Compare Bank & Credit Union Rates
Best savings rates in Maryland
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 166–180 results in Maryland
- 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - First Peoples Community Federal Credit UnionShare Savings AccountSavings · $100 min
Credit union · 9 branches
0.10%APY$10 a year on $10,000Requirements
Product: Must be a member/owner of First Peoples Community Federal Credit Union. Only $5 needed to open account.
Offer: Earn competitive interest on balances of $100 or more. Rate applies to balances greater than $100.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable rate account. Dividends compounded and credited monthly based on average daily balance. Accounts closed before dividend period end will not receive accrued dividends. No monthly maintenance fees.
Offer: Minimum balance $5.00. No monthly maintenance fees.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable rate account. Dividends compounded and credited monthly based on average daily balance. Accounts closed before dividend period end will not receive accrued dividends.
Offer: Minimum balance is N/A.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - SECU Credit UnionMoney ManagerMoney Manager · $2,000 min · 0.00%–0.20% by balance
Credit union · 25 branches
0.10%APY$10 a year on $10,000Requirements
Offer: Less than $2,000
0.00% interest rate
Rate by balance
Rate by balance for Money Manager Balance APY Up to $2,000 0.00% $2,000 – $4,999 0.10% $5,000 – $9,999 0.10% $10,000 – $24,999Your amount 0.10% $25,000 – $49,999 0.15% $50,000 – $74,999 0.15% $75,000 – $99,999 0.15% $100,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes membership with the credit union. No minimum balance requirements. 6 free withdrawals per month.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes membership with Destinations Credit Union. Earn dividends on average daily balances of $50 or more. No monthly service fee. Free online banking, mobile banking, and eStatements. $15 minimum deposit to open and maintain membership.
Offer: Earn dividends on average daily balances of $50 or more. No monthly service fee.
0.10% interest rate · No monthly fee · Effective Oct 8, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: With balance of $50 & Over.
Offer: With balance of $50 & Over.
0.10% interest rate · Effective Oct 8, 2026
Rate checked
More details - Five Star Federal Credit UnionPrimary Savings (Share Savings)Savings · $5 min
Credit union · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: Open membership with a Share Savings account and maintain at least $5.00 in the account. ATM card available for a $5 fee. $5 monthly fee applies to Share Savings accounts with no activity for 3 years (dormant).
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - AmeriServ BankMoney Market AccountMoney Market Account · $5,000 min · 0.10%–0.25% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Service charges may apply if account balance falls below $10,000 and the customer does not have an active AmeriServ checking account. Money Market checks are offered free. No ATM or Debit Card with Money Market account.
Offer: Less than $20,000 balance tier. Tiered interest compounded and paid monthly. Fees may apply if minimum balance requirements are not met; fees may reduce earnings.
Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $20,000Your amount 0.10% $20,000 – $100,000 0.15% $100,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate account; rates may change after opening. Rates apply to new accounts only. Fees could reduce earnings. No minimum balance requirement and no monthly maintenance fee.
Offer: Variable rate; rate may change after account is opened. Rates are subject to new accounts only. Fees could reduce earnings.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for United Platinum Savings Balance APY Up to $2,500 0.05% $2,500 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Minimum balance $300.
0.10% interest rate · Effective Sep 8, 2022
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes SECU membership. Requires maintaining at least a $10 balance in share savings account. No monthly maintenance fees.
Offer: Share Savings accounts show the dividend rate. $10 minimum deposit to open/maintain.
0.10% interest rate · No monthly fee · Effective Sep 8, 2022
Rate checked
More details - NIHFCUPremier Advantage Money MarketPremier Advantage Money Market · $0 min · 0.01%–0.20% by balance
Credit union · 6 branches
0.10%APY$10 a year on $10,000Requirements
Product: Earn tiered rates with higher dividends for balances of $25,000 or more. No minimum balance required to open. Add to balance at any time. Dividends are credited and compounded monthly. Fees may reduce earnings.
Offer: Dividends are credited and compounded monthly. Fees may reduce earnings.
0.01% interest rate · Compounded monthly · Effective Oct 3, 2026
Rate by balance
Rate by balance for Premier Advantage Money Market Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amount 0.10% $25,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Open account with as little as $5 to become a Point Breeze Credit Union member. No monthly fee. Dividends compounded and credited quarterly. Rate may change after account is opened.
Offer: Compounded and credited quarterly. Rates are subject to change without notice and may change after the account is opened.
No monthly fee · Effective Oct 3, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Maryland
290 accounts at 105 banks and credit unions · checked Oct 16–22
- Typical
- 0.18%
- Top 10% from
- 1.96%
- Banks, typical
- 0.14%
- Credit unions, typical
- 0.20%
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Maryland
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 13 branches
- Tower Federal Credit UnionCredit union · 17 branches
- EagleBankBank · 7 branches