Compare Bank & Credit Union Rates
Best savings rates in Illinois
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 631–645 results in Illinois
- 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Retail accounts only, no commercial or institutional funds permitted. Member savings account required to establish membership. Must meet average daily balance requirements ($5 increase over previous month's balance, excluding dividends) and eStatements at a valid email address to earn qualifying rate, otherwise non-qualifying rate applies. Unlimited withdrawals.
Offer: Non-qualifying rate applied when monthly qualifications are not met. No minimum balance required.
Qualified rate · No monthly fee · Effective Oct 20, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must maintain a $5 minimum daily balance to keep this account open and earn the stated APY. Must maintain a $200 minimum daily balance in your account to avoid a service fee unless you are under 18 or you maintain a Kasasa Saver account, credit union certificate, money market account, $200 or more in a qualifying account.
Offer: Must maintain a $5 minimum daily balance to keep this account open and to earn the stated APY. Must maintain a $200 minimum daily balance in your account to avoid a service fee.
0.05% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: No monthly maintenance fee. No minimum deposit to open. Only available with free Kasasa Cash or Kasasa Cash Back checking. Limit of one Kasasa Saver Account per taxpayer identification number.
Offer: When linked Kasasa checking account qualifications are not met, the entire daily balance in the Kasasa Saver Account earns a dividend rate of 0.0499% resulting in an annual percentage yield of 0.05%.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 17, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: The minimum deposit to open a new share account is $5.00 along with a .25 cent membership fee.
0.05% interest rate · Effective Oct 23, 2026
Rate checked
More details - Taylorville Community Credit UnionRegular Shares (Savings)Savings · $25 min
Credit union · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Share savings membership account; also presented as Shared Savings / Share Savings.
Offer: Dividend Rate and APY for Regular Shares (Savings). Minimum deposit to open a share savings account is $25.00.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Minimum $10,000 average daily balance is required to earn dividends. No minimum balance to open.
Offer: Standard rate applied when account activity does not meet Advantage Plus qualifications; requires a minimum $10,000 daily balance to earn dividends.
Qualified rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No minimum opening balance. No monthly maintenance fees. Earns quarterly dividends on balances of $500 or more.
Offer: Earns interest/dividends quarterly on balances of $500 or more.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Foundational share savings account establishing credit union membership. Earns quarterly dividends on balances of $500 or more.
Offer: Earns quarterly dividends on balances of $500 or more.
Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 years or older.
Offer: Tier 1: 0.05% APY for daily balances of $0.01 - $4,999.99. Maintain an average daily balance of at least $10,000 to avoid the $25 monthly maintenance charge.
$25 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Tiered Money Market Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 – $500,000 0.05% $500,000 – $1,500,000 0.10% $1,500,000 – $2,500,000 0.10% $2,500,000 – $5,000,000 0.10% $5,000,000 – $10,000,000 0.10% $10,000,000 and up 0.01% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 years or older with a U.S. residential address. Initial opening deposit cannot come from an existing Valley bank account.
Offer: Earn 0.05% APY on balances of $0.01 up to $10,000. Maintain an average daily balance of at least $10,000 to avoid the $25 monthly maintenance charge.
$25 monthly fee · Effective Oct 22, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 141 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $3.00 quarterly service charge is waived if a $50 minimum balance is maintained, or waived for minors. Variable interest rate credited quarterly. Up to six monthly withdrawals/transfers allowed.
Offer: $3.00 quarterly service charge waived with $50 minimum balance or for minors. Interest credited quarterly. Variable rate subject to change.
0.05% interest rate · Effective Sep 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Quarterly statement. $9/quarter service charge if daily balance falls below $200. Nine free withdrawals per quarter; additional withdrawals are $1 each.
Offer: No daily balance required to earn interest. $9/quarter service charge if daily balance falls below $200. Nine free withdrawals per quarter; additional withdrawals are $1 each.
0.05% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Dividends compound and paid monthly.
0.05% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establish your membership with Midwest Members Credit Union. $5 minimum deposit to open. No monthly service fees. Compounded and paid monthly.
Offer: Dividends compound and paid monthly.
0.05% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Illinois
785 accounts at 327 banks and credit unions · checked Oct 23–24
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch