Credit union · NCUA insured
Lynn Teachers Credit Union
A $5.3M credit union headquartered in Lynn, MA, with 667 members and 1 branch in Massachusetts. Best rates: savings 0.40% APY.
Lynn Teachers Credit Union Carrot Score
66
Carrot Score
Higher than 17% of U.S. banks and credit unions
#114 of 141 in Boston, MA-NH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Lynn Teachers Credit Union
- Headquarters
- 33 N Common St, Lynn, MA 01902-4311
- NCUA charter
- 67882
Branches
1 branch in Massachusetts
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Massachusetts
1 branch
- Main OfficeMain office33 N Common St, Lynn, MA 01902Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 20.44% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.61% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 2.03% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $44 | $59 | — |
- CapitalNet worth ratio20.44%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.61%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets2.03%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$44Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Lynn Teachers Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.