,000 0.45% $100,000 – $250,000 0.55% $250,000 – $500,000 0.65% $500,000 – $1,000,000 0.75% $1,000,000 and up 0.80% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: $50 deposit to open. $2 monthly maintenance fee if monthly average ledger balance falls below $100.
Offer: Monthly average balance of $100.00 waives the $2.00 monthly maintenance fee.
0.30% interest rate · $2 monthly fee · Effective Oct 4, 2026
Rate checked
More details - University of Nebraska Federal Credit UnionMoney Market Share AccountMoney Market Share Account · $2,500 min
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Rates may change after the account is opened.
Offer: Average balance $2,500 and over; rates may change after the account is opened.
0.30% interest rate · Effective Feb 1, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No minimum balance required to obtain the stated APY. $50 deposit to open ($25 opening deposit stated in rate schedule footnote). $5.00 maintenance fee per statement cycle waived with a minimum balance of $100 or above, or if the primary owner is under age 23 or a non-profit organization. $1.00 per-withdrawal service fee after 3 withdrawals. Interest rate and APY may change after the account is opened. Fees may reduce earnings.
Offer: No minimum balance required to obtain stated APY. $5.00 monthly maintenance fee waived with $100 balance or if primary owner is under 23 or a non-profit organization. $1.00 fee per withdrawal after 3 withdrawals.
0.25% interest rate · $5 monthly fee · Effective Oct 8, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Sep 28, 2026
Rate checked
More details - Custer Federal State BankMoney Market AccountMoney Market Account · $1,000 min · 0.15%–2.02% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Daily balance method applies a daily periodic rate to the principal in the account each day. Interest is compounded monthly and credited to account on the last day of the statement cycle. Rates may change after account opening. Allows 6 free non-personal debits per month; exceeding 6 results in a $10.00 fee per debit, and exceeding 3 times in 12 months converts account to checking. Unlimited in-person transactions.
0.15% interest rate · Compounded monthly · Effective Dec 17, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 0.15% $5,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.70% $50,000 – $100,000 1.26% $100,000 – $200,000 1.51% $200,000 and up 2.02% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Kearney, NE
33 accounts at 11 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 0.70%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.15%
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Kearney, NE metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Trius Federal Credit UnionCredit union · 1 branch