Bank · FDIC insured
Town & Country Bank Savings Rates
Town & Country Bank’s best savings rate is 0.75% APY on $10,000, with its Money Market Savings. Rates checked October 22, 2026.
How Town & Country Bank’s savings rates compare
Compared with banks and credit unions near Kearney, NE, where Town & Country Bank has the most branches. $10,000, best rate first.
This bank’s best
Town & Country Bank
0.75%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $75
Money Market Savings
Top rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
2nd-highest rate
Cornerstone Bank
0.95%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $95
Town & Country Bank savings score
83
Savings score
Higher than 61% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0001.25%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Town & Country Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Savings
Up to 0.75%APY
Minimum balance required to obtain the stated Annual Percentage Yield. A $25 minimum deposit is required to open this account. Fees may reduce earnings. The interest rate and Annual Percentage Yield may change after account is opened.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Applies to balances under $10,000. Minimum balance required to obtain the stated Annual Percentage Yield. | 0.50% | $50 | Applies to balances under $10,000. Minimum balance required to obtain the stated Annual Percentage Yield. |
| $10,000 – $50,000Applies to balances $10,000 to $49,999.99. Minimum balance required to obtain the stated Annual Percentage Yield. | 0.75% | $75 | Applies to balances $10,000 to $49,999.99. Minimum balance required to obtain the stated Annual Percentage Yield. |
| $50,000 – $100,000Applies to balances $50,000 to $99,999.99. Minimum balance required to obtain the stated Annual Percentage Yield. | 1.00% | — | Applies to balances $50,000 to $99,999.99. Minimum balance required to obtain the stated Annual Percentage Yield. |
| $100,000 and upApplies to balances $100,000 & Over. Minimum balance required to obtain the stated Annual Percentage Yield. | 1.25% | — | Applies to balances $100,000 & Over. Minimum balance required to obtain the stated Annual Percentage Yield. |
Sources (1)
- tcbank.bank/personal/rates · captured Oct 15, 2026
Hometown Savings
0.25%APY
No minimum balance required to obtain the stated APY. $50 deposit to open ($25 opening deposit stated in rate schedule footnote). $5.00 maintenance fee per statement cycle waived with a minimum balance of $100 or above, or if the primary owner is under age 23 or a non-profit organization. $1.00 per-withdrawal service fee after 3 withdrawals. Interest rate and APY may change after the account is opened. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to obtain stated APY. $5.00 monthly maintenance fee waived with $100 balance or if primary owner is under 23 or a non-profit organization. $1.00 fee per withdrawal after 3 withdrawals.Any balance | 0.25% | $25 | No minimum balance required to obtain stated APY. $5.00 monthly maintenance fee waived with $100 balance or if primary owner is under 23 or a non-profit organization. $1.00 fee per withdrawal after 3 withdrawals. |
Special-purpose accounts
Variable Rate IRA
2.40%APY
Available as a traditional tax-deferred IRA or Roth IRA. No minimum balance required to obtain stated APY. $25 minimum deposit required to open. Interest rate and APY may change after opening. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to obtain stated APY. $25 minimum deposit to open.Any balance | 2.40% | $240 | No minimum balance required to obtain stated APY. $25 minimum deposit to open. |
Health Savings
0.60%APY
Requires qualifying high deductible health care plan. $25 minimum deposit required to open. Minimum balance required to obtain stated APY. Interest rate and APY may change after opening. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Applies to balances Under $1,000. $25 minimum deposit to open. | 0.05% | — | Applies to balances Under $1,000. $25 minimum deposit to open. |
| $1,000 – $5,000Applies to balances $1,000 to $4,999.99. $25 minimum deposit to open. | 0.10% | — | Applies to balances $1,000 to $4,999.99. $25 minimum deposit to open. |
| $5,000 and upApplies to balances $5,000 & Over. $25 minimum deposit to open. | 0.60% | $60 | Applies to balances $5,000 & Over. $25 minimum deposit to open. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.