Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 17 in Cumberland County, ME · median 11.90% APR
- Town & Country Federal Credit UnionPlatinum Visa® Credit Card · No annual fee
Credit union · 5 branches
8.90%APRas low asTerms
Standard rate as low as 8.90% APR. Subject to credit approval.
Credit card score 89 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Fixed rate. Not all applicants will qualify for the lowest rate. Minimum monthly payment $25. No annual fee or balance transfer fee.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
APR as low as 9.90%. Subject to credit and underwriting approval.
Credit card score 84 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - Maine Savings Federal Credit UnionMaine Savings Visa® Credit Card · No annual fee
Credit union · 1 branch
9.99%APRas low asTerms
Fixed APR tier based on creditworthiness. No annual fee, cash advance fee, or balance transfer fee.
Credit card score 82 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 10.00%APRas low as
Terms
Variable APR based on the Prime Rate.
Credit card score 81 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as · up to 17.99%
10.99% APR, up to 17.99%
Terms
Depending on your creditworthiness. We will not charge you interest on purchases if you pay your entire balance owed each month within 25 days of your statement closing date.
Credit card score 77 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 11.49%APRas low as
Terms
Non-Variable as low as rate. APR and term are based on your credit rating and ability to pay. Rates are subject to change at any time. Additional rates and terms are available.
Credit card score 76 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as · up to 18.74%
11.74% APR, up to 18.74%
Terms
Standard variable APR for purchases, balance transfers, and cash advances. Rates vary based on Prime Rate and creditworthiness. No balance transfer fee. Cash advance fee: greater of $10 or 3%.
Credit card score 75 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as · up to 18.24%
11.90% APR, up to 18.24%
Terms
Annual Percentage Rate (APR) for Purchases: 11.65%, 12.65%, 13.65%, 16.65%, or 17.99% depending on your credit history. Variable based on the Prime Rate. $0 annual fee. (Note: Comparison table on page p75 mentions 13.40% – 17.99%).
Credit card score 73 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as
Terms
Credit Score: A+*. We will tell you in writing which rate applies upon approval of your application. Rate based on credit score.
Credit card score 73 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - Dirigo Federal Credit UnionDirigo Platinum Rewards Credit Card · No annual fee
Credit union · 1 branch
11.95%APRas low asTerms
As low as 11.95% APR based on creditworthiness. No annual fee. Minimum monthly payment 2% of balance or $25.
Credit card score 73 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as
Terms
Variable rate. APR as low as 12.74%. No balance transfer or cash advance fees.
Credit card score 69 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 12.99%APRas low as · up to 17.99%
12.99% APR, up to 17.99%
Terms
Fixed APR for Purchases based on creditworthiness when account is opened. Rate is accurate as of November 13, 2023. 21-day grace period on purchases. No annual fee.
Credit card score 67 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 20.74%
13.74% APR, up to 20.74%
Terms
Variable APR (NOR version).
Credit card score 65 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Cumberland County, ME
17 banks and credit unions · checked Oct 16–22
- Typical
- 11.90%
- Top 10% up to
- 9.54%
- Banks, typical
- 18.99%
- Credit unions, typical
- 11.49%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Portland, ME metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Dirigo Federal Credit UnionCredit union · 1 branch
- Trademark Federal Credit UnionCredit union · 1 branch
- Atlantic Federal Credit UnionCredit union · 12 branches