Compare Bank & Credit Union Rates
Best savings rates in Illinois
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 661–675 results in Illinois
- 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash account. Qualifications to earn the higher rate include at least 1 direct deposit, ACH credit, or ACH payment transaction, at least 10 debit card purchases post and settle, enrollment in eStatements, and logging into digital banking per Monthly Qualification Cycle. No monthly service fee.
Offer: When linked Kasasa Cash account qualifications are not met during a Monthly Qualification Cycle.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 29, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest earned on the full daily balance with no stated tiers. Variable rate may change after opening. Fees could reduce earnings. $2 paper statement fee per cycle waived for age 50+ or eStatements.
Offer: Daily balances of $0 or more. Rates current as of today's date; interest rate and APY may change after account opening. Fees could reduce earnings. Interest earned on daily balance; variable rate subject to change at First Mid's discretion.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Compounding and crediting quarterly. Fees may reduce earnings and rates may change after account opens. No monthly service charge.
Offer: Compounding and crediting quarterly. There is no minimum balance requirement to obtain the APY. Fees may reduce earnings and rates may change after account opens. No monthly service charge.
0.05% interest rate · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - North County Savings BankMoney Market AccountMoney Market Account · $2,500 min · 0.05%–0.15% by balance
Bank · 3 branches
0.05%APY$5 a year on $10,000Requirements
Product: $2,500 minimum daily balance to avoid monthly service charge.
Offer: Tier 1. $2,500 minimum daily balance to avoid monthly service charge. Compounded and credited monthly.
0.05% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.05% $2,500 – $100,000Your amountTier 2. 0.05% $100,000 – $250,000Tier 3. 0.10% $250,000 and upTier 4. 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest compounded daily and credited quarterly. A $0.50 per-item service fee is charged for each debit transaction in excess of 3 per quarterly statement cycle.
Offer: A service charge fee of $2.00 is imposed every month if the balance falls below $200.00 any day of the month.
0.05% interest rate · Compounded daily · $2 monthly fee · Effective Aug 31, 2026
Rate checked
More details - First Bank & Trust of MurphysboroMoney Market Checking AccountMoney Market Checking Account · $2,500 min
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Interest compounded daily and credited monthly. Daily balance computation method. A service charge fee of $10.00 is imposed every statement cycle if the balance falls below $2,500.00 on any day of the cycle. Excess debit transaction fee of $10.00 per item over 3 during a month.
Offer: $10.00 monthly service charge fee waived if daily balance does not fall below $2,500.00 during the statement cycle. Excess debit transaction fee of $10.00 per item over 3 during a month.
0.05% interest rate · Compounded daily · $10 monthly fee
Rate checked
More details - Peru Federal Savings BankMoney Market CheckingMoney Market Checking · $1,000 min · 0.02%–0.05% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $1,000 0.02% $1,000 and upYour amount 0.05% Rate checked
More details - BCURegular Money MarketRegular Money Market · $1,000 min · 0.05%–0.30% by balance
Credit union · 9 branches
0.05%APY$5 a year on $10,000Requirements
Product: No minimum monthly balance and no maintenance fees. Up to six penalty-free withdrawals per month.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY $1,000 – $24,999Your amount 0.05% $25,000 – $99,999 0.10% $100,000 – $249,999 0.15% $250,000 – $499,999 0.20% $500,000 and up 0.30% Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Sep 16, 2026
Rate checked
More details - New Century Federal Credit UnionShare Savings (Regular Shares)Savings · $25 min
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Establishes membership as the prime share. Dividends based on average daily balance, compounded and paid quarterly. Must maintain the account minimum average daily balance to obtain the disclosed APY. Yields declared quarterly by the Board of Directors.
Offer: APY for $25 and above; paid on average daily balance. Rates subject to change.
Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Secondary savings for vacation, taxes, home improvements, weddings and more. Secondary accounts do not require a minimum balance to be kept. Earns the same dividend rate as regular shares, paid quarterly. Rate schedule still states APY at $25 and above.
Offer: APY for $25 and above on the deposit-rate table; paid on average daily balance.
Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Listed on the official share-savings APY schedule. Must maintain the minimum average daily balance to obtain the disclosed APY. Yields declared quarterly.
Offer: APY for $25 and above; paid on average daily balance.
Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5 minimum deposit opens account and establishes membership. $10 monthly maintenance fee waived if balance remains at $100+ or with an open qualifying product (such as premier money market, CD, IRA, credit card, or any type of loan).
Offer: Must maintain a minimum average daily balance of $100 to earn interest. Compounded monthly; paid monthly. $10 monthly fee waived if balance remains at $100+ or with qualifying product.
0.05% interest rate · Compounded monthly · $10 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be paired/linked with a qualifying checking account (Cashback Rewards Checking, High Interest Checking, or Mortgage Advantage Checking). Limit of 1 account per primary SSN. Not for commercial purposes.
Offer: Base rate paid on all balances if monthly checking qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest rate is variable and may change after account opening. Fees may reduce earnings. Minimum balance requirement and opening deposit waived for minors (17 and under) and seniors 65 years of age or older.
Offer: $3 monthly service fee applies if balance falls below $50; balance requirements and minimum opening deposit are waived for minors (17 and under) and seniors 65 years of age or older. Interest rate is variable and may change after opening. Fees may reduce earnings.
0.05% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Illinois
785 accounts at 327 banks and credit unions · checked Oct 23–24
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch