Credit union · NCUA insured
SECU Credit Union Savings Rates
SECU Credit Union’s best savings rate is 0.10% APY on $10,000, with its Money Manager. Rates checked October 22, 2026.
How SECU Credit Union’s savings rates compare
Compared with banks and credit unions near Baltimore, MD, where SECU Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
SECU Credit Union
0.10%APY
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000 a year
- $10
Money Manager
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
CFG Bank
4.05%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $405
SECU Credit Union savings score
65
Savings score
Higher than 15% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where SECU Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Advantage Money Manager
Up to 0.30%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25,000 – $49,999 | 0.20% | — |
| $50,000 – $74,999 | 0.20% | — |
| $75,000 – $99,999 | 0.20% | — |
| $100,000 – $199,999 | 0.25% | — |
| $200,000 – $499,999 | 0.25% | — |
| $500,000 and up | 0.30% | — |
Sources (3)
- secumd.org/rates-calculators
- secumd.org/more/open-account
- secumd.org/personal/banking/savings/money-market
All captured Oct 15, 2026
Money Manager
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,000Less than $2,000 | 0.00% | — | Less than $2,000 |
| $2,000 – $4,999 | 0.10% | — | |
| $5,000 – $9,999 | 0.10% | — | |
| $10,000 – $24,999 | 0.10% | $10 | |
| $25,000 – $49,999 | 0.15% | — | |
| $50,000 – $74,999 | 0.15% | — | |
| $75,000 – $99,999 | 0.15% | — | |
| $100,000 and up | 0.20% | — |
Sources (3)
- secumd.org/rates-calculators
- secumd.org/more/open-account
- secumd.org/personal/banking/savings/money-market
All captured Oct 15, 2026
Secured VISA Holding Account
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $300 and upMinimum balance $300.$300 and up | 0.10% | $10 | Minimum balance $300. |
Sources (1)
- secumd.org/rates-calculators · captured Oct 4, 2026
Share Savings
0.10%APY
Establishes SECU membership. Requires maintaining at least a $10 balance in share savings account. No monthly maintenance fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upShare Savings accounts show the dividend rate. $10 minimum deposit to open/maintain.$10 and up | 0.10% | $10 | Share Savings accounts show the dividend rate. $10 minimum deposit to open/maintain. |
Special-purpose accounts
Coverdell Education Savings Account
0.10%APY
Formerly known as Education IRAs. Not available to businesses.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMinimum balance $10.00.$10 and up | 0.10% | $10 | Minimum balance $10.00. |
Sources (3)
- secumd.org/rates-calculators
- secumd.org/frequently-asked-qu…retirement-accounts-faqs
- secumd.org/personal/banking/savings/ira
All captured Oct 4, 2026
Holiday Savings
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required.Any balance | 0.10% | $10 | No minimum balance required. |
Sources (1)
- secumd.org/rates-calculators · captured Oct 4, 2026
IRA Savings
0.10%APY
Traditional, Roth, and Rollover IRAs available. Tax deferred earnings with NCUA insurance. IRA accounts are not available to businesses.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMinimum balance $10.00.$10 and up | 0.10% | $10 | Minimum balance $10.00. |
| $10 and upMinimum balance $10.$10 and up | 0.10% | $10 | Minimum balance $10. |
Sources (3)
- secumd.org/rates-calculators
- secumd.org/frequently-asked-qu…retirement-accounts-faqs
- secumd.org/personal/banking/savings/ira
All captured Oct 4, 2026
Roth Contributory IRA
0.10%APY
IRA accounts are not available to businesses.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMinimum balance $10.00.$10 and up | 0.10% | $10 | Minimum balance $10.00. |
Sources (2)
All captured Oct 4, 2026
Roth Conversion IRA
0.10%APY
IRA accounts are not available to businesses.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMinimum balance $10.00.$10 and up | 0.10% | $10 | Minimum balance $10.00. |
Sources (2)
All captured Oct 4, 2026
Who can join SECU Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.