Compare Bank & Credit Union Rates
Best savings rates in Illinois
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 616–630 results in Illinois
- 0.07%APY$7 a year on $10,000
Requirements
Product: A service charge of $1 per month will be imposed every statement cycle if the balance falls below $100.00 on any given day. After 6 withdrawals in a month there will be a $2 fee per withdrawal. Interest compounded quarterly and credited on the last day of every quarter; interest is forfeited if closed before crediting.
Offer: Must maintain a minimum balance of $10.00 each day to obtain disclosed APY. $1 monthly service charge waived if balance stays at or above $100.00 each day.
0.07% interest rate · Compounded quarterly · $1 monthly fee · Effective Sep 26, 2025
Rate checked
More details - Earthmover Credit UnionSavings AccountSavings · $5 min · 0.07%–0.10% by balance
Credit union · 6 branches
0.07%APY$7 a year on $10,000Requirements
Product: Dividends are calculated on the Average Daily Balance, then compounded and paid monthly. Minimum balance of $5.00 required for tiered shares. Minimum balance to earn dividends is $5.
Offer: Minimum balance to earn dividends is $5. Minimum balance of $5.00 required for tiered shares.
0.07% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $10,025Your amount 0.07% $10,025 and up 0.10% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 141 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - Redbrand Credit UnionPrimary Share/Savings AccountSavings · $25 min · 0.04%–0.06% by balance
Credit union · 2 branches
0.06%APY$6 a year on $10,000Requirements
Product: Required for membership. Minimum balance of $25 must be maintained. Dividends paid quarterly. Account inactivity fee of $10/month applies if balance < $250 with no activity for 6 months and no other services. Not eligible for automatic/electronic withdrawals. Covered transactions limited to 6 per month.
Offer: Tier rate applies to the entire account balance if within range. Average daily balance method. Dividends compounded and credited quarterly.
0.04% interest rate · Effective Aug 17, 2026
Rate by balance
Rate by balance for Primary Share/Savings Account Balance APY Up to $1,000 0.04% $1,000 – $10,000 0.05% $10,000 and upYour amount 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 126 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details - 0.06%APY$6 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citi Priority relationship tier (requires $30,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citi Priority tier.
Qualified rate · 0.06% interest rate · $4.50 monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Personal and Business Savings accounts with an average daily balance under $100 have a $5.00 monthly Service Charge (Individuals 22 years old or younger are exempt from charges upon notification to us of date of birth). Earn interest daily; interest credited quarterly.
Offer: $5.00 monthly Service Charge if average daily balance is under $100 (waived for individuals 22 years old or younger upon notification of date of birth). Earn interest daily, interest credited quarterly.
0.05% interest rate · $5 monthly fee · Effective Oct 20, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must establish Credit Union membership and be in good standing. Dividends compounded and paid monthly. $1 minimum balance fee charged per month if balance falls below $5 until balance is brought back to $5.
Offer: Accounts will not earn dividends until balance reaches $100. $1 minimum balance fee per month if balance falls below $5.
0.05% interest rate · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must have a Credit Union membership established and be in good standing. Minimum balance to open the account and to earn dividends is $0.
Offer: Minimum balance to open the account and to earn dividends is $0.
0.05% interest rate · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: CTCU membership established via share savings. Minimum balance to earn stated dividend rate and APY is $5.00.
Offer: Minimum amount to earn stated dividend rate and APY is $5.00.
0.05% interest rate · Effective Sep 18, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires CTCU membership. Regular Share Savings Account establishes membership with Community Trust Credit Union. Ownership set up on primary savings is the ownership for all accounts opened under this membership. Make up to 6 free transfers to/from this account from home automatically or manually. Dividends accrue daily, compounded and paid monthly. Minimum balance of $5.00 must be maintained.
Offer: Requires CTCU membership. A $5.00 minimum balance must be maintained. Dividends accrue daily, compounded and paid monthly.
0.05% interest rate · Effective Sep 18, 2026
Rate checked
More details - CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATIONPlatinum Money MarketPlatinum Money Market · $10,000 min · 0.03%–0.15% by balance
Bank · 3 branches
0.05%APY$5 a year on $10,000Requirements
Product: Variable rate account. Rates may change without notice. Monthly fee if account falls below required monthly balance. Free 1st check order upon opening Preferred NOW Checking or Money Market Accounts. Fees may reduce APY.
Offer: Monthly fee if account falls below required monthly balance. Fees may reduce APY.
0.03% interest rate · Effective Oct 20, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY Up to $9,999 0.03% $10,000 and upYour amount 0.05% $50,000 and up 0.10% $100,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: All Interest is calculated on the daily balance method. Variable rate accounts – the interest rates and annual percentage yields may change at any time. Variable rate accounts – fees may reduce the Annual Percentage Yield Earned.
0.05% interest rate · Effective Oct 19, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Illinois
785 accounts at 327 banks and credit unions · checked Oct 23–24
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch