Bank · FDIC insured
Pittsfield Cooperative Bank
A $451.5M bank headquartered in Pittsfield, MA, with 5 branches in Massachusetts. Best rates: CDs 3.50% and savings 0.05% APY.
Pittsfield Cooperative Bank Carrot Score
61
Carrot Score
Higher than 3% of U.S. banks and credit unions
#6 of 6 in Pittsfield, MA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Pittsfield Cooperative Bank
- Headquarters
- 70 South St, Pittsfield, MA 01201
- FDIC certificate
- 26393 ↗
Branches
5 branches in Massachusetts
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Massachusetts
5 branches
- The Pittsfield Co-operative BankMain office70 South St, Pittsfield, MA 01201Directions
- Dalton Branch431 Main St, Dalton, MA 01226Directions
- Great Barrington Branch325 Main St, Great Barrington, MA 01230Directions
- Dalton Avenue Branch110 Dalton Ave, Pittsfield, MA 01201Directions
- Williams Street Branch734 Williams Street, Pittsfield, MA 01201Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.41% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.36% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.20% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $106 | $81 | — |
- CapitalLeverage ratio13.41%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.36%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.20%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$106Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Pittsfield Cooperative Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.