Credit union · NCUA insured
HealthCare Associates Credit Union Savings Rates
HealthCare Associates Credit Union’s best savings rate is 0.35% APY on $10,000, with its Premier Money Market Account. Rates checked October 16, 2026.
How HealthCare Associates Credit Union’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where HealthCare Associates Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
HealthCare Associates Credit Union
0.35%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $35
Premier Money Market Account
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
HealthCare Associates Credit Union savings score
74
Savings score
Higher than 37% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0000.90%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where HealthCare Associates Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Premier Money Market Account
0.35%APY
Access funds with up to 3 checks per month (minimum $500 each). Compounded monthly, paid monthly. Must maintain a minimum average daily balance of $2,000 to earn interest.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,999Must maintain a minimum average daily balance of $2,000 to earn interest. | 0.00% | — | Must maintain a minimum average daily balance of $2,000 to earn interest. |
| $2,000 – $9,999Must maintain a minimum average daily balance of $2,000 to earn interest. | 0.15% | — | Must maintain a minimum average daily balance of $2,000 to earn interest. |
| $10,000 – $24,999Must maintain a minimum average daily balance of $2,000 to earn interest. | 0.35% | $35 | Must maintain a minimum average daily balance of $2,000 to earn interest. |
| $25,000 – $49,999Must maintain a minimum average daily balance of $2,000 to earn interest. | 0.55% | — | Must maintain a minimum average daily balance of $2,000 to earn interest. |
| $50,000 – $99,999Must maintain a minimum average daily balance of $2,000 to earn interest. | 0.75% | — | Must maintain a minimum average daily balance of $2,000 to earn interest. |
| $100,000 and upMust maintain a minimum average daily balance of $2,000 to earn interest. | 0.90% | — | Must maintain a minimum average daily balance of $2,000 to earn interest. |
Sources (3)
- hacu.org/accounts/savings-investments
- hacu.org/accounts/everyday-banking
- hacu.org/assets/1/6/currentrates-savings.pdf
All captured Oct 6, 2026
Savings Account
0.05%APY
$5 minimum deposit opens account and establishes membership. $10 monthly maintenance fee waived if balance remains at $100+ or with an open qualifying product (such as premier money market, CD, IRA, credit card, or any type of loan).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMust maintain a minimum average daily balance of $100 to earn interest. Compounded monthly; paid monthly. $10 monthly fee waived if balance remains at $100+ or with qualifying product.$100 and up | 0.05% | $5 | Must maintain a minimum average daily balance of $100 to earn interest. Compounded monthly; paid monthly. $10 monthly fee waived if balance remains at $100+ or with qualifying product. |
Sources (3)
- hacu.org/accounts/savings-investments
- hacu.org/assets/1/6/currentrates-savings.pdf
- hacu.org/assets/1/6/Schedule-of-Fees.pdf
All captured Oct 6, 2026
Special-purpose accounts
Special Savings & Club Accounts
0.05%APY
Includes Christmas Club Savings and special named savings accounts.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required. Compounded monthly; paid monthly.Any balance | 0.05% | $5 | No minimum balance required. Compounded monthly; paid monthly. |
Sources (2)
All captured Oct 6, 2026
Who can join HealthCare Associates Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who resides or works in the defined Des Plaines Area community charter.
- Membership is open to anyone who resides or works in the defined DuPage County community charter area.
- Membership is open to anyone who resides or works in the defined Oak Lawn Area community charter.
Employers and groups
- Membership is open to individuals who work for or belong to an eligible healthcare association.
Family and household
- Membership is open to individuals who have an immediate family or household member who is a current member.
Other ways
- Membership is open to individuals who make a donation to Credit Unions for Kids (CU4Kids).
Membership information collected October 5, 2026.