Compare Bank & Credit Union Rates
Best savings rates in Worcester, MA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Worcester, MA
- 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Linked Kasasa Cash or Kasasa Cash Back checking account required. Account is free with no monthly maintenance fees. Limit 1 checking and 1 savings per SSN.
Offer: Qualifying rate when linked Kasasa Cash or Kasasa Cash Back qualifications are met (at least 12 debit card purchases of $3+ each, at least 1 ACH deposit, and enrolled in eStatements during monthly qualification cycle).
Qualified rate · 0.50% interest rate · Balance cap $55,000 · No monthly fee · Effective Sep 16, 2026
Rate checked
More details - Rockland TrustRockland Complete Money MarketRockland Complete Money Market · $250 min · 0.10%–1.00% by balance
Bank · 3 branches
0.30%APY$30 a year on $10,000Requirements
Product: Variable interest rates; may change after the account is opened. Fees may reduce your earnings. The APY for each balance tier in your Rockland Trust Complete Money Market Savings Account will apply to the entire balance.
Offer: Compounded monthly. Variable interest rate. APY applies to entire balance.
0.10% interest rate · Compounded monthly · Effective Oct 6, 2026
Rate by balance
Rate by balance for Rockland Complete Money Market Balance APY Up to $5,000 0.10% $5,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.55% $50,000 – $1,000,000 1.00% $1,000,000 and up 1.00% Rate checked
More details - BrightBridge Credit UnionMoney Market AccountsMoney Market Accounts · $25 min · 0.25%–3.40% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Balance determines rate tier. Minimum $2,500 required to avoid a service fee. Rates subject to change daily.
Offer: Tier 1: $0.00-$2,499.99.
0.25% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $2,500 0.25% $2,500 – $25,000Your amount 0.25% $25,000 – $50,000 0.50% $50,000 – $100,000 0.75% $100,000 – $250,000 1.00% $250,000 – $1,000,000 1.50% $1,000,000 and up 3.40% Rate checked
More details - Rockland TrustMoney Market SavingsMoney Market Savings · $25 min · 0.05%–0.55% by balance
Bank · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: Variable interest rates; may change after the account is opened. $8 monthly maintenance fee waived if you maintain a $2,500 daily balance. The APY for each balance tier applies to the entire balance.
Offer: Compounded monthly. Variable interest rate. $8 monthly fee waived with $2,500 daily balance. APY applies to entire balance.
0.05% interest rate · Compounded monthly · $8 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.50% $50,000 – $1,000,000 0.55% $1,000,000 and up 0.55% Rate checked
More details - Bay State BankRevolution Money Market AccountRevolution Money Market Account · $500 min · 0.20%–3.00% by balance
Bank · 4 branches
0.20%APY$20 a year on $10,000Requirements
Product: Must be funded only by New Money (money from a source other than a Bay State Bank account). Minimum balance of $1,000 required to avoid a monthly service charge of $7.00.
Offer: Must be funded only by New Money. Minimum balance of $1,000 required to avoid a monthly service charge of $7.00.
0.20% interest rate · $7 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Revolution Money Market Account Balance APY Up to $999,999Your amount 0.20% $1,000,000 and up 3.00% Rate checked
More details - Bay State BankConsumer Tiered Money MarketConsumer Tiered Money Market · $5,000 min · 0.20%–1.40% by balance
Bank · 4 branches
0.20%APY$20 a year on $10,000Requirements
Product: Minimum balance of $1,000 required to avoid a monthly service charge of $10.00.
Offer: Minimum balance of $1,000 required to avoid a monthly service charge of $10.00.
0.20% interest rate · $10 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Consumer Tiered Money Market Balance APY Up to $25,000Your amount 0.20% $25,000 – $125,000 0.35% $125,000 – $250,000 0.90% $250,000 and up 1.40% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Monthly account fee is waived with a minimum daily balance of $500.00.
$6 monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: No monthly service charge if a low minimum balance is maintained. Can be opened online or at a branch.
Offer: Variable interest rate. Minimum balance to avoid $3.00 monthly service charge is $250.00 any day of the statement cycle. Minimum balance to obtain disclosed APY is $10.00 daily balance. Interest compounded daily and credited monthly.
0.15% interest rate · Compounded daily · $3 monthly fee
Rate checked
More details - Country Bank for SavingsMoney Market AccountMoney Market Account · $1,000 min · 0.05%–0.35% by balance
Bank · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: Open a money market account with $1,000 and keep earning with just a $10 minimum balance. Available to existing customers in any state and new customers residing in New England States (CT, MA, ME, NH, RI, VT).
Offer: Daily balances of $10.00 – $999.99 earn 0.05% APY.
0.05% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.05% $1,000 – $10,000 0.10% $10,000 – $50,000Your amount 0.15% $50,000 – $100,000 0.25% $100,000 and up 0.35% Rate checked
More details - All One Credit UnionPremium SavingsSavings · $40 min · 0.15%–0.35% by balance
Credit union · 3 branches
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: Must be linked to an AOCU checking account.
Offer: Minimum balance of $40 to earn dividend.
Qualified rate · 0.15% interest rate · Effective Jul 31, 2026
Rate by balance
Rate by balance for Premium Savings Balance APY Up to $50,000Your amount 0.15% Over $50,000 0.35% Rate checked
More details - Webster First Federal Credit UnionMoney MarketMoney Market · $5 min · 0.10%–0.15% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Available in Central and Eastern Massachusetts. Must live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County or be a current Webster First member to open. No monthly maintenance fees.
0.10% interest rate · No monthly fee · Effective May 18, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.10% $1,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.15% $50,000 – $100,000 0.15% $100,000 – $250,000 0.15% $250,000 – $500,000 0.15% $500,000 and up 0.15% Rate checked
More details - All One Credit UnionPremium Money Market AccountPremium Money Market Account · $1,000 min · 0.15%–0.30% by balance
Credit union · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: Must maintain a minimum daily balance of $1,000.00 to avoid a monthly service charge fee of $5.00. Membership requirements apply.
Offer: Minimum deposit of $1,000.00 required to open account. Minimum $61.00 to earn dividend. $5.00 monthly fee waived if minimum daily balance of $1,000.00 is maintained.
0.15% interest rate · $5 monthly fee · Effective Jul 31, 2026
Rate by balance
Rate by balance for Premium Money Market Account Balance APY Up to $50,000Your amount 0.15% $50,000 and upMinimum $50,000.00 to earn dividend. 0.30% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $10 minimum opening deposit and $10 daily balance to earn APY. Monthly fee is $0. Inactivity fee of $10 charged after 1 year of inactivity and every 90 days thereafter on balances under $1,000.
0.10% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Available only as part of Mortgage Bonus Bundle program requiring an approved Country Bank residential owner-occupied mortgage, a new or existing Country Bank Checking account, and a Home Savings account. Requires $10.00 deposit to open and $10.00 daily balance to earn disclosed APY.
Offer: Base rate on the account.
Qualified rate · 0.10% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Worcester, MA
95 accounts at 27 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.90%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Worcester, MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 1 branch
- GFA FCUCredit union · 4 branches
- UMassFiveCredit union · 1 branch