Bank · FDIC insured
Bath Savings
A $1.5B bank headquartered in Bath, ME, with 10 branches in Maine. Best rates: CDs 3.14% and savings 0.05% APY.
Bath Savings Carrot Score
63
Carrot Score
Higher than 9% of U.S. banks and credit unions
#32 of 39 in Portland, ME metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bath Savings
- Headquarters
- 105 Front St, Bath, ME 04530
- FDIC certificate
- 17749 ↗
Branches
10 branches in Maine
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Maine
10 branches
Portland area · 8
- Bath Savings InstitutionMain office105 Front St, Bath, ME 04530Directions
- Brunswick Branch3 Pleasant St, Brunswick, ME 04011Directions
- Falmouth Branch239 Us Route 1, Falmouth, ME 04105Directions
- Freeport Branch189 Lower Main St, Freeport, ME 04032Directions
- Portland Branch46 Auburn St, Portland, ME 04103Directions
- South Portland Branch225 Ocean St, South Portland, ME 04106Directions
- Westbrook Branch Office34 Spring St, Westbrook, ME 04092Directions
- Yarmouth Branch424 Us Route 1, Yarmouth, ME 04096Directions
Boothbay Harbor area · 1
- Boothbay Harbor1 Todd Ave, Boothbay Harbor, ME 04538Directions
Damariscotta area · 1
- Damariscotta Branch8 Church St, Damariscotta, ME 04543Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 15.76% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.05% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.74% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $76 | $88 | — |
- CapitalLeverage ratio15.76%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.05%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.74%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$76Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bath Savings are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.