Compare Bank & Credit Union Rates
Best savings rates in Massachusetts
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 271–285 results in Massachusetts
- Brookline Municipal Credit UnionMoney MarketMoney Market · $25 min · 0.10%–0.40% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Membership is limited to employees or retired employees of the Town of Brookline, employees of the credit union, any person who lives or works in the Town of Brookline or has retired from employment in the Town of Brookline, and members of their families. Variable rate accounts; rates subject to change after opening. Fees may reduce earnings.
Offer: Tier 1. Variable rate account; rate subject to change after opening. The minimum balance is the amount required to open and maintain an account. Fees may reduce earnings.
0.10% interest rate · Effective Dec 23, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.10% $2,500 – $25,000Your amountTier 2. 0.10% $25,000 – $50,000Tier 3. 0.20% $50,000 – $100,000Tier 4. 0.30% $100,000 and upTier 5. 0.40% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Interest compounds monthly. Rates may change after the account is opened. Fees could reduce earnings.
Effective Sep 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No monthly service fees.
Offer: Interest compounded daily.
0.10% interest rate · Compounded daily · No monthly fee · Effective Sep 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No monthly service fees.
Offer: Interest compounded daily.
0.10% interest rate · Compounded daily · No monthly fee · Effective Sep 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Requires maintaining membership at Common Trust FCU ($15 minimum opening deposit / 1 share at $15 par value). Dividends compounded daily or monthly, credited monthly or quarterly, on balances of $50 or more.
Offer: Accrued monthly; paid monthly; minimum balance $50 to earn stated APY. Opening deposit of $15.00 required.
0.10% interest rate · Compounded daily
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Club account designed for taxes, education, or other special savings goals. Dividends calculated on balances of $50 or more.
Offer: Accrued monthly; paid monthly; minimum balance $50 to earn stated APY. Also listed as All Purpose Share.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Available only to residents of Massachusetts and Connecticut; limit one account per person; interest is paid on balances up to $50,000
Offer: Balances exceeding $50,000 do not earn interest
0.10% interest rate · Balance cap $50,000 · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Monthly maintenance fee of $10.00 waived with $2,500 average daily balance.
0.10% interest rate · $10 monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Rates are variable and may change after the account is opened. The dividend period for these accounts is monthly.
0.10% interest rate · Effective Oct 22, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Rates are variable and may change after the account is opened. The dividend period for these accounts is monthly.
0.10% interest rate · Effective Oct 22, 2026
Rate checked
More details - BankFiveHigh Option Money MarketHigh Option Money Market · $100 min · 0.10%–0.15% by balance
Bank · 12 branches
0.10%APY$10 a year on $10,000Requirements
Offer: Tier 4 - If your daily balance is $100.00 or more, but less than or equal to $4,999.99, the interest rate paid on the entire balance in your account will be 0.10% with an annual percentage yield (APY) of 0.10%.
0.10% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for High Option Money Market Balance APY $100 – $5,000 0.10% $5,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership eligibility required. A $5 Primary Share Account is required to establish and maintain membership. Rates are subject to change without notice. Fees may reduce earnings.
Offer: Minimum daily balance to earn APY is $15.00. Minimum amount to open account is $5.00. All Rates subject to change daily. Fees may reduce earnings on applicable accounts. Rates may change after the account is open.
0.10% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership eligibility required (live or work in Norfolk County, Plymouth County, or Dorchester, have a family member who is already a member, etc.). Establishes ownership and membership in Quincy Credit Union with a minimum $5 opening deposit. Under 18 requires parent or legal guardian. Rates subject to change daily. Fees may reduce earnings.
Offer: Minimum daily balance to earn APY is $15.00. Minimum amount to open account is $5.00. All Rates subject to change daily. Fees may reduce earnings on applicable accounts. Rates may change after the account is open.
0.10% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Qualifies for Massachusetts '18/65' benefits for customers age 18 or younger and 65 or older.
Offer: Variable daily rate.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Massachusetts
620 accounts at 196 banks and credit unions · checked Oct 22
- Typical
- 0.10%
- Top 10% from
- 2.41%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Massachusetts
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 14 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches