Bank · FDIC insured
1st Community Bank Savings Rates
1st Community Bank’s best savings rate is 0.10% APY on $10,000, with its Money Market Savers Account. Rates checked October 16, 2026.
How 1st Community Bank’s savings rates compare
Compared with banks and credit unions near Davenport, IA-IL, where 1st Community Bank has the most branches. $10,000, best rate first.
This bank’s best
1st Community Bank
0.10%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $10
Money Market Savers Account
Top rate
Central Bank Illinois
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $400
2nd-highest rate
Vibrant Credit Union
3.38%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $338
1st Community Bank savings score
63
Savings score
Higher than 9% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where 1st Community Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Savers Account
0.10%APY
No monthly maintenance fee if qualifying balance is maintained. Interest is calculated on the daily balance method and paid monthly. Variable rate accounts; interest rates and APYs may change at any time, and fees may reduce earnings. Account has transaction limitations.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $2,500 | 0.05% | — |
| $2,500 and up | 0.10% | $10 |
Sources (2)
All captured Oct 6, 2026
Regular Savings
0.05%APY
All interest is calculated on the daily balance method. Variable rate account; interest rates and annual percentage yields may change at any time. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (1)
- 1stcommunitybanks.com/Rates · captured Oct 6, 2026
Special-purpose accounts
Christmas Club Account
0.35%APY
No maintenance fees. Interest paid annually. No withdrawals permitted before maturity. Calculated on the daily balance method.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo withdrawals permitted before maturity.Any balance | 0.35% | $35 | No withdrawals permitted before maturity. |
Sources (2)
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.