Credit union · NCUA insured
Point Breeze Credit Union Savings Rates
Point Breeze Credit Union’s best savings rate is 0.10% APY on $10,000, with its Share Savings. Rates checked October 22, 2026.
How Point Breeze Credit Union’s savings rates compare
Compared with banks and credit unions near Baltimore, MD, where Point Breeze Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Point Breeze Credit Union
0.10%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $10
Share Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
CFG Bank
4.05%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $405
Point Breeze Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Point Breeze Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings
0.10%APY
Open account with as little as $5 to become a Point Breeze Credit Union member. No monthly fee. Dividends compounded and credited quarterly. Rate may change after account is opened.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCompounded and credited quarterly. Rates are subject to change without notice and may change after the account is opened.Any balance | 0.10% | $10 | Compounded and credited quarterly. Rates are subject to change without notice and may change after the account is opened. |
Sources (3)
- pbcu.com/banking/accounts/savings
- pbcu.com/banking/accounts/savings/goal-based-savings
- pbcu.com/banking/accounts/savings/share-savings
All captured Oct 4, 2026
Special-purpose accounts
Individual Retirement (IRA)
0.25%APY
Available as Traditional IRA or Roth IRA tax structures. Rates subject to change without notice and may change after account is opened. Early withdrawal penalties may apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCompounded and credited quarterly. Early withdrawal penalties may apply. Rates are subject to change without notice and may change after the account is opened.Any balance | 0.25% | $25 | Compounded and credited quarterly. Early withdrawal penalties may apply. Rates are subject to change without notice and may change after the account is opened. |
Sources (3)
- pbcu.com/banking/accounts/iras/roth-ira
- pbcu.com/banking/accounts/iras/traditional-ira
- pbcu.com/banking/accounts/iras
All captured Oct 4, 2026
Holiday Club Savings
0.10%APY
Funds are distributed in mid-October so you can start your guilt-free spending. Open your account anytime throughout the year. It automatically renews annually. Dividends compounded and credited quarterly. Rate may change after account is opened.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCompounded and credited quarterly. Rates are subject to change without notice and may change after the account is opened.Any balance | 0.10% | $10 | Compounded and credited quarterly. Rates are subject to change without notice and may change after the account is opened. |
Sources (3)
- pbcu.com/banking/accounts/savings
- pbcu.com/banking/accounts/savings/goal-based-savings
- pbcu.com/banking/accounts/savings/holiday-club-savings
All captured Oct 4, 2026
Who can join Point Breeze Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.