Compare Bank & Credit Union Rates
Best savings rates in Chicago, IL
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Chicago, IL
- 0.20%APY$20 a year on $10,000
Requirements
Product: Product offers are only available to individuals who live in our Illinois service area. $100,000 maximum deposit limit for new customers. Easy-access interest-bearing account with monthly statement, daily compound interest, monthly interest payment frequency, ATM card available, and online access to funds.
0.00% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $500 0.00% $500 – $5,000 0.10% $5,000 – $20,000Your amount 0.20% $20,000 – $50,000 0.20% $50,000 – $100,000 0.30% $100,000 – $250,000 0.30% $250,000 and up 0.40% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Product offers are only available to individuals who live in our Illinois service area. $100,000 maximum deposit limit for new customers. Traditional tracking & interest with a traditional passbook, daily compound interest, and quarterly interest payment frequency. ATM card not available.
0.00% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Passbook Savings Balance APY Up to $500 0.00% $500 – $5,000 0.10% $5,000 – $20,000Your amount 0.20% $20,000 – $50,000 0.20% $50,000 – $100,000 0.30% $100,000 – $250,000 0.30% $250,000 and up 0.40% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Variable rate account; interest calculated using the daily balance method. Preauthorized transfers or withdrawals limited to 6 per statement cycle. New deposit customers restricted to in-person visits to a location.
Offer: Minimum balance to obtain APY is $100.00; no interest earned when balance falls below $100.00. $5.00/month fee applies when balance falls below minimum.
0.20% interest rate · $5 monthly fee · Effective Feb 10, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum balance of $100 to earn dividends. Dividends paid and compounded annually. $10 fee for early withdrawals. No monthly service fee.
Offer: Minimum balance of $100 to earn dividends. Dividends paid and compounded annually. $10 fee for early withdrawals. Variable rate.
0.15% interest rate · Compounded annually · No monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: For individuals who want a traditional savings account. Minimum daily balance of $250.00 or minimum average daily balance of $1,000.00 to avoid $3.00 monthly maintenance fee.
Offer: Interest compounds and is paid quarterly. Monthly maintenance fee of $3.00 waived with $250.00 minimum daily balance or $1,000.00 minimum average daily balance.
0.15% interest rate · $3 monthly fee · Effective Jan 12, 2026
Rate checked
More details - St Gregory Parish Credit UnionShare AccountSavings · $25 min · 0.05%–0.15% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Membership eligibility is required. Dividend rates as of June 3, 2026; rates subject to change without notice.
Offer: Share balance $25.00–$2,499.99. Rate is dividend rate, not APY.
0.05% interest rate · Effective Jun 3, 2026
Rate by balance
Rate by balance for Share Account Balance APY Up to $2,500 0.05%* $2,500 – $5,000 0.09%* $5,000 – $10,000 0.13%* $10,000 and upYour amount 0.15%* Rate checked
More details - 0.12%APY$12 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold Private Client relationship tier (requires $800,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold Private Client tier.
Qualified rate · 0.12% interest rate · $4.50 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Personal or business money market account. A minimum daily balance of $2,500 is required to avoid a $15 monthly service fee. Minimum balance to earn APY is $2,500. Compounded and paid monthly.
Offer: $15 monthly service fee if daily balance falls below $2,500. Interest compounded and paid monthly.
0.10% interest rate · $15 monthly fee · Effective Mar 6, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: For new customers opening online, must be a resident of Illinois or Wisconsin, a U.S. citizen or resident alien, and have a U.S. physical address.
Offer: Monthly service fee of $3 is waived if a $200 minimum daily balance is maintained; no fee is assessed on the first statement cycle after opening. Interest is compounded and paid monthly based on the statement cycle using the daily balance method.
0.10% interest rate · $3 monthly fee · Effective Sep 29, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Fees may reduce earnings on accounts. Interest will be forfeited if account is closed before accrued interest is posted.
Offer: Minimum balance to earn interest is $100.
0.10% interest rate · Effective Oct 16, 2026
Rate checked
More details - Parkway Bank & Trust CompanyPersonal Preferred Money MarketPersonal Preferred Money Market · $2,500 min · 0.10%–0.44% by balance
Bank · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: Avoid $15 monthly service fee by maintaining a $2,500 minimum average daily balance. $2,500 minimum deposit to open. Direct check writing with up to 6 pre-authorized/telephone/online transfers or checks per month ($15 fee per excess transaction).
Offer: PPMM Tier 1. Avoid $15 monthly service fee with $2,500 minimum average daily balance.
0.10% interest rate · $15 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Personal Preferred Money Market Balance APY $2,500 – $15,000Your amount 0.10% $15,000 – $50,000PPMM Tier 2. 0.18% $50,000 – $100,000PPMM Tier 3. 0.20% $100,000 – $300,000PPMM Tier 4. 0.31% $300,000 – $1,000,000PPMM Tier 5. 0.32% $1,000,000 – $2,000,000PPMM Tier 6. 0.34% $2,000,000 and upPPMM Tier 7. 0.44% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: No minimum balance to earn dividends. No monthly service fee. Membership eligibility required. Qualification cycle is one calendar month. Higher rate requires bundled Verve Essential Checking with monthly ACH direct deposits totaling at least $250, valid email address, and enrollment in eStatements.
Offer: Qualifications not met or not bundled. Dividends compounded and paid monthly.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Jan 13, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No monthly service fee. Minimum balance of $100 to earn dividends. Flexible goal-based savings account. Dividends compounded and paid monthly.
Offer: Minimum balance of $100 to earn dividends. Dividends paid and compounded monthly. Variable rate.
0.10% interest rate · Compounded monthly · No monthly fee · Effective Jan 13, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Par value of one share is $5.00. Minimum balance of $100.00 to earn dividends. Membership eligibility required.
Offer: Minimum balance of $100.00 to earn dividends. Dividends compounded and credited monthly.
0.10% interest rate · No monthly fee · Effective Jan 13, 2026
Rate checked
More details - Maroon Financial Credit UnionPrimary Share SavingsSavings · $5 min · 0.00%–0.10% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: $5 minimum balance required. Establishes membership with MFCU. 3 free withdrawals per month; $5 fee for excess withdrawals.
0.00% interest rate · No monthly fee · Effective Jul 28, 2026
Rate by balance
Rate by balance for Primary Share Savings Balance APY Up to $300 0.00% $300 and upYour amount 0.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Chicago, IL
152 accounts at 56 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.93%
- Banks, typical
- 0.12%
- Credit unions, typical
- 0.25%
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- American Airlines Federal Credit UnionCredit union · 4 branches