Credit union · Privately insured
Earthmover Credit Union Savings Rates
Earthmover Credit Union’s best savings rate is 1.05% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Earthmover Credit Union’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Earthmover Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Earthmover Credit Union
1.05%APY
- Requires
- None
- Minimum
- $1,500
- Earns on $10,000 a year
- $105
Money Market Account
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
Earthmover Credit Union savings score
85
Savings score
Higher than 69% of U.S. banks and credit unions
- $1,000 balance$1,0000.07%
- $10,000 balance$10,0001.05%
- $100,000 balance$100,0001.50%
- QualifiedQualified1.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Earthmover Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.05%APY
Credit union membership is required. Dividends are compounded monthly. Write up to three checks per month and make up to three free withdrawals per month. No monthly fee if minimum balance is maintained daily. Minimum balance to earn dividends is $1,500.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,500 – $10,000Deposit tier $1,500-10,000. Minimum deposit of $1,500 required for Money Market Accounts. No monthly fee if minimum balance is maintained daily. | 1.05% | $105 | Deposit tier $1,500-10,000. Minimum deposit of $1,500 required for Money Market Accounts. No monthly fee if minimum balance is maintained daily. |
| $10,000 – $25,000Deposit tier $10,000.01-25,000. Minimum deposit of $1,500 required for Money Market Accounts. No monthly fee if minimum balance is maintained daily. | 1.10% | — | Deposit tier $10,000.01-25,000. Minimum deposit of $1,500 required for Money Market Accounts. No monthly fee if minimum balance is maintained daily. |
| $25,000 – $50,000Deposit tier $25,000.01-50,000. Minimum deposit of $1,500 required for Money Market Accounts. No monthly fee if minimum balance is maintained daily. | 1.30% | — | Deposit tier $25,000.01-50,000. Minimum deposit of $1,500 required for Money Market Accounts. No monthly fee if minimum balance is maintained daily. |
| Over $50,000Deposit tier $50,000.01 and above. Minimum deposit of $1,500 required for Money Market Accounts. No monthly fee if minimum balance is maintained daily. | 1.50% | — | Deposit tier $50,000.01 and above. Minimum deposit of $1,500 required for Money Market Accounts. No monthly fee if minimum balance is maintained daily. |
Sources (2)
All captured Oct 6, 2026
Savings Account
0.07%APY
Dividends are calculated on the Average Daily Balance, then compounded and paid monthly. Minimum balance of $5.00 required for tiered shares. Minimum balance to earn dividends is $5.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,025Minimum balance to earn dividends is $5. Minimum balance of $5.00 required for tiered shares. | 0.07% | $7 | Minimum balance to earn dividends is $5. Minimum balance of $5.00 required for tiered shares. |
| $10,025 and upMinimum balance of $5.00 required for tiered shares. | 0.10% | — | Minimum balance of $5.00 required for tiered shares. |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
Individual Retirement Account (IRA)
0.80%APY
Tax-deferred savings tool available as Traditional IRA, Roth IRA, and Coverdell Education IRA. No monthly fees and dividends are paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,025Applies to Traditional, Roth, and Coverdell Education IRAs. | 0.40% | — | Applies to Traditional, Roth, and Coverdell Education IRAs. |
| $1,025 and upApplies to Traditional, Roth, and Coverdell Education IRAs. | 0.80% | $80 | Applies to Traditional, Roth, and Coverdell Education IRAs. |
Sources (2)
All captured Oct 6, 2026
Vacation Club Savings
0.10%APY
Full access throughout the year with no penalty for withdrawals. No minimum balance required to maintain account. No monthly service fee charged. Dividends are paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to maintain account. No monthly service fee. No withdrawal penalties.Any balance | 0.10% | $10 | No minimum balance required to maintain account. No monthly service fee. No withdrawal penalties. |
Sources (2)
All captured Oct 6, 2026
Holiday Club Savings
0.05%APY
The balance is transferred to savings account on Nov. 1. No minimum balance required to maintain account. No monthly service fee is charged and no fees assessed for early withdrawals. Dividends are paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceBalance transferred to savings account on Nov. 1. No minimum balance required to maintain account. No fees for early withdrawals.Any balance | 0.05% | $5 | Balance transferred to savings account on Nov. 1. No minimum balance required to maintain account. No fees for early withdrawals. |
Sources (2)
All captured Oct 6, 2026
Who can join Earthmover Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.