Compare Bank & Credit Union Rates
Best savings rates in Maryland
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 196–210 results in Maryland
- 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum balance required to open or maintain account. Dividends paid quarterly. Members can establish unlimited accounts.
0.10% interest rate · Effective Apr 29, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Term and maturity date are set by member. Early withdrawal penalty applies. No minimum deposit or balance requirements to open. Dividends posted quarterly.
Offer: Term is set by member. Early withdrawal penalty applies.
0.10% interest rate · Effective Jan 1, 2026
Rate checked
More details - Capital Area REALTORS® Federal Credit UnionShare SavingsSavings · $500 min · 0.10%–3.79% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Federally insured up to $250,000. Minimum initial deposit of $100. Earn more interest by maintaining a minimum balance of $500.
0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for Share Savings Balance APY $500 and upYour amount 0.10% $100,000 and up 3.79% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: A minimum opening deposit of $50 is required. A Balance Fee of $7.50 is imposed every statement cycle if the average daily balance falls below $1,000.00. An Item Fee of $0.20 is imposed for each transaction if the average daily balance falls below $1,000.00. Statement Processing Fee can be avoided by enrolling in online banking and paperless document delivery (if inactive for >180 days, paperless enrollment ends). Monthly transfer limit of up to 6 withdrawals/transfers per statement cycle.
0.10% interest rate · $7.50 monthly fee · Effective Aug 3, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $25,000Your amount 0.10% $25,000 – $50,000 0.20% $50,000 – $100,000 0.25% $100,000 – $200,000 0.30% $200,000 and up 0.40% Rate checked
More details - Democracy Federal Credit UnionRegular ShareSavings · $5 min · 0.00%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Primary membership account required to join. $10 membership fee. Dividends calculated daily, paid quarterly. Fees may reduce earnings.
Offer: Balances less than $100.
0.00% interest rate
Rate by balance
Rate by balance for Regular Share Balance APY Up to $100 0.00% $100 and upYour amount 0.10% Rate checked
More details - 0.09%APY$9 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold relationship tier (requires $180,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold tier.
Qualified rate · 0.09% interest rate · $4.50 monthly fee
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 113 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - DEXSTA Federal Credit UnionShare SavingsSavings · $5 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.07%APY$7 a year on $10,000Requirements
Product: Establishes membership in credit union ($5 par value share required). Up to 6 transfers/withdrawals per calendar month. Daily balance method, monthly compounding and crediting.
0.05% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $5,000 0.05% $5,000 – $40,000Your amount 0.07% $40,000 and up 0.10% Rate checked
More details - Farmers & Merchants BankInsured Money MarketInsured Money Market · $25 min · 0.03%–0.60% by balance
Bank · 9 branches
0.07%APY$7 a year on $10,000Requirements
Product: Interest rate is variable and may change at any time after account opening. Fees could reduce earnings. A penalty may be imposed for early withdrawal. Maintain minimum balance to avoid monthly maintenance fees.
Offer: Tier 6 rate. Average Daily Balance to obtain APY: N/A. Variable rate subject to change.
0.03% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Insured Money Market Balance APY Any balance 0.03% $2,500 and upTier 5 rate. 0.05% $10,000 and upYour amountTier 4 rate. 0.07% $25,000 and upTier 3 rate. 0.25% $100,000 and upTier 2 rate. 0.40% $250,000 and upTier 1 rate. 0.60% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 113 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - 0.06%APY$6 a year on $10,000
Requirements
Product: Fees may apply if minimum balance requirements are not met. Fees may reduce earnings.
Offer: Balance tier: Less than $25,000
Effective Oct 6, 2026
Rate by balance
Rate by balance for SOAR Statement Savings Balance APY Up to $25,000Your amount 0.06% $25,000 and up 0.11% Rate checked
More details - 0.06%APY$6 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citi Priority relationship tier (requires $30,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citi Priority tier.
Qualified rate · 0.06% interest rate · $4.50 monthly fee
Rate checked
More details - Market USA Federal Credit UnionName Your SavingsSavings · $0 min · 0.05%–0.07% by balance
Credit union · 1 branch
0.06%APY$6 a year on $10,000Requirements
Product: No minimum balance requirement. Allows creating personalized savings sub-accounts for specific goals.
Offer: Dividends are compounded and credited monthly.
No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Name Your Savings Balance APY Over $0 0.05% $2,000 and up 0.05% $5,000 and upYour amount 0.06% $25,000 and up 0.07% Rate checked
More details - Market USA Federal Credit UnionMembership SavingsSavings · $5 min · 0.05%–0.07% by balance
Credit union · 1 branch
0.06%APY$6 a year on $10,000Requirements
Product: Required for Market USA membership. $5.00 minimum deposit required to open and maintain membership. Dividends compounded and credited monthly.
Offer: Dividends compounded and credited monthly.
No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Membership Savings Balance APY Over $0 0.05% $2,000 and up 0.05% $5,000 and upYour amount 0.06% $25,000 and up 0.07% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Maryland
290 accounts at 105 banks and credit unions · checked Oct 16–22
- Typical
- 0.18%
- Top 10% from
- 1.96%
- Banks, typical
- 0.14%
- Credit unions, typical
- 0.20%
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Maryland
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 13 branches
- Tower Federal Credit UnionCredit union · 17 branches
- EagleBankBank · 7 branches