Credit union · NCUA insured
Indiana Heartland FCU Savings Rates
Indiana Heartland FCU’s best savings rate is 1.00% APY on $10,000, with its Regular Savings Account. Rates checked October 15, 2026.
How Indiana Heartland FCU’s savings rates compare
Compared with banks and credit unions near Kokomo, IN, where Indiana Heartland FCU has the most branches. $10,000, best rate first.
This credit union’s best
Indiana Heartland FCU
1.00%APY
- Minimum
- $5
- Earns on $10,000 a year
- $100
Regular Savings Account
Top rate
Horizon Bank
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
2nd-highest rate
First Farmers Bank & Trust
2.70%APY
- Minimum
- —
- Earns on $10,000 a year
- $270
Indiana Heartland FCU savings score
85
Savings score
Higher than 70% of U.S. banks and credit unions
- $1,000 balance$1,0000.60%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.45%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Indiana Heartland FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Savings Account
1.00%APY
An insured dividend-paying account with tiered interest rates (higher rates for larger balances), no monthly service fee, and combined statements with checking account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500No monthly service fee. | 0.60% | — | No monthly service fee. |
| $2,501 – $25,000No monthly service fee. | 1.00% | $100 | No monthly service fee. |
| $25,001 – $50,000No monthly service fee. | 1.25% | — | No monthly service fee. |
| $50,001 – $100,000No monthly service fee. | 1.45% | — | No monthly service fee. |
| $100,001 – $250,000No monthly service fee. | 1.75% | — | No monthly service fee. |
| $250,001 and upNo monthly service fee. | 2.00% | — | No monthly service fee. |
Sources (3)
All captured Oct 5, 2026
Who can join Indiana Heartland FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.