Credit union · NCUA insured
Trius Federal Credit Union
Top CarrotA $152.4M credit union headquartered in Kearney, NE, with 20,483 members and 3 branches in Nebraska. Best rates: CDs 4.35% and savings 0.15% APY.
Trius Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 93% of U.S. banks and credit unions
#1 of 14 in Grand Island, NE metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Trius Federal Credit Union
Trius Federal Credit Union is a member-owned financial institution headquartered in Kearney, Nebraska, operating for over 50 years.
The credit union serves residents and workers across Central Nebraska and 26 Nebraska counties.
- Headquarters
- 3811 29th Ave Ste 1, Kearney, NE 68845
- NCUA charter
- 17999
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, worship, or attend school in 26 specified Nebraska counties: Adams, Blaine, Buffalo, Custer, Dawson, Franklin, Frontier, Furnas, Gosper, Greeley, Hall, Harlan, Hayes, Hitchcock, Howard, Kearney, Lincoln, Logan, Loup, McPherson, Phelps, Red Willow, Sherman, Valley, Wayne & Webster.
Employers and groups
- If applicants do not meet geographic or family eligibility, membership is available by joining the Nebraska Consumer Council (Open Association in census tract 31109001900) with Trius making the donation at no cost to the applicant.
Family and household
- Membership is open to immediate family members of a person eligible for membership, defined as a spouse, child, sibling, parent, grandparent, or grandchild (including step and adopted relationships).
Branches
3 branches in Nebraska
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Nebraska
3 branches
Grand Island area · 1
- Trius Federal Credit Union Grand Island Branch939 S Locust St, Grand Island, NE 68801Directions
Kearney area · 1
- Trius Federal Credit Union2915 2nd Ave, Kearney, NE 68847Directions
Lexington area · 1
- Lexington Branch115 Cattlemens Dr, Lexington, NE 68850Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.57% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.32% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.71% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $94 | $76 | — |
- CapitalNet worth ratio10.57%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.32%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.71%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$94Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Trius Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.