Credit union · NCUA insured
SECU Credit Union
A $5.7B credit union, the 69th largest of 4,329, headquartered in Linthicum, MD, with 271,172 members and 25 branches in Maryland. Best rates: CDs 4.10% and savings 0.10% APY.
SECU Credit Union Carrot Score
69
Carrot Score
Higher than 24% of U.S. banks and credit unions
#31 of 47 in Baltimore, MD metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About SECU Credit Union
Founded in 1951, SECU is Maryland's largest state-chartered credit union, operating 25 financial centers throughout Maryland and more than 50,000 free ATMs.
The locally owned institution was established on the principle of people helping people to put people before profits.
- Headquarters
- 971 Corporate Blvd, Linthicum, MD 21090-2342
- NCUA charter
- 66330
Branches
25 branches in Maryland
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Maryland
25 branches
Baltimore area · 18
- SECU - Annapolis Towne Centre203 Harker Pl Ste 115, Suite 115, Annapolis, MD 21401Directions
- Annapolis115 West St, Annapolis, MD 21401Directions
- SECU Credit Union UMB250 W Pratt St, Baltimore, MD 21201Directions
- Baltimore State Office Complex301 W Preston St, Baltimore, MD 21201Directions
- Fullerton7906 Rossville Blvd, Baltimore, MD 21236Directions
- Security at Chadwick7173 Security Blvd, Boulevard Place Shopping Center, Baltimore, MD 21244Directions
- Bel Air210 Plumtree Rd, Bel Air, MD 21015Directions
- Clarksville12179 Clarksville Pike, Clarksville, MD 21029Directions
- SCEU Credit Union - Columbia Branch8630 Snowden River Pkwy, Columbia Crossing II, Columbia, MD 21045Directions
- Crofton1298 Cronson Blvd, Crofton, MD 21114Directions
- Ellicott City10025 Baltimore National Pike, Ellicott City, MD 21042Directions
- SECU Credit Union Maple Lawn8175 Westside Blvd, Fulton, MD 20759Directions
- Glen Burnie103 Chesapeake Center Ct, Glen Burnie, MD 21060Directions
- SECU Credit Union971 Corporate Blvd, Linthicum, MD 21090Directions
- Owings Mills10801 Red Run Blvd, Owings Mills, MD 21117Directions
- Pasadena8055 Jumpers Hole Rd, Pasadena, MD 21122Directions
- Timonium33 E Padonia Rd, Padonia Village Shopping Center, Timonium, MD 21093Directions
- Towson8603 La Salle Rd, Towson, MD 21286Directions
Washington area · 4
- Greenbelt Road6011 Greenbelt Rd, Berwyn Heights, MD 20740Directions
- SECU Credit Union Rockville - Shady Grove16701 Crabbs Branch Way, Derwood, MD 20855Directions
- SECU Credit Union Frederick5110 Buckeystown Pike, Frederick, MD 21704Directions
- SECU Credit Union Silver Spring8737 Colesville Rd, Silver Spring, MD 20910Directions
Hagerstown area · 1
- Hagerstown17239 Cole Rd, Hagerstown, MD 21740Directions
Cumberland area · 1
- LaVale12200 Winchester Rd SW, La Vale, MD 21502Directions
Salisbury area · 1
- Salisbury1101 Mount Hermon Rd, Salisbury, MD 21804Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.43% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.86% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.84% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $91 | $88 | — |
- CapitalNet worth ratio10.43%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.86%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.84%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$91Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of SECU Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.