Bank · FDIC insured
Peru Federal Savings Bank Savings Rates
Peru Federal Savings Bank’s best savings rate is 0.05% APY on $10,000, with its Money Market Checking. Rates checked October 16, 2026.
How Peru Federal Savings Bank’s savings rates compare
Compared with banks and credit unions near Ottawa, IL, where Peru Federal Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Peru Federal Savings Bank
0.05%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $5
Money Market Checking
Top rate
Central Bank Illinois
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $400
2nd-highest rate
Grand Ridge National Bank
3.60%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $360
Peru Federal Savings Bank savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Peru Federal Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Checking
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.02% | — |
| $1,000 and up | 0.05% | $5 |
Sources (1)
- perufederalsavings.com/cd-rates-2 · captured Oct 6, 2026
Special-purpose accounts
Health Savings Account Tier
0.50%APY
Available for individuals and small businesses; must be an eligible individual to qualify.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Interest is paid monthly. No minimum balance to earn APY. Substantial penalty for early withdrawal. | 0.10% | — | Interest is paid monthly. No minimum balance to earn APY. Substantial penalty for early withdrawal. |
| $2,500 – $5,000Interest is paid monthly. No minimum balance to earn APY. Substantial penalty for early withdrawal. | 0.25% | — | Interest is paid monthly. No minimum balance to earn APY. Substantial penalty for early withdrawal. |
| $5,000 – $10,000Interest is paid monthly. No minimum balance to earn APY. Substantial penalty for early withdrawal. | 0.35% | — | Interest is paid monthly. No minimum balance to earn APY. Substantial penalty for early withdrawal. |
| $10,000 and upInterest is paid monthly. No minimum balance to earn APY. Substantial penalty for early withdrawal. | 0.50% | $50 | Interest is paid monthly. No minimum balance to earn APY. Substantial penalty for early withdrawal. |
Sources (2)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.