Bank · FDIC insured
Bruning Bank Savings Rates
Bruning Bank’s best savings rate is 0.35% APY on $10,000, with its Money Market Savings. Rates checked October 22, 2026.
How Bruning Bank’s savings rates compare
Compared with banks and credit unions near Grand Island, NE, where Bruning Bank has the most branches. $10,000, best rate first.
This bank’s best
Bruning Bank
0.35%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $35
Money Market Savings
Top rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
2nd-highest rate
Union Bank & Trust
1.24%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $124
Bruning Bank savings score
75
Savings score
Higher than 39% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0000.55%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bruning Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Savings
0.35%APY
Deposit to open is $1,000.00. No monthly maintenance fees if daily minimum balance is above $1,000.00; $6.00 monthly maintenance fee if daily minimum balance falls below $1,000.00. Interest rates may change and fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500No monthly maintenance fee if daily minimum balance is above $1,000.00; $6.00 monthly maintenance fee if daily minimum balance falls below $1,000.00. | 0.25% | — | No monthly maintenance fee if daily minimum balance is above $1,000.00; $6.00 monthly maintenance fee if daily minimum balance falls below $1,000.00. |
| $2,500 – $50,000No monthly maintenance fee if daily minimum balance is above $1,000.00; $6.00 monthly maintenance fee if daily minimum balance falls below $1,000.00. | 0.35% | $35 | No monthly maintenance fee if daily minimum balance is above $1,000.00; $6.00 monthly maintenance fee if daily minimum balance falls below $1,000.00. |
| $50,000 – $100,000No monthly maintenance fee if daily minimum balance is above $1,000.00; $6.00 monthly maintenance fee if daily minimum balance falls below $1,000.00. | 0.45% | — | No monthly maintenance fee if daily minimum balance is above $1,000.00; $6.00 monthly maintenance fee if daily minimum balance falls below $1,000.00. |
| $100,000 – $250,000No monthly maintenance fee if daily minimum balance is above $1,000.00; $6.00 monthly maintenance fee if daily minimum balance falls below $1,000.00. | 0.55% | — | No monthly maintenance fee if daily minimum balance is above $1,000.00; $6.00 monthly maintenance fee if daily minimum balance falls below $1,000.00. |
| $250,000 – $500,000No monthly maintenance fee if daily minimum balance is above $1,000.00; $6.00 monthly maintenance fee if daily minimum balance falls below $1,000.00. | 0.65% | — | No monthly maintenance fee if daily minimum balance is above $1,000.00; $6.00 monthly maintenance fee if daily minimum balance falls below $1,000.00. |
| $500,000 – $1,000,000No monthly maintenance fee if daily minimum balance is above $1,000.00; $6.00 monthly maintenance fee if daily minimum balance falls below $1,000.00. | 0.75% | — | No monthly maintenance fee if daily minimum balance is above $1,000.00; $6.00 monthly maintenance fee if daily minimum balance falls below $1,000.00. |
| $1,000,000 and upNo monthly maintenance fee if daily minimum balance is above $1,000.00; $6.00 monthly maintenance fee if daily minimum balance falls below $1,000.00. | 0.80% | — | No monthly maintenance fee if daily minimum balance is above $1,000.00; $6.00 monthly maintenance fee if daily minimum balance falls below $1,000.00. |
Sources (3)
- bruningbank.com/personal/rates
- bruningbank.com/personal/savings
- bruningbank.com/index.php/personal/rates
All captured Oct 5, 2026
Savings Account
0.30%APY
$50 deposit to open. $2 monthly maintenance fee if monthly average ledger balance falls below $100.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMonthly average balance of $100.00 waives the $2.00 monthly maintenance fee.Any balance | 0.30% | $30 | Monthly average balance of $100.00 waives the $2.00 monthly maintenance fee. |
Special-purpose accounts
Individual Retirement Account (IRA)
0.60%APY
Three types available: Traditional, Roth, and SEP IRAs. Interest-bearing account compounded/paid monthly. No annual fee. No minimum deposit or balance required. Accounts must be opened and/or funded by April 15th.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest calculated by daily balance method. No annual fee. No minimum deposit or balance required.Any balance | 0.60% | $60 | Interest calculated by daily balance method. No annual fee. No minimum deposit or balance required. |
Health Savings Account (HSA)
0.50%APY
Must be covered by a high-deductible health insurance plan, not yet enrolled in Medicare, and not eligible to be claimed as a dependent. Minimum deposit to open is $1. $2 monthly maintenance fee if monthly average ledger balance falls below $1,500.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMonthly average balance of at least $1,500.00 waives the $2.00 monthly maintenance fee.Any balance | 0.50% | $50 | Monthly average balance of at least $1,500.00 waives the $2.00 monthly maintenance fee. |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.