Compare Bank & Credit Union Rates
Best savings rates in Massachusetts
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 451–465 results in Massachusetts
- 0.05%APY$5 a year on $10,000
Requirements
Product: Required to establish membership at First Priority Credit Union.
Offer: A Share Account with a $5.00 minimum balance must be opened and maintained before opening any other FPCU Account.
0.05% interest rate · Effective Sep 18, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Sep 18, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes membership and ownership share with Homefield Credit Union.
0.05% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Linked to Kasasa Cash, Kasasa Cash Back, Kasasa Eats, or Kasasa Play Checking account. Limit one account per SSN.
Offer: Base rate applied to all balances if monthly qualifications are not met in linked Kasasa Rewards Checking account.
Qualified rate · No monthly fee · Effective May 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends are labeled as Interest on your Statement and Online Banking. Fees may reduce earnings on applicable accounts. Rate for all variable share accounts is accurate as of the effective date and may change from time to time.
Offer: $50.00 minimum balance required to open and earn the advertised APY.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Part of the Veteran Salute Suite collection of banking benefits available to veterans, active-duty service members, National Guard, Reserve, and their immediate families (spouse and children ages 26 and under who are attending school or surviving spouse). Dividends labeled as Interest on Statement and Online Banking. Fees may reduce earnings. Variable share account rate subject to change.
Offer: $5.00 deposit required to open, $50.00 balance required to earn dividends/advertised APY.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No monthly maintenance fees. Dividends labeled as Interest on Statement and Online Banking. Fees may reduce earnings. Variable share account rate subject to change.
Offer: $5.00 minimum balance required to open and $50.00 to earn the advertised APY.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Pittsfield Cooperative BankMoney Market Deposit AccountMoney Market Deposit Account · $100 min · 0.05%–2.25% by balance
Bank · 5 branches
0.05%APY$5 a year on $10,000Requirements
Product: Rates may change after account is opened. Monthly fee waived if balance does not fall below $2,500.00 on any day of the cycle. Deposit rates may vary for non-residents of Massachusetts.
Offer: Requires maintaining the minimum stated tier balance to obtain the APY. $3.00 monthly service charge imposed if balance falls below $2,500.00 on any day of the statement cycle.
0.05% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Deposit Account Balance APY Up to $25,000Your amount 0.05% $25,000 – $100,000 0.15% $100,000 – $500,000 0.35% $500,000 – $1,000,000 1.25% $1,000,000 and up 2.25% Rate checked
More details - Pittsfield Cooperative BankTiered Statement SavingsSavings · $100 min · 0.05%–0.30% by balance
Bank · 5 branches
0.05%APY$5 a year on $10,000Requirements
Product: Interest rates increase at higher deposit tiers. Requires maintaining the stated tier balance to obtain the tier APY. Transfers limited to 6 per statement cycle. Daily balance method, compounded daily, credited monthly.
Offer: Tier balance of $10 to $99,999.99 required.
0.05% interest rate · Compounded daily · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Tiered Statement Savings Balance APY Up to $100,000Your amount 0.05% $100,000 – $250,000 0.15% $250,000 and up 0.30% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Same rate for all deposits. Transfers to another account or third parties limited to 6 per statement cycle. Daily balance method, compounded daily, credited monthly.
Offer: Minimum balance of $10.00 required to obtain stated APY.
0.05% interest rate · Compounded daily · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - OneUnited BankUNITY Money MarketUNITY Money Market · $500 min · 0.05%–0.15% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Monthly maintenance service charge membership fee of $12.00 is avoided with a minimum balance of $500.
Offer: Rate requires a minimum average daily balance of $500 – $24,999. Monthly fee of $12.00 avoided with a minimum balance of $500.
0.05% interest rate · $12 monthly fee · Effective Sep 24, 2026
Rate by balance
Rate by balance for UNITY Money Market Balance APY $500 – $24,999Your amount 0.05% $25,000 – $74,999 0.10% $75,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Variable interest rate. Fees could reduce earnings on the account.
Offer: Minimum balance to earn APY is $100. Variable interest rate; fees could reduce earnings.
0.05% interest rate · Effective Sep 24, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Variable interest rate. Fees could reduce earnings on the account.
Offer: Minimum balance to earn APY is $250. Variable interest rate; fees could reduce earnings.
0.05% interest rate · Effective Sep 24, 2026
Rate checked
More details - Stoneham Municipal Employees Federal Credit UnionAll Purpose SharesSavings · $100 min
Credit union · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividends are compounded and credited monthly based on Average Daily Balance.
Offer: Dividends are compounded and credited monthly based on Average Daily Balance.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - Stoneham Municipal Employees Federal Credit UnionRegular Shares SavingsSavings · $100 min
Credit union · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Deposit $5 to open a Primary Share (Savings) Account and become a member/owner/shareholder of the credit union.
Offer: Dividends are compounded and credited monthly based on Average Daily Balance. Minimum balance required for dividends is $100.00. Minimum balance required is $5.00.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Massachusetts
620 accounts at 196 banks and credit unions · checked Oct 22–24
- Typical
- 0.10%
- Top 10% from
- 2.41%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Massachusetts
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 14 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches