Bank · FDIC insured
North County Savings Bank Savings Rates
North County Savings Bank’s best savings rate is 0.05% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How North County Savings Bank’s savings rates compare
Compared with banks and credit unions in Illinois, where North County Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
North County Savings Bank
0.05%APY
- Requires
- None
- Minimum
- $10
- Earns on $10,000 a year
- $5
Savings
Top rate
State Farm Federal Credit Union
4.08%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $408
2nd-highest rate
Dieterich Bank
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $400
North County Savings Bank savings score
62
Savings score
Higher than 6% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where North County Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.05%APY
$2,500 minimum daily balance to avoid monthly service charge.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Tier 1. $2,500 minimum daily balance to avoid monthly service charge. Compounded and credited monthly. | 0.05% | — | Tier 1. $2,500 minimum daily balance to avoid monthly service charge. Compounded and credited monthly. |
| $2,500 – $100,000Tier 2. $2,500 minimum daily balance to avoid monthly service charge. Compounded and credited monthly. | 0.05% | $5 | Tier 2. $2,500 minimum daily balance to avoid monthly service charge. Compounded and credited monthly. |
| $100,000 – $250,000Tier 3. $2,500 minimum daily balance to avoid monthly service charge. Compounded and credited monthly. | 0.10% | — | Tier 3. $2,500 minimum daily balance to avoid monthly service charge. Compounded and credited monthly. |
| $250,000 and upTier 4. $2,500 minimum daily balance to avoid monthly service charge. Compounded and credited monthly. | 0.15% | — | Tier 4. $2,500 minimum daily balance to avoid monthly service charge. Compounded and credited monthly. |
Savings
0.05%APY
Compounding and crediting quarterly. Fees may reduce earnings and rates may change after account opens. No monthly service charge.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCompounding and crediting quarterly. There is no minimum balance requirement to obtain the APY. Fees may reduce earnings and rates may change after account opens. No monthly service charge.Any balance | 0.05% | $5 | Compounding and crediting quarterly. There is no minimum balance requirement to obtain the APY. Fees may reduce earnings and rates may change after account opens. No monthly service charge. |
Special-purpose accounts
Christmas Club
0.10%APY
Withdrawal only available at the end of October. Compounding and crediting quarterly. Fees may reduce earnings and rates may change after account opens.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCompounding and crediting quarterly. There is no minimum balance requirement to obtain the APY. Fees may reduce earnings and rates may change after account opens. Withdrawal only available at the end of October.Any balance | 0.10% | $10 | Compounding and crediting quarterly. There is no minimum balance requirement to obtain the APY. Fees may reduce earnings and rates may change after account opens. Withdrawal only available at the end of October. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.