Credit union · NCUA insured
Bangor Federal Credit Union
Top CarrotA $291M credit union headquartered in Bangor, ME, with 15,712 members and 4 branches in Maine. Best rates: CDs 4.23% and savings 2.27% APY.
Bangor Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 90% of U.S. banks and credit unions
#3 of 18 in Bangor, ME metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Bangor Federal Credit Union
Founded in 1956 from a home on Grove Street in Bangor, Bangor Federal Credit Union serves central and coastal Maine communities.
- Headquarters
- 339 Hogan Rd, Bangor, ME 04401-4205
- NCUA charter
- 10939
Branches
4 branches in Maine
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Maine
4 branches
Bangor area · 3
- Hogan RoadMain office339 Hogan Rd, Bangor, ME 04401Directions
- Venture Way10 Venture Way, Bangor, ME 04401Directions
- Brewer6 Dirigo Dr, Brewer, ME 04412Directions
Ellsworth area · 1
- Ellsworth175 High St Ste 7, Ellsworth, ME 04605Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.70% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.57% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.04% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $66 | $76 | — |
- CapitalNet worth ratio8.70%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.57%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.04%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$66Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Bangor Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.