Compare Bank & Credit Union Rates
Best savings rates in Plymouth, MI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Wayne County, MI · Showing Wayne County, MI: too few institutions in Plymouth, MI
- Independent BankRelationship Money Market AccountRelationship Money Market Account · $0 min · 0.01%–2.12% by balance
Bank · 1 branch
0.07%APY$7 a year on $10,000with conditionsRequirements
Offer: Without a Checking Relationship with Independent Bank
Qualified rate · 0.01% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY Up to $9,999 0.01% $10,000 – $24,999Your amount 0.07% $25,000 – $49,999 0.45% $50,000 – $99,999 1.06% $100,000 – $249,999 1.56% $250,000 and up 2.12% Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Product: Maintain a $500 minimum daily balance, combined account statements, or eStatements to avoid a $12 quarterly service fee. Interest is calculated on a daily balance method and compounded/paid quarterly. Minimum balance to earn interest is $0.01.
0.01% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Eagle Savings Balance APY Up to $9,999 0.01% $10,000 – $24,999Your amount 0.07% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 – $249,999 0.30% $250,000 and up 0.60% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 22 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 29 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 22 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: If fees are applied, it may reduce earnings. APY is subject to change without notice.
Offer: If fees are applied, it may reduce earnings. APY is subject to change without notice.
0.05% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Members who meet one of the following will not be assessed a $5 monthly maintenance fee: have a $500 combined average balance in all savings accounts; have a checking or loan product (including an open line of credit); are under 25 or over 64 years of age; or have a savings account established for less than 120 days. Products included for combined balance or checking/loan qualification must have the same primary owner (Tax Reported Owner). Accounts remaining at $0 balance for 90 consecutive days are automatically closed.
Offer: No minimum balance to open account or earn interest. Monthly maintenance fee of $5 waived for qualifying members (products included must share same primary/Tax Reported Owner). APY may change after account is open.
0.05% interest rate · $5 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Regular share accounts require a $10 minimum balance to maintain membership. Prevailing dividend earned if average daily balance is $100.00 or more. Deposits may be made in any increment.
Offer: Dividends are paid monthly and based on average daily balance. $100.00 minimum balance required to obtain dividends on regular share account.
0.05% interest rate · Effective Sep 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Foundational share savings account establishing credit union membership. Earns quarterly dividends on balances of $500 or more.
Offer: Earns quarterly dividends on balances of $500 or more.
Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No minimum opening balance. No monthly maintenance fees. Earns quarterly dividends on balances of $500 or more.
Offer: Earns interest/dividends quarterly on balances of $500 or more.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Minimum $10,000 average daily balance is required to earn dividends. No minimum balance to open.
Offer: Standard rate applied when account activity does not meet Advantage Plus qualifications; requires a minimum $10,000 daily balance to earn dividends.
Qualified rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must meet USMFCU Membership Eligibility Requirements. No low-balance fees. Minimum balance required $25. Dividends are calculated on daily balance and paid monthly on balances more than $300.
Offer: Dividends paid monthly on balances more than $300.
0.05% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No minimum balance requirement. Dividends paid monthly on balances more than $300.
Offer: Dividends paid monthly on balances more than $300.
0.05% interest rate · Effective Oct 15, 2026
Rate checked
More details - Electrical Workers Local 58 Credit UnionShare AccountsSavings · $100 min · 0.05%–1.00% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: May be started with as little as $25. Minimum 1 share ($25.00 par value) required for membership. Accounts over $99.99 earn dividends per webpage schedule ($100.00 minimum balance to earn the stated APY per disclosure). Dividends calculated daily (average daily balance method) and paid/credited quarterly. Once a balance tier range is met, the rate applies to the full balance.
Offer: Tier A ($99.99 - $2,499.99). Disclosure lists $100.00 to $2,499.99.
Effective Oct 15, 2026
Rate by balance
Rate by balance for Share Accounts Balance APY Up to $2,500 0.05% $2,500 – $25,000Your amount 0.05% $25,000 – $100,000 0.08% $100,000 – $1,000,000 0.10% $1,000,000 and up 1.00% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Required when joining LOC Credit Union and represents member share; must remain on deposit to keep membership active. Acts as an overdraft option for checking accounts.
Offer: Dividends are calculated using daily balance, paid and compounded quarterly. $100 minimum balance required to earn dividends if age 18 or older; no minimum balance required if under 18. Dividend rate is subject to change at any time. Fees may reduce earnings.
0.05% interest rate · Compounded quarterly · Effective Oct 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Wayne County, MI
150 accounts at 52 banks and credit unions · checked Oct 6–22
- Typical
- 0.07%
- Top 10% from
- 1.16%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
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Detroit, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Chief Financial Credit UnionCredit union · 4 branches
- Extra Credit UnionCredit union · 2 branches
- Christian Financial Credit UnionCredit union · 12 branches