Compare Bank & Credit Union Rates
Best savings rates in Iowa
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 436–441 results in Iowa
- 0.01%APY$1 a year on $10,000
Requirements
Product: Monthly maintenance fee of $6 waived if $100 average daily balance requirement is maintained, or for individuals 21 years old or younger, or 55 years old and over.
Offer: Monthly maintenance fee of $6 if below $100 average daily balance; waived for individuals 21 years old or younger or 55 years old and over.
$6 monthly fee · Effective Oct 3, 2022
Rate checked
More details - Vibrant Credit UnionMembership SavingsSavings · $0 min · 0.00%–0.01% by balance
Credit union · 1 branch
0.01%APY$1 a year on $10,000Requirements
Product: Requires $5 Membership Share account.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Membership Savings Balance APY Up to $99 0.00% $100 – $9,999 0.01% $10,000 – $14,999Your amount 0.01% $15,000 – $24,999 0.01% $25,000 – $99,999 0.01% $100,000 – $249,999 0.01% $250,000 – $999,999 0.01% $1,000,000 and up 0.01% Rate checked
More details - Denver Savings BankGold Money MarketGold Money Market · $50 min · 0.00%–0.70% by balance
Bank · 2 branches
0.00%APY$0 a year on $10,000Requirements
Product: Variable Rate Account. The rate may change after the account is opened. Fees could reduce earnings. Fees charged on balances below $500.
Offer: Variable Rate Account. Fees charged on balances below $500. Fees could reduce earnings.
0.00% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for Gold Money Market Balance APY Up to $24,999Your amount 0.00% $25,000 – $99,999 0.15% $100,000 – $249,999 0.40% $250,000 – $499,999 0.50% $500,000 – $999,999 0.60% $1,000,000 and up 0.70% Rate checked
More details - Financial Plus Credit UnionPlus Money MarketPlus Money Market · $0 min · 0.00%–3.72% by balance
Credit union · 4 branches
0.00%APY$0 a year on $10,0000.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Plus Money Market Balance APY Up to $25,000Your amount 0.00% $25,000 – $50,000 1.82% $50,000 – $100,000 2.02% $100,000 – $250,000 2.63% $250,000 – $500,000 3.05% $500,000 – $1,000,000 3.46% $1,000,000 and up 3.72% Rate checked
More details - 0.00%APY$0 a year on $10,000
Requirements
Product: Minimum average daily balance of $500.01 required to earn interest.
0.00% interest rate · Effective Oct 5, 2026
Rate checked
More details - Centris Federal Credit UnionAdvantage Plus Money MarketAdvantage Plus Money Market · $0 min · 0.00%–3.25% by balance
Credit union · 2 branches
0.00%APY$0 a year on $10,000Requirements
Product: Earn tiered dividends with a $25,000 average daily balance. $15 monthly service fee waived if minimum daily balance is $25,000. Eligible for a variable relationship rate increase of 0.50% APY when maintaining a $25,000 minimum daily balance and a qualifying checking account with monthly direct deposit of $2,500 or more.
Offer: Monthly service fee of $15 waived if minimum daily balance is $25,000. Rate tier for balances $0.00 - $24,999.99.
0.00% interest rate · $15 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Advantage Plus Money Market Balance APY Up to $25,000Your amount 0.00% $25,000 – $100,000Eligible for a 0.50% APY relationship rate increase with qualifying checking and $2,500+ monthly direct deposit. 1.50% $100,000 – $250,000Eligible for a 0.50% APY relationship rate increase with qualifying checking and $2,500+ monthly direct deposit. 2.00% $250,000 – $500,000Eligible for a 0.50% APY relationship rate increase with qualifying checking and $2,500+ monthly direct deposit. 2.25% $500,000 – $1,000,000Eligible for a 0.50% APY relationship rate increase with qualifying checking and $2,500+ monthly direct deposit. 2.75% $1,000,000 and upEligible for a 0.50% APY relationship rate increase with qualifying checking and $2,500+ monthly direct deposit. 3.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Iowa
441 accounts at 171 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 1.40%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Iowa
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 9 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch