Bank · FDIC insured
Custer Federal State Bank Savings Rates
Custer Federal State Bank’s best savings rate is 0.45% APY on $10,000, with its Statement Savings Account. Rates checked October 22, 2026.
How Custer Federal State Bank’s savings rates compare
Compared with banks and credit unions near Kearney, NE, where Custer Federal State Bank has the most branches. $10,000, best rate first.
This bank’s best
Custer Federal State Bank
0.45%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $45
Statement Savings Account
Top rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
2nd-highest rate
Cornerstone Bank
0.95%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $95
Custer Federal State Bank savings score
78
Savings score
Higher than 47% of U.S. banks and credit unions
- $1,000 balance$1,0000.45%
- $10,000 balance$10,0000.45%
- $100,000 balance$100,0001.51%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Custer Federal State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.25%APY
Daily balance method applies a daily periodic rate to the principal in the account each day. Interest is compounded monthly and credited to account on the last day of the statement cycle. Rates may change after account opening. Allows 6 free non-personal debits per month; exceeding 6 results in a $10.00 fee per debit, and exceeding 3 times in 12 months converts account to checking. Unlimited in-person transactions.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.15% | — |
| $5,000 – $25,000 | 0.25% | $25 |
| $25,000 – $50,000 | 0.70% | — |
| $50,000 – $100,000 | 1.26% | — |
| $100,000 – $200,000 | 1.51% | — |
| $200,000 and up | 2.02% | — |
Sources (2)
All captured Sep 18, 2026
Statement Savings Account
Up to 0.45%APY
Age requirement: 23 to 61. $2.00 minimum balance fee if average daily balance is $250.00 or less.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and up$2.00 fee applies if average daily balance is $250.00 or less. | 0.20% | $20 | $2.00 fee applies if average daily balance is $250.00 or less. |
| $500 and up | 0.30% | $30 | |
| $1,000 and up | 0.45% | $45 | |
| $5,000 and up | 0.45% | $45 | |
| $25,000 and up | 0.75% | — | |
| $75,000 and up | 1.00% | — |
Sources (3)
- custerfederal.com/Accounts/Savings-Accounts
- custerfederal.com/Accounts/Sav…tatement-Savings-Account
- custerfederal.com/SavingsAccountRates
All captured Oct 15, 2026
Kasasa Saver
0.50%APY on $10,000
Linked Kasasa Cash or Kasasa Cash Back account required. To qualify for highest rate tier: at least 12 debit card purchases post and settle per Monthly Qualification Cycle, enroll and log in to online banking, and enroll in e-statements with valid email. Limit 1 account per primary SSN. No monthly maintenance fee. Transfers/withdrawals limited to 6 per calendar month.
| Part of the balance | Rate on that part |
|---|---|
| Up to $50,000 | 0.50% |
| $50,000 and up | 0.25% |
On $10,000 the tiers blend to about 0.50% APY, earning $50 a year.
Sources (3)
- custerfederal.com/Kasasa-Saver-Disclaimers
- custerfederal.com/Kasasa-Saver-Disclosures
- custerfederal.com/Personal-Acc…-State-Bank/Kasasa-Saver
All captured Oct 15, 2026
Special-purpose accounts
First Savings Account
Up to 0.45%APY
Age requirement: 22 and under (under age of 23). No minimum balance fees.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1 and up | 0.20% | $20 |
| $500 and up | 0.30% | $30 |
| $1,000 and up | 0.45% | $45 |
| $5,000 and up | 0.45% | $45 |
| $25,000 and up | 0.75% | — |
| $75,000 and up | 1.00% | — |
Sources (3)
- custerfederal.com/Accounts/Savings-Accounts
- custerfederal.com/Personal-Acc…ts/First-Savings-Account
- custerfederal.com/SavingsAccountRates
All captured Oct 15, 2026
Sterling Savings Account
Up to 0.45%APY
Age requirement: 62 and older. No minimum balance fees.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1 and up | 0.20% | $20 |
| $500 and up | 0.30% | $30 |
| $1,000 and up | 0.45% | $45 |
| $5,000 and up | 0.45% | $45 |
| $25,000 and up | 0.75% | — |
| $75,000 and up | 1.00% | — |
Sources (3)
- custerfederal.com/Accounts/Savings-Accounts
- custerfederal.com/Accounts/Sav…Sterling-Savings-Account
- custerfederal.com/SavingsAccountRates
All captured Oct 15, 2026
Health Savings Account (HSA)
Up to 0.20%APY
Must be enrolled in an HSA-compatible High Deductible Health Plan (HDHP), not claimed as a dependent, not covered under non-HDHP/family plan, under age 65 or not enrolled in Medicare Parts A/B.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1 and up | 0.10% | $10 |
| $1,000 and up | 0.15% | $15 |
| $5,000 and up | 0.20% | $20 |
Sources (2)
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.