Credit union · NCUA insured
Destinations Credit Union
A $64.7M credit union headquartered in Baltimore, MD, with 5,579 members and 2 branches in Maryland. Best rates: CDs 3.30% and savings 0.20% APY.
Destinations Credit Union Carrot Score
77
Carrot Score
Higher than 44% of U.S. banks and credit unions
#19 of 47 in Baltimore, MD metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Destinations Credit Union
Destinations Credit Union is a member-owned financial institution operating since September 9, 1935, when it was originally chartered as Baltimore Transit Employees Credit Union.
Following a 2006 merger with Team Federal Credit Union, MTA Employees Credit Union became Destinations Credit Union and serves over 170 employers and groups.
- Headquarters
- 8767 Satyr Hill Rd, Baltimore, MD 21234
- NCUA charter
- 66333
Branches
2 branches in Maryland
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Maryland
2 branches
- Main Branch/OfficeMain office8767 Satyr Hill Rd, Baltimore, MD 21234Directions
- Northwest Hospital Center5401 Old Court Rd, Randallstown, MD 21133Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.76% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.48% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.37% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $48 | $59 | — |
- CapitalNet worth ratio13.76%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.48%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.37%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$48Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Destinations Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.