Bank · FDIC insured
Morton Community Bank Savings Rates
Morton Community Bank’s best savings rate is 0.05% APY on $10,000, with its Classic Savings. Rates checked October 16, 2026.
How Morton Community Bank’s savings rates compare
Compared with banks and credit unions near Peoria, IL, where Morton Community Bank has the most branches. $10,000, best rate first.
This bank’s best
Morton Community Bank
0.05%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $5
Classic Savings
Top rate
INB
3.45%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $345
2nd-highest rate
CEFCU
2.40%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $240
Morton Community Bank savings score
62
Savings score
Higher than 7% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Morton Community Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Platinum Money Market
0.44%APY
Available only to consumers. $25 monthly maintenance charge if average daily balance falls below $25,000. Optional paper statement fee is $5/month (waived if at least one account owner is age 65 or older).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Tier applies to daily balance less than $25,000. $25 monthly fee applies if average daily balance falls below $25,000. | 0.44% | $44 | Tier applies to daily balance less than $25,000. $25 monthly fee applies if average daily balance falls below $25,000. |
| $25,000 – $100,000Tier applies to daily balance equal to or more than $25,000 and less than $100,000 ($25,000 to $99,999.99). $25 monthly fee waived if average daily balance is maintained at or above $25,000. | 0.78% | — | Tier applies to daily balance equal to or more than $25,000 and less than $100,000 ($25,000 to $99,999.99). $25 monthly fee waived if average daily balance is maintained at or above $25,000. |
| $100,000 and upTier applies to daily balance equal to or more than $100,000 ($100,000 and up). $25 monthly fee waived if average daily balance is maintained at or above $25,000. | 1.00% | — | Tier applies to daily balance equal to or more than $100,000 ($100,000 and up). $25 monthly fee waived if average daily balance is maintained at or above $25,000. |
Special-purpose accounts
Money Market IRA
0.10%APY
Consumer IRA money market deposit account. Rates apply to full balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable interest rate. Minimum opening deposit is $100.Any balance | 0.10% | $10 | Variable interest rate. Minimum opening deposit is $100. |
Sources (1)
- hometownbanks.com/personal/consumerrates · captured Oct 6, 2026
Christmas Club
0.05%APY
Funds are automatically distributed each October via check or direct transfer to another Hometown Community Bank account. Interest rate is variable and may change after opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest rate is variable and may change after opening. All funds automatically paid each October via check or direct transfer to another Hometown Community Bank account.Any balance | 0.05% | $5 | Interest rate is variable and may change after opening. All funds automatically paid each October via check or direct transfer to another Hometown Community Bank account. |
Classic Savings
0.05%APY
Interest rate is variable and may change after account opening. Fees may reduce earnings. Minimum balance requirement and opening deposit waived for minors (17 and under) and seniors 65 years of age or older.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$3 monthly service fee applies if balance falls below $50; balance requirements and minimum opening deposit are waived for minors (17 and under) and seniors 65 years of age or older. Interest rate is variable and may change after opening. Fees may reduce earnings.Any balance | 0.05% | $5 | $3 monthly service fee applies if balance falls below $50; balance requirements and minimum opening deposit are waived for minors (17 and under) and seniors 65 years of age or older. Interest rate is variable and may change after opening. Fees may reduce earnings. |
Health Savings Account
0.05%APY
Must be enrolled in an HSA-eligible High-Deductible Health Plan (HDHP), not covered under another non-HDHP, not enrolled in Medicare, and not eligible to be claimed as a dependent on another individual's tax return. Interest rate is variable and may change after opening. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRequires enrollment in a High-Deductible Health Plan (HDHP), not covered under a non-HDHP, not enrolled in Medicare, and not claimed as a dependent. There is no monthly service fee, but an annual fee of $25 applies. Interest rate is variable and may change after opening. Fees may reduce earnings.Any balance | 0.05% | $5 | Requires enrollment in a High-Deductible Health Plan (HDHP), not covered under a non-HDHP, not enrolled in Medicare, and not claimed as a dependent. There is no monthly service fee, but an annual fee of $25 applies. Interest rate is variable and may change after opening. Fees may reduce earnings. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.